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Home Loan on ₹30,000 - ₹50,000 Salary
A home to call your own is everyone’s dream. If you have just started your career and are staying on rent, don’t think you can’t afford to buy a home with your current low salary. You can easily apply for a ₹30,000 - 50,000 salary home loan with Axis Bank and fulfil your dream. Start early and build an asset to last you a lifetime!
How much home loan can I get on a ₹30,000 - ₹50,000 Salary?
Home loan eligibility depends on net in-hand salary, and you can get a home loan up to 60 times your net monthly salary. Thus, for a ₹30,000 - ₹50,000 salary, you can avail ₹18 lakh - ₹30 lakh home loan, subject to eligibility criteria.
For example,
| Net Monthly Income (₹) | 30,000 | 40,000 | 50,000 |
|---|---|---|---|
| Age (yrs) | 30 | 30 | 30 |
| Loan tenure (yrs) | 15 | 15 | 15 |
| Other EMIs (₹) | 0 | 0 | 0 |
| Interest Rate (%) | 10 | 10 | 10 |
| Loan Amount (₹) | 18,14,620 | 24,19,493 | 30,24,366 |
(Calculated using Axis Bank’s Home Loan Eligibility Calculator)
Home Loan on ₹30,000 - ₹50,000 salary benefits
Benefits of applying home loan from Axis Bank:
Smaller EMIs
Repay home loans with smaller EMIs stretched over a longer tenure
Attractive interest rate
Avail home loans at lower interest rates, making it easier on your pockets
Type of interest rate
Have flexibility to choose the type of interest rate – floating or fixed
Hassle-free process
Experience a hassle-free process with basic eligibility criteria and requiring minimum documentation
Customised repayment options
Choose repayment options as per your preference
Top-up loan
Option to borrow additional funds over your existing home loan amount
Relaxation on pre-payment penalty
No pre-payment penalty in case of floating interest rates, whereas nominal charges are imposed on loans on fixed interest rates
Home loan balance transfer
Shift your home loan from an existing lender at higher rates to Axis Bank at lower interest rates
How to apply for a Home Loan online at Axis Bank?
Start your online home loan application at Axis Bank by following the easy steps below
- 01
Visit the Home Loan page. Click on the “Apply Now” button
- 02
Enter your details, including name, contact number, etc., and click on Submit
- 03
Submit KYC documents to get the loan sanctioned
- 04
Once sanctioned, submit the property documents for verification
- 05
The loan will get approved in 15 days
Great plans start with well-calculated decisions
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years.
₹
3L
5Cr
%
6.50% 11%
Y
1Y30Y
Your EMI*₹ 1,14,678
Get a call back*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
APR Calculator
The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and loan origination charges.
₹
6K
15Cr
%
8% 26%
M
12M240M
₹
0
50L
Loan origination charges should not be more than loan amount.
APR
8.00%
Home Loan for different budgets
Important Links
Read on to know about the status of your loan, list of loan centres and more.
Frequently Asked Questions
Avail online home loan facility from Axis Bank to get a Home Loan on a 30000-5000 salary. Alternatively, you can apply t by visiting your nearest branch or loan centre.
The easiest way to calculate your EMI liability is by using Home Loan EMI Calculator.
Various factors affect home loan interest rates. You can check interest rates on home loans, here.
The eligibility criteria for Axis Bank Home Loan is straightforward. Salaried, self-employed individuals and professionals can apply for a home loan. It is better to check your eligibility criteria and calculate the same using the Home Loan Eligibility Calculator before applying.
Factors affecting home loan eligibility criteria include:
- Income
- Age
- Number of dependents
- Employment status
- Current assets and debts
- Credit score and history
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