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Personal Loan of ₹70,000
Banks today offer easily accessible Personal Loans to eligible borrowers instantly and within few minutes. The loans can be used for meeting a variety of needs such as sudden medical expenses, an unexpected trip, a planned foreign vacation, your dream wedding and so on. Obtaining a loan of ₹70,000 from Axis Bank is now a swift process, provided you have the necessary documentation at your disposal.
Below is a step-by-step guide on how to apply for a Personal Loans of ₹70,000 and have the funds deposited into your bank account within a few hours.
Features & benefits of a ₹70,000 Personal Loan
Approval in minutes
You get quick approvals on your loan application due to the digitised banking ecosystem and your loan amount is only a few clicks away.
Fast fund transfer
You can benefit from expedited fund transfer processes that ensure your approved loan amount reaches your account in a few hours.
Collateral-free finance
You can have access to funds without providing any collateral. You just have to provide proof of your income that shows your repaying capability.
Flexible tenure
You can tailor your repayment tenure according to your financial preferences and capabilities. This provides you with flexibility and convenience in managing the loan.
No unexpected fees
Axis Bank maintains transparency in financial dealings with no hidden charges, ensuring clarity and peace of mind throughout your loan tenure.
Basic documents required
Your loan application is further simplified as you need to provide only a few documents that prove your identity, age, address and income. It will help you get a swift ₹70,000 loan.
Affordable EMIs
You can enjoy reduced ₹70,000 loan EMIs if you choose a longer tenure. The liberty to be able to choose the loan tenure can help you manage your income and finances better.
Easy virtual management
You can access and manage your loan account conveniently through our mobile banking application and website. This helps in seamless monitoring and control over your finances.
Enjoy instant approval
Apply online for 24x7 Personal Loans, do video KYC and your loan is approved instantly. You get the funds in your account in no time, enabling you to meet your requirements easily.
Eligibility Criteria to get Personal Loan of ₹70,000
Documents required for Personal Loan for ₹70,000
How to apply for a ₹70,000 Personal Loan?
Applying for a Personal Loan of ₹70,000, has been simplified for your convenience. Follow these steps to start your online application:
- 01
To start your ₹70,000 loan application, click on this link.
- 02
Fill in your mobile number and choose Date of Birth or PAN.
- 03
Verify your mobile with the OTP.
- 04
Upload bank statements and salary slips for the last six months.
- 05
Complete eKYC and video KYC.
- 06
Authenticate your Aadhaar with the OTP.
- 07
Provide additional information about your employment and education.
- 08
Select your desired loan amount and tenure.
- 09
Confirm your details and click "avail now".
- 10
Congratulations! Your loan for ₹70,000 is approved and the funds will be disbursed within a few hours.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
₹70,000 Personal Loan fees & charges
₹70,000 Personal Loan fees & charges
| Type of charges | Charges |
|---|---|
| Repayment instruction / Instrument return charges | ₹339/- per instance of dishonour of cheque /SI/ECS/NACH debit instruction + GST as applicable |
| Swap charges (cheque/instrument) | ₹500/- per instance + GST as applicable |
| Penal interest | @24% per annum i.e. 2% per month on the overdue instalment. |
| Duplicate statement issuance charges | ₹250/- per instance per set + GST as applicable. |
| Duplicate amortisation schedule issuance charges | ₹250/- per instance per set + GST as applicable. |
| Credit information companies (CICs) report issuance charges | ₹50 per instance per set + GST as applicable. |
| No dues certificate generation charges (duplicate)) | ₹50/- per instance per set + GST as applicable. |
| Stamp duty charges | As per State Stamp Act |
| Part payment/pre-payment charges | 5% + GST (as applicable) For loans disbursed 4th October, 2023 onwards: Fee for more than 36 months, 2% fee is applicable otherwise 3% |
| Processing fee charges | up to 2% of the loan amount + GST as applicable |
Get Personal Loan of Different Amounts
Important links
Follow the links below to know more!
Frequently asked questions
The processing time for a ₹70,000 Personal Loan can range from a few hours to a few days. If your documents are in order, it can be arranged instantly through an online application. If not, you can visit the Axis Bank branch and speak to a branch manager.
Yes, you can get a Personal Loan of ₹70,000 without providing any collateral.
The credit score requirement for an instant ₹70,000 loan is 750 and above. A good credit score improves your chances of quick approval.
If you have a pre-approved loan from Axis Bank, you can get a loan without any documents. Ideally, basic documentation like KYC documents, ITR and bank statements are required to get a quick loan approval.
Axis Bank requires some form of income proof for a ₹70,000 loan. You can show your salary slips, ITR or your bank statements to prove your income.
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