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Personal Loan for Women
The societal role of women has evolved, leading to remarkable achievements across various domains and breaking free from age-old stereotypes.
To support women in fulfilling their expanding financial aspirations, Axis Bank presents Personal Loans tailored to various needs. Whether it's for pursuing higher education, financing travel or wedding expenses, or addressing urgent financial needs, Axis Bank's Personal Loan for women is here to assist.
Features and Benefits
Ample funding up to ₹40 lakhs
Whether it is for higher education, starting a new business, or any personal need, women can access substantial funding up to ₹40 lakhs.
Easy repayment
With flexible repayment options, women can choose a plan that best fits their financial situation, making the repayment process stress-free and manageable.
No collateral required
The unsecured nature of these loans means that women can apply for and receive funds without the need to pledge any asset as collateral, simplifying the borrowing process.
Quick approval
The loan approval happens in only a few minutes if the applicant has all the necessary documentation and qualifies for the eligibility criteria.
Same-day disbursal
The loan amount is disbursed on the same day of application approval, making it ideal for meeting immediate financial needs.
Minimal documentation
The application process is made hassle-free with minimal documentation like KYC and income documents.
100% transparency
There are no hidden charges or clauses, ensuring you have all the information you need to make informed financial decisions.
Digital loan account
Manage your loan with ease through Axis Bank's mobile application which gives you access to your loan details, repayment schedule, and the ability to make transactions online at any time.
Smaller EMIs
Thanks to the flexible tenure options and competitive interest rates, EMIs can be smaller, making it easier on your monthly budget.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
10K
40L
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
Eligibility for Personal Loan for Women
Documents for Personal Loan for women
Apply for a Personal Loan tailored for women
The application process is simple online. Follow these steps to apply and get approved quickly.
- 01
To start your loan application, click on this link.
- 02
Enter your mobile number, PAN card, Aadhaar details.
- 03
Verify your mobile with OTP.
- 04
Verify income online or upload six-month bank statements and salary slips.
- 05
Complete Video KYC.
- 06
Provide employment and education details.
- 07
Choose loan amount and tenure. You will be able to see the details of your Personal Loan EMI. Now, click on "avail now".
- 08
Congratulations! Your loan application has been accepted, and the money will be transferred to your account within a few hours once approved.
Fees & Charges for Personal Loan for women
Axis Bank offers competitive interest rates and discloses the fees and charges applicable on your personal loans in advance.
Fees & Charges for Personal Loan for women
Axis Bank offers competitive interest rates and discloses the fees and charges applicable on your personal loans in advance. To know more about personal loan interest rates, Click here
| Type of charges | Charges |
|---|---|
| Repayment instruction / Instrument return charges | ₹339/- per instance of dishonour of cheque /SI/ECS/NACH debit instruction + GST as applicable |
| Swap charges (cheque/instrument) | ₹500/- per instance + GST as applicable |
| Penal interest | @24% per annum i.e. 2% per month on the overdue instalment. |
| Duplicate statement issuance charges | ₹250/- per instance per set + GST as applicable. |
| Duplicate amortisation schedule issuance charges | ₹250/- per instance per set + GST as applicable. |
| Credit information companies (CICs) report issuance charges | ₹50 per instance per set + GST as applicable. |
| No dues certificate generation charges (duplicate)) | ₹50/- per instance per set + GST as applicable. |
| Stamp duty charges | As per State Stamp Act |
| Part payment/pre-payment charges | 5% + GST (as applicable) For loans disbursed 4th October, 2023 onwards: Fee for more than 36 months, 2% fee is applicable otherwise 3% |
| Processing fee charges | up to 2% of the loan amount + GST as applicable |
Frequently Asked Questions
The tenure of a Personal Loan for women ranges between 12 months to 84 months.
Personal Loan for women is approved in a few minutes at Axis Bank and the disbursal also happens in a few hours.
To be eligible for a Personal Loan for women you must be above 21 years of age and employed. To know more about eligibility, click here.
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