About Us
    • 24x7 Personal Loan Notification
    • NEO RuPay Credit Card Notification

    • Axis Bank is now on WhatsApp !

      Send us a 'Hi' on 7036165000 for all your banking needs

      SIGN-UP

Personal Loan for ₹60,000 salary

At Axis Bank, we're committed to empowering you on your financial path. With our Personal Loan solutions, tailored to your unique needs, achieving your goals becomes not just a possibility, but a reality. Whether it's for covering unforeseen expenses or pursuing personal aspirations, our streamlined process ensures quick access to the funds you need.
You can trust Axis Bank to be your reliable partner in financial growth and prosperity. Join us and embark on a journey towards a brighter financial future today.

Features & benefits of Personal Loan for ₹60,000 salary

Instant approval and paperless application process

By applying for a 24x7 Personal Loan online and completing the video KYC process, your loan application gets approved instantly without any documentation and paperwork.

Versatile Tenor

Depending on your convenience and financial situation, you can choose a loan tenure ranging from 12 to 84 months. This flexibility allows you to manage your repayment

Read More

Pre-approved offers

These offers are tailored based on your banking history with us, ensuring you get the best possible terms. This allows you to access loans swiftly, without additional screenings.

No collateral required

Our loans are unsecured, meaning you don't need to pledge any collateral to avail yourself of the loan. This feature makes it accessible for individuals who may not have

Read More

Simple documents

The documentation required for this loan is minimal and straightforward. You won't be buried under piles of paperwork. You need to provide a few basic documents like

Read More

Simplified loan management

Axis Bank offers an intuitive online platform and mobile app, allowing you to manage your loan. You can track your loan balance and manage repayments with just a few clicks.

View More
EligibilityDocumentation

Eligibility criteria for Personal Loan with a salary of ₹60,000

  • Applicants must be at least 21 years old.
  • Applicants should not exceed 60 years of age at the time of loan maturity.
  • Minimum net monthly income: ₹15,000 for existing Axis Bank customers and ₹25,000 for non-Axis Bank customers.
  • Salaried employees are eligible to apply for the Personal Loan.
  • A CIBIL score of 700+ is preferred.

You can check the loan amount you are eligible for using this Personal Loan Eligibility Calculator.

Documents required for Personal Loan for ₹60,000 salary

You can verify your income online during the digital application process. However, here is a list of documents to be kept ready to avail of a personal loan online with a salary of ₹60,000:

  • Last six months' bank statements.
  • Recent three months’ payslips and the latest Form 16.

One KYC document:

  • Passport
  • Driving Licence
  • PAN Card
  • Aadhaar card or Voters ID

Note: This is an indicative list, and the bank may ask for additional documents on a case-to-case basis

How to apply for a Personal Loan with a salary less than ₹60,000?

How to apply for a Personal Loan with a salary less than ₹60,000?

If your salary falls between ₹15,000 and ₹60,000, you can easily apply for a loan with Axis Bank. Here are the steps to apply for a personal loan:

  • 01

    Last six months' bank statements.

  • 02

    To start your loan application, click on this link.

  • 03

    Enter your mobile number, PAN card, Aadhar details.

  • 04

    Verify income online or upload six-month bank statements and salary slips.

  • 05

    Complete video KYC.

  • 06

    Provide basic employment details.

  • 07

    Choose Personal Loan amount and tenure. You will be able to see the details of your personal loan EMI. Now, click on "avail now".

  • 08

    Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours.

Make well-calculated decisions with our Personal Loan calculators

₹

50K

50L

%
9.99% 22%
Mos
1284

Your EMI*₹ 1,14,678

Get instant funds

*Equated Monthly Installment'

Note: To see amortization schedule, please click here.

Total Amount Payable

₹1,37,621

₹

10K

5L

₹

0

5L

Apply Now

You are eligible for up to

₹ 15,00,000

Frequently Asked Questions

Yes, with a monthly salary of ₹60,000, you are eligible for a Personal Loan from Axis Bank. Your net income level positions must meet our lending criteria, enabling you to borrow funds for your Personal Loan.

Apply through Axis Bank's digital platforms for an urgent loan. Use our mobile app or website to fill out a quick application. If you're an existing customer, you may qualify for instant pre-approved offers, ensuring a rapid disbursal of the loan amount to your account.

If all your documents are in order and you meet the eligibility criteria, the loan amount can often be disbursed within a few hours post-approval.

Axis Bank requires a minimum net monthly income of ₹15,000 per month for Axis Bank customers and ₹25,000 for non-Axis Bank customers to get a Personal Loan approval.

You can determine the loan amount you qualify for by utilising this Personal Loan Eligibility Calculator.

  • Shubh Aarambh Home Loan

    • Axis Bank's Shubh Aarambh Home Loan service provides quick and easy loan disbursals with minimum documentation.
    Know More Apply Now
  • Open Instantly

    Parallel Car Loan (24*7 Car Loan Top-up)

    • Loan Amount
      ₹20,000 onward
    • Applicable Car Loan
      Pre-qualified parallel loan offers for existing Axis Bank customers
    • Maximum Tenure
      Up to 4 years
    Know More Apply Now

  • Lease Rental Discounting

    • Loan Amount
      Minimum: ₹5 lakhs
      Maximum: ₹5 cr
    • Interest Rate Applicable
      Floating
    • Maximum Tenure
      9 years, subject to balance lease term
    Know More Apply Now

Already Applied? Track your application here.

Keep your Application ID starting with Cl or MLP or With Pan Card handy for smooth proccess.

Track Now
Locate Branches

Got more questions?

For any queries, locate the nearest branch.

Locate Branches

Related Products

Learning Hub

Planning your next money move? Spend a minute here

View more