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₹5 lakh Home Loan
At Axis Bank, we understand the pivotal role homeownership plays in financial stability and personal fulfillment. Our home loan for ₹5 lakh provides a convenient and accessible entry point into the property market. Utilise our online platform to efficiently assess your eligibility, submit your application, and receive a personalised quote.
₹5 lakh Home Loan EMI for 10 Years
Calculate EMI for ₹5 lakh Home Loan with the following details.
Loan Amount (₹) | 5,00,000 |
|---|---|
Tenure (years) | 10 |
Interest Rate (p.a.) | 8.75% - 9.15% |
Note: Considering 8.75% interest in the below scenarios.
₹5 lakh Home Loan EMI
| EMI for 10 Years | EMI for 15 Years | EMI for 20 Years | EMI for 25 Years |
|---|---|---|---|---|
Equated Monthly Instalments (EMI in ₹) | ₹6,266 | ₹4,997 | ₹4,419 | ₹4,111 |
| Principal Amount (₹) | ₹5,00,000 | ₹5,00,000 | ₹5,00,000 | ₹5,00,000 |
| Interest Amount (₹) | ₹2,51,961 | ₹3,99,504 | ₹5,60,453 | ₹7,33,215 |
| Total Amount Payable (₹) | ₹7,51,961 | ₹8,99,504 | ₹10,60,453 | ₹12,33,215 |
Similarly, you can calculate ₹5 lakh Home Loan EMI for 5 years using Home Loan EMI Calculator
₹5 lakh Home Loan Fees and Charges
₹5 lakh Home Loan Fees and Charges
- Up to 1% of the loan amount or ₹10,000 (whichever is higher) + GST (as applicable).
- An upfront processing fee of ₹5,000 plus GST shall be collected at the time of application submission. The balance processing fee, as applicable, shall be collected at the time of loan disbursement.
- The processing fee is a non-refundable fee collected by the Bank for the purpose of reviewing the loan application and same is independent of the outcome of such assessment.
Eligibility to get Home Loan of ₹5 lakh
Documents required for ₹5 lakh Home Loan
Factors that affect interest rate
How to apply for ₹5 lakh Home Loan online at Axis Bank?
To apply for Axis Bank Home Loan Online
- 01
Check your eligibility criteria before applying for the Home Loan
- 02
Use the Home Loan Eligibility Calculator to know if you can afford the Home Loan
- 03
Visit the Axis Bank Home Loan page and click the "Apply Now'' button
- 04
Fill in your details and click on Submit (confirm whether you are an existing customer or a new customer, provide name, mobile number, email ID, city and state)
- 05
Wait for a call from the Axis Bank representative to explain details of the product
- 06
Submit all documents
- 07
Once sanctioned, submit the property documents for verification
- 08
Get approval in 15 days, subject to availability of all required documents
Great plans start with well-calculated decision
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years, use our Home Loan EMI calculator to effortlessly manage your repayments and make your dream home a reality.
Total Amount Payable
1,37,621
Home Loan Eligibility Calculator
A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.
Loan Amount (in Lacs)
₹ 1,55,455.03
Home Loan for Every Budget
Frequently Asked Questions
The higher your credit score, higher are the chances of your loan getting approved. Any score above 750 is considered good.
No, you will need documents showing KYC and income proof, in addition to property and stamp duty papers of the house you are buying.
Ideally, your income should be 3-4 times the loan amount to be eligible for the loan. This will ensure that you would be able to afford the ₹5 lakh Home Loan EMI and repay your loan without a burden on your finances.
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