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Personal Loan of ₹50,000
Personal Loans are unsecured loans that provide you with a lump sum amount that can be used for various purposes. These include unexpected medical expenses, urgent home repairs, or sudden travel obligations. However, Personal Loans nowadays are only a few clicks away and can be a life saver. Unlike other loans that may have specific usage restrictions, Personal Loans offer flexibility, allowing you to use the funds as per your needs.
Features & Benefits
Instant approval
Getting approval for a ₹50,000 loan is quick and hassle-free. The digital application and instant approval process ensures that you won’t have to wait for days or weeks
Read MoreFunds in 24 hours
Once approved, you can expect to receive the loan amount in your account within 24 hours. It means you can address your urgent financial needs without any delay with Axis Bank.
Easy and unsecured financing
You don't need to provide any collateral to secure the loan. It is a hassle-free and convenient borrowing process, which aims to simplify and provide instant and secured
Read MoreSimple documents
The documentation required for this loan is minimal and straightforward. You won't be buried under piles of paperwork. You need to provide a few basic documents like good to go.
Read MoreTenure up to 60 months
You have the flexibility to choose a repayment tenure of up to 60 months. This helps you to manage your monthly payments according to your financial situation.
Convenient flexi facility
Check if you are eligible for a pre-approved Instant Personal Loan. It allows you to withdraw funds as per your requirement, up to a pre-approved limit. It gives you
Read MoreSpecial offers
You also get access to reduced interest rates, cashback, and other incentives, making your borrowing experience even more rewarding.
Easy loan management
Manage your loan conveniently through the online portal or the mobile app. Keep track of your payments, check your outstanding balance, and access other essential information with ease.
No undisclosed fees
With this loan, you won't encounter any hidden fees or charges. Everything is upfront, ensuring you know exactly what you're getting into from the start.
Paperless application and instant approval
Use the end-to-end digital application process for instant loan approval. Avoid documentation and paperwork by doing video KYC and get the funds you need in no time.
Read More
Instant approval:
Getting approval for a ₹50,000 loan is quick and hassle-free. The digital application and instant approval process ensures that you won’t have to wait for days or weeks for the funds. Apply for a Personal Loan here .
Easy and unsecured financing:
You don't need to provide any collateral to secure the loan. It is a hassle-free and convenient borrowing process, which aims to simplify and provide instant and secured access to funds.
Simple documents:
The documentation required for this loan is minimal and straightforward. You won't be buried under piles of paperwork. You need to provide a few basic documents like proof of age, address and income, and you're good to go.
Convenient flexi facility:
Check if you are eligible for a pre-approved Instant Personal Loan. It allows you to withdraw funds as per your requirement, up to a pre-approved limit. It gives you the flexibility to manage your finances efficiently.
Paperless application and instant approval:
Use the end-to-end digital application process for instant loan approval. Avoid documentation and paperwork by doing video KYC and get the funds you need in no time.
These features and benefits make an instant Rs 50,000 loan a practical and convenient option for addressing your immediate financial needs with ease and peace of mind.
Eligibility for Personal Loan of ₹50,000
Documentation for Personal Loan of ₹50,000
How to apply for ₹50,000 Personal Loan?
Applying for Personal Loan is quick and easy. Here are the steps you need to follow to apply for Axis Bank Personal Loan:
- 01
Visit this webpage to apply for a Personal Loan.
- 02
Enter your personal information, such as your mobile number, and choose to provide either your Date of Birth or PAN.
- 03
Input the OTP sent to your mobile number for verification.
- 04
Prepare your last six month’s bank statements and salary slips for uploading.
- 05
Complete the eKYC and Video KYC procedures for instant approval.
- 06
The next step is to verify your Aadhaar. Enter the OTP you receive on your Aadhaar-linked mobile number and submit the details.
- 07
Now you have to provide other important details related to your salary account, employment, and education details.
- 08
The interface now shows you the maximum loan amount you are eligible for.
- 09
You can move the slider to the extreme left or enter the amount of ₹50,000, and select your tenure. You will get all the information about the interest charges along with the details of your ₹50,000 loan EMI amount.
- 10
After this, you need to provide your employment address once again and verify your official email address.
- 11
Now click on "continue" and "avail now". A new screen appears saying “congratulations” and states the amount of the loan you’ve taken.
- 12
The Loan amount will be disbursed into your account within a few hours.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
₹50,000 Personal Loan Fees & Charges
₹50,000 Personal Loan Fees & Charges
| Type of charges | Charges |
|---|---|
| Repayment instruction / Instrument return charges | ₹339/- per instance of dishonour of cheque /SI/ECS/NACH debit instruction + GST as applicable |
| Swap charges (cheque/instrument) | ₹500/- per instance + GST as applicable |
| Penal interest | @24% per annum i.e. 2% per month on the overdue instalment. |
| Duplicate statement issuance charges | ₹250/- per instance per set + GST as applicable. |
| Duplicate amortisation schedule issuance charges | ₹250/- per instance per set + GST as applicable. |
| Credit information companies (CICs) report issuance charges | ₹50 per instance per set + GST as applicable. |
| No dues certificate generation charges (duplicate)) | ₹50/- per instance per set + GST as applicable. |
| Stamp duty charges | As per State Stamp Act |
| Part payment/pre-payment charges | 5% + GST (as applicable) For loans disbursed 4th October, 2023 onwards: Fee for more than 36 months, 2% fee is applicable otherwise 3% |
| Processing fee charges | up to 2% of the loan amount + GST as applicable |
Get Personal Loan of Different Amounts
Important Links
Read on to know about the status of your loan, list of loan centers and more
Frequently Asked Questions
The processing duration varies based on the method. Offline processing takes around two weeks to complete. However, for pre-approved applicants, Axis Bank can disburse the loan amount within a few hours.
Yes, you can get a Personal Loan of ₹50,000 without any collateral charges. Axis Bank provides unsecured Personal Loans, which does not require collateral or assets.
A good CIBIL score is essential to get a quick loan approval. To qualify for Axis Bank's ₹50,000 Personal Loans, applicants need a minimum CIBIL score of 750 or higher.
Yes, documentation requirements are minimal, especially for existing Axis Bank customers with pre-qualified loan offers. Ideally, basic documentation like KYC documents, ITR and bank statements are required to get a quick loan approval.
If you have a pre-qualified offer from Axis Bank, you won't need to provide additional income documents. However, presenting salary slips from the last two months is necessary to secure a loan offer.
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