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Personal Loan for ₹25,000 salary
Getting a Personal Loan with a ₹25,000 salary is quick and hassle-free with Axis Bank. Say goodbye to dipping into your savings or relying on friends and family for borrowing to fulfil your aspirations or meet any financial emergencies. Axis Bank ensures you get the financial support you need smoothly and efficiently.
Wondering how much you can get for ₹25,000 salary? Check out our Personal Loan Eligibility Calculator to determine your eligible loan amount.
Features & benefits of Personal Loan for ₹25,000 Salary
Paperless application process and instant approval
By applying for the 24x7 Personal Loan online and completing the video KYC process, your loan application gets approved instantly without any documentation and paperwork.
Transfers within 24 hours
Axis Bank commits to rapid fund disbursal, often within a few hours of loan approval. This feature is beneficial for those earning a ₹25,000 salary, providing quick access
Read MoreAdjustable tenor
Axis Bank offers flexible repayment options, allowing you to choose a loan tenure between 12 to 84 months. By offering a range of tenure options, Axis Bank helps ensure
Read MoreNo guarantee required
No guarantee means you can apply for and receive a personal loan without the need to provide collateral or find a guarantor. This is good for young salaried
Read MoreNo extra charges
Axis Bank provides transparency by ensuring no hidden fees or extra charges are associated with your Personal Loan. This clarity is crucial for individuals with a
Read MorePre-approved loan offers
Axis Bank enhances the borrowing experience by offering pre-approved loans to their existing customers. These offers are tailored based on your banking history, credit
Read MoreHassle-free online documentation
For individuals earning a salary of ₹25,000, Axis Bank simplifies the personal loan application process with its zero to minimal documentation requirement.
Easy online access
Digital access means that you can manage your loan from anywhere, at any time, without the need to visit a bank branch. This convenience ensures that your financial
Eligibility criteria for Personal Loan with a salary of ₹25,000
You can check the loan amount you are eligible for using this Personal Loan Eligibility Calculator.
Documents required for Personal Loan for ₹25,000 salary
You can verify income online during the digital application process. However, here is a list of documents to be kept ready to avail of a personal loan online with a low salary of ₹25,000:
One KYC document:
Note: This is an indicative list, and the bank may ask for additional documents on a case-to-case basis
How to apply for a Personal Loan with a salary of less than ₹25,000?
If your income is ₹25,000 per month, follow these steps to apply online for a Personal Loan:
- 01
Last six months' bank statements.
- 02
To start your loan application, click on this link.
- 03
Enter your mobile number, PAN card, Aadhar details.
- 04
Verify income online or upload six-month bank statements and salary slips.
- 05
Complete video KYC
- 06
Provide basic employment details.
- 07
Choose Personal Loan amount and tenure. You will be able to see the details of your Personal Loan EMI. Now, click on "avail now".
- 08
Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours.
For offline application, you can visit the nearest Axis Bank branch and contact a bank representative. They will assist you in availing a Personal Loan based on your specific requirements.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
Get Personal Loan of Different Salary
Important links
Follow the links below to know more!
Frequently asked questions
Yes, with Axis Bank, you're eligible for a Personal Loan if your monthly salary is between ₹15,000 and ₹25,000. Axis Bank considers your income, credit score, and repayment capacity to determine your eligibility.
Apply directly through Axis Bank's digital platforms. Ensure your documents are in order and use the Axis Bank mobile app or website for quick application and processing.
Axis Bank typically disburses Personal Loans within a few hours after loan approval. This timeframe can be even shorter with pre-approved offers.
The minimum salary requirement for a Personal Loan starts at ₹15,000 per month for Axis Bank customers and ₹25,000 for non-Axis Bank customers.
No guarantee required:
No guarantee means you can apply for and receive a personal loan without the need to provide collateral or find a guarantor. This is good for young salaried professionals and those in their careers, who may have little or no assets to pledge. By removing this barrier, Axis Bank ensures that personal loans are within reach, empowering you to meet your financial needs without any stress. Click here to check your loan EMIs with Axis Bank.
Transfers within 24 hours:
Axis Bank commits to rapid fund disbursal, often within a few hours of loan approval. This feature is beneficial for those earning a ₹25,000 salary, providing quick access to funds for immediate needs. Whether it's an emergency expense or an unexpected opportunity, this prompt disbursal ensures that financial constraints do not hold you back.
Adjustable tenor:
Axis Bank offers flexible repayment options, allowing you to choose a loan tenure between 12 to 84 months. By offering a range of tenure options, Axis Bank helps ensure that your loan doesn't become a financial burden but rather a manageable part of your financial planning.
No extra charges:
Axis Bank provides transparency by ensuring no hidden fees or extra charges are associated with your Personal Loan. This clarity is crucial for individuals with a ₹25,000 salary, as it allows for precise budgeting and financial management.
Pre-approved loan offers:
Axis Bank enhances the borrowing experience by offering pre-approved loans to their existing customers. These offers are tailored based on your banking history, credit score, and income.
Hassle-free online documentation:
For individuals earning a salary of ₹25,000, Axis Bank simplifies the personal loan application process with its zero to minimal documentation requirement.
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