Got more questions?
For any queries, locate the nearest branch.
Locate BranchesTo access the old website
Click Here
₹30 lakh Home Loan
Axis Bank’s dynamic ₹30 Lakh Home Loan is designed to streamline the homeownership journey for discerning individuals. Leverage our intuitive online platform for pre-qualification, application submission, and personalised loan quote generation. Our unwavering commitment to efficiency and transparency ensures a stress-free experience. Read on to know more about EMI calculation for a ₹30 lakh Axis Bank home loan.
₹30 Lakh Home Loan EMI for 10 Years
Monthly EMI for a ₹30 lakh home loan for 10 years is calculated below with the following details.
Loan Amount (₹) | 30,00,000 |
|---|---|
Tenure (years) | 10 |
Interest Rate (p.a.) | 8.75% - 9.15% |
Note: Considering 8.75% interest in the below scenarios.
₹30 Lakh Home Loan EMI
| EMI for 10 Years | EMI for 15 Years | EMI for 20 Years | EMI for 25 Years |
|---|---|---|---|---|
Equated Monthly Instalments (EMI in ₹) | 37,598 | 29,983 | 26,511 | 24,664 |
Principal Amount (₹) | 30,00,000 | 30,00,000 | 30,00,000 | 30,00,000 |
Interest Amount (₹) | 15,11,763 | 23,97,023 | 33,62,717 | 43,99,293 |
Total Amount Payable (₹) | 45,11,763 | 53,97,023 | 63,62,717 | 73,99,293 |
Likewise, if you wish to calculate ₹30 lakh home loan EMI for 30 years, you can use Home Loan EMI Calculator
₹30 lakh Home Loan Fees and Charges
₹30 lakh Home Loan Fees and Charges
- Up to 1% of the loan amount or ₹10,000 (whichever is higher) + GST (as applicable).
- An upfront processing fee of ₹5,000 plus GST shall be collected at the time of application submission. The balance processing fee, as applicable, shall be collected at the time of loan disbursement.
- The processing fee is a non-refundable fee collected by the Bank for the purpose of reviewing the loan application and same is independent of the outcome of such assessment.
Factors that affect interest rate
How to apply for ₹30 lakh Home Loan online at Axis Bank?
To apply for Axis Bank Online Home Loan
- 01
Check your eligibility before diving in. Use the Home Loan Eligibility Calculator to see if you can comfortably manage the monthly payments
- 02
Head to the Axis Bank Home Loan website and click "Apply Now"
- 03
Fill in your details and hit Submit. Specify if you're an existing customer or new one, and provide your name, phone number, email, city, and state
- 04
An Axis Bank rep will contact you to discuss the loan options
- 05
Gather all the required documents
- 06
Once approved, submit your property documents for verification
- 07
Get approved in as little as 15 days, as long as you have all the documents needed
Great plans start with well-calculated decision
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years, use our Home Loan EMI calculator to effortlessly manage your repayments and make your dream home a reality.
₹
3L
5Cr
%
6.50% 11%
Y
1Y30Y
Your EMI*₹ 1,14,678
Get a call back*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Home Loan Eligibility Calculator
A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.
Loan Amount
₹ 1,55,455.03
Home Loan for Every Budget
Frequently Asked Questions
A credit score surpassing 750 is deemed advantageous and enhances the likelihood of loan approval.
No, documentation is imperative, encompassing KYC, income verification, and property along with stamp duty documents for the house you intend to acquire.
Ideally, your income should be 3-4 times the loan amount to ensure the manageability of the ₹30 lakh Home Loan EMI without imposing undue financial stress.
Related Products
Learning Hub
Look through our knowledge section for helpful blogs and articles.
Copyright@ 2025 Axis Bank