Got more questions?
For any queries, locate the nearest branch.
Locate BranchesTo access the old website
Click Here
Personal Loan of ₹60,000
In times of financial urgency, securing a loan easily through traditional means can be tough. The process typically requires extensive paperwork, visits to banks or financial institutions, and a long application process.
But thanks to digitisation, Axis Bank is now able to offer you a personal loan of ₹60,000 in less than an hour. The entire procedure is conducted online, eradicating lengthy waiting periods and cumbersome paperwork.
With this streamlined approach, you can conveniently apply for a ₹60,000 loan online and redirect your focus towards other pressing matters. Say farewell to lengthy queues and complex paperwork and welcome a hassle-free loan application experience with Axis Bank.
Features & benefits
Flexible ₹60,000 Personal Loans with features to meet your various needs.
EMIs to fit your pocket
You can enjoy lower EMIs by increasing your loan tenure. It allows you to manage your finances more effectively and reduce the burden on your monthly burden.
Part-prepayment facility
You also have the option to make part-prepayments towards your loan. While a nominal fee is applicable for prepayment, it enables you to repay your loan faster, ultimately saving on interest charges in the long run.
Convenient loan management
You have the option to manage your loan through your Axis Bank internet banking account and Open app. It helps you monitor your payments, access account information, and stay updated on your loan status.
<Adjustable tenure
You can tailor the repayment period to suit your financial capabilities and preferences with an adjustable loan tenure, ensuring a comfortable repayment schedule that aligns with your needs.
Basic paperwork
You also get a hassle-free application process with minimal paperwork requirements, streamlining the borrowing process and saving you valuable time and effort.
Speedy approval process
Your instant ₹60,000 Personal Loan will be approved quickly provided you have all the necessary documentation ready. This way you can get swift access to funds when you need them the most, without unnecessary delays.
Fast money transfer
As the approval is done, the loan amount is transferred to your account, allowing you to address your financial needs without any hassle.
No collateral required
You can get the loan without any collateral or security, providing you with peace of mind and eliminating the risk of losing valuable assets.
No extra charges
You can also enjoy transparent and fair terms with no hidden fees or extra charges, ensuring that you know exactly what you're paying for without any surprises along the way.
Pre-approved offers
You can also avail of pre-approved loan offers that provide you with instant access to funds and simplify the borrowing process even further.
Paperless application process and instant approval
By applying for 24x7 Personal Loans online and completing the video KYC process, your loan application gets approved without any documentation and paper work.
Eligibility criteria to get Personal Loan of ₹60,000
Documents required for ₹60,000 Personal Loan
Additional documents for salaried individuals for a Personal Loan for ₹60,000 include:
Note: This is an indicative list and the bank may ask for additional documents on a case-to-case basis
How to apply for a ₹60,000 Personal Loan?
Signing up for ₹60,000 Personal Loan is a fairly simple and easy process. All you need is to follow the below mentioned steps.
- 01
To initiate your loan application to avail of a loan of ₹60,000, click here.
- 02
Verify your mobile number by inputting the OTP sent to it.
- 03
Prepare your bank statements and salary slips from the last six months for uploading.
- 04
Complete the eKYC and Video KYC procedures.
- 05
Proceed to authenticate your Aadhaar by entering the OTP received on your Aadhaar -linked mobile number and submit the details.
- 06
Subsequently, provide additional essential information about your salary account, employment, and educational background.
- 07
The interface now shows you the maximum loan amount you are eligible for.
- 08
You have the option to adjust the slider or manually input ₹60,000 as your desired loan amount and select the tenure. Detailed information regarding interest charges and your ₹60,000 loan EMI amount will be provided.
- 09
Reconfirm your employment address and verify your official email address.
- 10
Click on "continue" and "avail now". A confirmation screen will appear, congratulating you on your successful loan application and stating the loan amount you've secured.
- 11
The loan amount will be disbursed into your account within a few hours.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
₹60,000 Personal Loan fees & charges
₹60,000 Personal Loan fees & charges
Transparent fees and charges for your ₹60,000 Personal Loan – no hidden costs.
| Type of charges | Charges |
|---|---|
| Repayment instruction / Instrument return charges | ₹339/- per instance of dishonour of cheque /SI/ECS/NACH debit instruction + GST as applicable |
| Swap charges (cheque/instrument) | ₹500/- per instance + GST as applicable |
| Penal interest | @24% per annum i.e. 2% per month on the overdue instalment. |
| Duplicate statement issuance charges | ₹250/- per instance per set + GST as applicable. |
| Duplicate amortisation schedule issuance charges | ₹250/- per instance per set + GST as applicable. |
| Credit information companies (CICs) report issuance charges | ₹50 per instance per set + GST as applicable. |
| No dues certificate generation charges (duplicate)) | ₹50/- per instance per set + GST as applicable. |
| Stamp duty charges | As per State Stamp Act |
| Part payment/pre-payment charges | 5% + GST (as applicable) For loans disbursed 4th October, 2023 onwards: Fee for more than 36 months, 2% fee is applicable otherwise 3% |
| Processing fee charges | up to 2% of the loan amount + GST as applicable |
Get Personal Loan of Different Amounts
Already Applied? Track your application here
Have your Application ID or PAN card ready for a hassle-free experience
Track NowFrequently Asked Questions
Once you have submitted all the required documents and met the eligibility criteria, Axis Bank quickly processes the Personal Loan application. You can receive instant approvals, and loan disbursal can also take place in just a few hours.
Yes, you can obtain a personal loan of ₹60,000 without the need for any collateral. Axis Bank offers unsecured Personal Loans, which means you do not have to pledge any assets or provide any form of security to avail of the loan.
To qualify for a hassle-free instant ₹60,000 Personal Loan from Axis Bank, a good credit score is a must. Axis Bank requires applicants to have a minimum CIBIL score of 750 or higher to be eligible for its loans.
You can access a ₹60,000 Personal Loan without extensive documentation, especially if you're an existing customer of Axis Bank with Pre-approved Loan offers. However, new customers require basic documentation, such as proof of identity, address, income, and bank statements.
Banks require information about your income to assess your ability to repay the loan. If you lack income proof, you can contact the bank, which may then review your bank statements to determine your repayment capability.
Related Products
Learning Hub
Look through our knowledge section for helpful blogs and articles.
Copyright@ 2025 Axis Bank