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₹1 Crore Home Loan EMI
Realise your vision for financial independence and long-term wealth creation with a significant ₹1 crore Home Loan from Axis Bank. This substantial investment empowers you to secure prime real estate assets, generate passive income through strategic ventures, or establish a valuable generational legacy. We are dedicated to understanding your unique financial objectives and providing the resources necessary to achieve them. Our easy online application process, quick approval and sanction ensures a smooth and hassle-free experience for you. Additionally, our experienced personnel are ready to help out with any hurdles you may face during the application procedure.
₹1 Cr Home Loan EMI for 10 years
Let us know the EMI for a ₹1 crore Home Loan with the following details.
| Loan Amount (₹) | 1,00,00,000 |
|---|---|
| Tenure (years) | 10 |
| Interest Rate (p.a.) | 8.75% - 9.15% |
Note: Considering 8.75% interest in the below scenarios.
₹1 Cr Home Loan EMI for 10 years
| EMI for 10 Years | EMI for 15 Years | EMI for 20 Years | EMI for 25 Years | |
|---|---|---|---|---|
| Equated Monthly Instalments (EMI in ₹) | 1,25,327 | 99,945 | 88,371 | 82,214 |
| Principal Amount (₹) | 1,00,00,000 | 1,00,00,000 | 1,00,00,000 | 1,00,00,000 |
| Interest Amount (₹) | 50,39,210 | 79,90,076 | 1,12,09,057 | 1,46,64,309 |
| Total Amount Payable (₹) | 1,50,39,210 | 1,79,90,076 | 2,12,09,057 | 2,46,64,309 |
Similarly, you can check ₹1 crore Home Loan EMI for 30 years using Axis Bank Home Loan EMI Calculator.
₹1 Cr Home Loan Fees and Charges
₹1 Cr Home Loan Fees and Charges
- Up to 1% of the loan amount or ₹10,000 (whichever is higher) + GST (as applicable).
- An upfront processing fee of ₹5,000 plus GST shall be collected at the time of application submission. The balance processing fee, as applicable, shall be collected at the time of loan disbursement.
- The processing fee is a non-refundable fee collected by the Bank for the purpose of reviewing the loan application and same is independent of the outcome of such assessment.
Eligibility Home Loan of ₹1 crore
Documentation Home Loan of ₹1 crore
Additional documents for salaried individuals for ₹1 crore Home Loan
Any one of the following for proof of income
For NRI salaried
Additional documents for self-employed individuals for ₹1 crore Home Loan
Factors that affect interest rate applicable on a ₹1 crore Home Loan
How can I apply for a ₹1 crore Home Loan online at Axis Bank?
To initiate the online application for an Axis Bank Home Loan, follow these steps:
- 01
Verify your eligibility criteria before proceeding with the Home Loan application.
- 02
Utilize the Home Loan Eligibility Calculator to assess your affordability.
- 03
Visit the Axis Bank Home Loan page and click the "Apply Now" button.
- 04
Complete the application form, providing necessary details (existing or new customer, name, mobile number, email ID, city, and state), then click on Submit.
- 05
Expect a call from an Axis Bank representative for a detailed explanation of the product.
- 06
Submit all required documents.
- 07
Upon approval, submit property documents for verification.
- 08
Receive approval within 15 days, subject to the availability of all necessary documents.
Great plans start with well-calculated decision
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years, use our Home Loan EMI calculator to effortlessly manage your repayments and make your dream home a reality.
₹
3L
5Cr
%
6.50% 11%
Y
1Y30Y
Your EMI*₹ 1,14,678
Get a call back*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Home Loan Eligibility Calculator
A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.
Loan Amount
₹ 1,55,455.03
Home Loan for Every Budget
Frequently Asked Questions
Having a credit score exceeding 750 is considered advantageous and improves the likelihood of loan approval.
No, documentation is essential, including KYC, income proof, and property details, along with stamp duty documents for the house you intend to purchase.
Ideally, your income should be 3-4 times the loan amount to ensure that managing the ₹1 crore Home Loan EMI doesn't cause undue financial strain.
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