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Personal Loan for ₹60,000 salary
At Axis Bank, we're committed to empowering you on your financial path. With our Personal Loan solutions, tailored to your unique needs, achieving your goals becomes not just a possibility, but a reality. Whether it's for covering unforeseen expenses or pursuing personal aspirations, our streamlined process ensures quick access to the funds you need.
You can trust Axis Bank to be your reliable partner in financial growth and prosperity. Join us and embark on a journey towards a brighter financial future today.
Features & benefits of Personal Loan for ₹60,000 salary
Instant approval and paperless application process
By applying for a 24x7 Personal Loan online and completing the video KYC process, your loan application gets approved instantly without any documentation and paperwork.
Versatile Tenor
Depending on your convenience and financial situation, you can choose a loan tenure ranging from 12 to 84 months. This flexibility allows you to manage your repayment
Read MorePre-approved offers
These offers are tailored based on your banking history with us, ensuring you get the best possible terms. This allows you to access loans swiftly, without additional screenings.
No collateral required
Our loans are unsecured, meaning you don't need to pledge any collateral to avail yourself of the loan. This feature makes it accessible for individuals who may not have
Read MoreSimple documents
The documentation required for this loan is minimal and straightforward. You won't be buried under piles of paperwork. You need to provide a few basic documents like
Read MoreSimplified loan management
Axis Bank offers an intuitive online platform and mobile app, allowing you to manage your loan. You can track your loan balance and manage repayments with just a few clicks.
Versatile Tenor
Depending on your convenience and financial situation, you can choose a loan tenure ranging from 12 to 84 months. This flexibility allows you to manage your repayment schedule effectively and ensure it aligns with your cash flow and budget.
No collateral required
Our loans are unsecured, meaning you don't need to pledge any collateral to avail yourself of the loan. This feature makes it accessible for individuals who may not have assets to use as security but need funds for urgent expenses.
Simple documents
The documentation required for this loan is minimal and straightforward. You won't be buried under piles of paperwork. You need to provide a few basic documents like proof of age, address and income, and you're good to go.
Eligibility criteria for Personal Loan with a salary of ₹60,000
You can check the loan amount you are eligible for using this Personal Loan Eligibility Calculator.
Documents required for Personal Loan for ₹60,000 salary
How to apply for a Personal Loan with a salary less than ₹60,000?
If your salary falls between ₹15,000 and ₹60,000, you can easily apply for a loan with Axis Bank. Here are the steps to apply for a personal loan:
- 01
Last six months' bank statements.
- 02
To start your loan application, click on this link.
- 03
Enter your mobile number, PAN card, Aadhar details.
- 04
Verify income online or upload six-month bank statements and salary slips.
- 05
Complete video KYC.
- 06
Provide basic employment details.
- 07
Choose Personal Loan amount and tenure. You will be able to see the details of your personal loan EMI. Now, click on "avail now".
- 08
Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
Important links
Follow the links below to know more!
Frequently Asked Questions
Yes, with a monthly salary of ₹60,000, you are eligible for a Personal Loan from Axis Bank. Your net income level positions must meet our lending criteria, enabling you to borrow funds for your Personal Loan.
Apply through Axis Bank's digital platforms for an urgent loan. Use our mobile app or website to fill out a quick application. If you're an existing customer, you may qualify for instant pre-approved offers, ensuring a rapid disbursal of the loan amount to your account.
If all your documents are in order and you meet the eligibility criteria, the loan amount can often be disbursed within a few hours post-approval.
Axis Bank requires a minimum net monthly income of ₹15,000 per month for Axis Bank customers and ₹25,000 for non-Axis Bank customers to get a Personal Loan approval.
You can determine the loan amount you qualify for by utilising this Personal Loan Eligibility Calculator.
Already Applied? Track your application here.
Keep your Application ID starting with Cl or MLP or With Pan Card handy for smooth proccess.
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