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Personal Loan for ₹30,000 salary
In today's world, there is an overlap between what people need versus what they want. Lifestyles have evolved, broadening the spectrum of basic needs. For these reasons, individuals might require small funds from time to time, whether to meet their needs, achieve aspirational goals, or address unplanned expenses. Axis Bank is your ideal banking partner, ready to assist you in obtaining these loans.
Features & benefits of Personal Loan for ₹30,000 salary
Swift approvals
You get to experience rapid loan approvals with Axis Bank. Our efficient processing ensures your application moves forward very quickly so that you are informed about
Read MoreEasy documentation
Axis Bank simplifies your loan application process by requiring just a few essential documents. You may even have the option to verify income online, thus eliminating
Read MoreFunds in 24 hours
With Axis Bank, approved loans are disbursed quickly within a few hours of loan approval. Quick approval and disbursal save your time so that you can get your funds fast.
Versatile tenor
Choose a repayment plan that suits your financial situation. Axis Bank offers flexible tenures ranging between 12 to 84 months, giving you control over your monthly budgeting.
Pre-approved offers
Axis Bank values you highly as an existing customer. Enjoy pre-approved offers that come with more favourable terms, tailored based on your credit history and banking behaviour.
No collateral required
Axis Bank provides Unsecured Personal Loans, meaning you can borrow without collateral, making it easier for more people to access financial assistance.
No hidden fees
Axis Bank ensures all fees are disclosed upfront, so there are no surprises. Plan your finances with clarity and confidence, knowing exactly what you're paying for.
Simplified loan management
Stay on top of your loan with Axis Bank's digital tools. Easily check your balance, view interest rates, and monitor repayments online.
Swift approvals:
You get to experience rapid loan approvals with Axis Bank. Our efficient processing ensures your application moves forward very quickly so that you are informed about your loan approval within minutes.
Easy documentation:
Axis Bank simplifies your loan application process by requiring just a few essential documents. You may even have the option to verify income online, thus eliminating the need for any document upload. This streamlined process makes it easier for you to secure the financial support you need. Most of these details can be verified online with Axis Bank, without the need to upload any documents.
Eligibility criteria for Personal Loan with a salary of ₹30,000
To avail of a Personal Loan from Axis Bank with a salary of ₹30,000, the eligibility criteria are as follows:
You can check the loan amount you are eligible for using this Personal Loan Eligibility Calculator.
Documents required for Personal Loan for ₹30,000 salary
You can verify income online however it is best to keep the following documents ready when applying online for a Personal Loan.
One KYC document:
Note: This is an indicative list, and the bank may ask for additional documents on a case-to-case basis
How to apply for a Personal Loan with a salary less than ₹30,000?
Applying for a Personal Loan, even with a salary of ₹30,000, has been simplified for your convenience. Follow these steps to start your online application:
- 01
Last six months' bank statements.
- 02
Step 2
To start your loan application, click on this link.
- 03
Enter your mobile number, PAN card, Aadhar details.
- 04
Verify income online or upload six-month bank statements and salary slips.
- 05
Complete video KYC
- 06
Provide basic employment details.
- 07
Choose Personal Loan amount and tenure. You will be able to see the details of your Personal Loan EMI. Now, click on "avail now".
- 08
Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours.
By following these steps, you can smoothly navigate the online application process for a Personal Loan with Axis Bank, even with a salary of less than ₹30,000. For offline application, you can visit the nearest Axis Bank branch and contact a bank representative. They will assist you in availing a Personal Loan based on your specific requirements.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
Get Personal Loan of Different Salary
Important links
Follow the links below to know more!
Frequently asked questions
Yes, with Axis Bank, you're eligible for a Personal Loan if your monthly salary is between ₹15,000 and ₹30,000. Your creditworthiness and employment stability further enhance your application's strength.
Apply online through Axis Bank’s digital platforms. Ensure your documents are ready for a quick verification and approval process.
For a Personal Loan with a ₹30,000 salary, Axis Bank typically disburses funds within a few hours post-approval so that you can access the loan amount on time.
To qualify for a Personal Loan, Axis Bank customers need a minimum monthly salary of ₹15,000, while non-Axis Bank customers require ₹25,000. Axis Bank typically disburses funds within a few hours post-approval, ensuring you get timely financial support.
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