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Personal Loan for ₹50,000 Salary
If you are looking for a Personal Loan and your salary is around ₹50,000, Axis Bank is the ideal banking partner you can choose. Personal Loans are Unsecured Loans that help you to access immediate funds. Depending on your total monthly income and expenditure, Axis Bank determines the loan amount you are eligible for. Here are all the details you need to know about getting a Personal Loan with a ₹50,000 salary.
Features and benefits of Personal Loan for ₹50,000 salary
Paperless application process and instant approval
You won't have to wait long to find out if your loan request has been approved. By applying for 24x7 Personal Loan online and completing the video KYC process, your
Read MoreFunds in 24 Hours
Urgent financial needs can't wait, and neither should you. Once your loan is approved, Axis Bank endeavours to disburse the funds directly into your account within 24 hours.
Versatile Tenor
Flexibility is key when it comes to repayment. Axis Bank offers you to choose a range of repayment between 12 to 84 months. This helps you manage monthly EMIs and helps you in budgeting.
Pre-approved offers
Axis Bank values you as an existing customer. Enjoy pre-approved offers with more favourable terms, tailored based on your credit history and banking behaviour.
No collateral required
Axis Bank offers Unsecured Personal Loans, meaning you can borrow the funds you need without securing the loan against your assets.
No hidden fees
You’ll be fully informed about any fees associated with your loan upfront, ensuring there are no surprises. This clarity helps you to plan and manage your finances more effectively.
Easy documentation
With Axis Bank, applying for a personal loan is straightforward and requires only a few basic documents like proof of identity, address, and income. This process makes
Read MoreSimplified loan management
Managing your loan is hassle-free with Axis Bank's digital banking solutions. Access your loan account details, track repayments, and efficiently manage your loan online
Read More
Paperless application process and instant approval:
You won't have to wait long to find out if your loan request has been approved. By applying for 24x7 Personal Loan online and completing the video KYC process, your loan application gets approved instantly without any documentation and paperwork.
Easy documentation:
With Axis Bank, applying for a personal loan is straightforward and requires only a few basic documents like proof of identity, address, and income. This process makes it easier for you to apply without any stress.
Simplified loan management:
Managing your loan is hassle-free with Axis Bank's digital banking solutions. Access your loan account details, track repayments, and efficiently manage your loan online, giving you control and peace of mind throughout the loan tenure.
How to apply for a Personal Loan with a salary less than ₹50,000?
If your salary falls between ₹15,000 and ₹50,000, you can easily apply for a loan with Axis Bank. Here are the steps to apply for a Personal Loan:
- 01
Last six months' bank statements.
- 02
To start your loan application, click on this link.
- 03
Enter your mobile number, PAN card, Aadhaar details.
- 04
Verify income online or upload six-month bank statements and salary slips.
- 05
Complete Video KYC.
- 06
Provide basic employment details.
- 07
Choose Personal Loan amount and tenure. You will be able to see the details of your personal loan EMI. Now, click on "avail now".
- 08
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Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours.
For offline application, you can visit the nearest Axis Bank branch and contact a bank representative. They will assist you in availing a personal loan based on your specific requirements.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
Important links
Read on to know about the status of your loan, list of loan centers and more
Frequently Asked Questions
Certainly, with a salary of ₹50,000, you're eligible for a Personal Loan from Axis Bank. Meet our simple eligibility criteria and provide necessary documents for swift processing.
For an urgent ₹50,000 loan, apply through our Axis Bank app or website for instant approval and quick disbursal.
The disbursal time for a Personal Loan with a ₹50,000 salary is typically a few hours after loan approval and documentation.
The minimum salary requirement for a Personal Loan at Axis Bank is ₹15,000 per month for Axis Bank customers and ₹25,000 for non-Axis Bank customers.
You can check the loan amount you are eligible for using this Personal Loan Eligibility calculator.
Already Applied? Track your application here.
Keep your Application ID starting with Cl or MLP or With Pan Card handy for smooth proccess.
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