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Travel Loan
A Personal Loan for travel can provide you with financial support for your dream vacations. With travel loan, you don’t have to put your travel plans on hold since they provide great benefits at affordable prices and tenures that are comfortable for you. But what are these benefits, and are you eligible for a travel loan? Let us find out.
Features & Benefits
Hassle-free Personal Loan
The nil documentation and quick approval process offer you an easy application experience, ensuring a hassle-free journey for your travel loan.
Choose the loan amount
You can plan your travel and stay expenses by getting an instant travel loan between ₹50,000 and ₹40 lakhs.
No collateral required
There is no need for any collateral while applying for travel loans, making the approval and verification time much shorter.
Determine the tenure
With a pocket-friendly tenure of 12 to 84 months, choose the tenure of your Personal Loan for travel according to your preference.
Convenient interest rates
Affordable interest rates make your holiday plans easier. Axis Bank provides travel loan options with interest rates starting at as low as 11.25% per annum.
Transfer current loans
You can also opt for greater flexibility in interest rates on your travel loan by transferring your high-interest travel loans to Axis Bank.
Instant approval
The no-hassle process of Personal Loans for travel allows you to get your sanctioned amount within 24 hours of application.
Long tenure
Personal Loans for travel offer tenure as long as 84 months, giving you ample time to plan your loan repayment.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
10K
40L
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
What are the interest rates and charges?
With interest rates starting at 11.25% per annum, travel loans can be pocket-friendly. However, the processing fees can reach up to 2-4% of the loan amount, impacting the overall cost. However, processing fees is a one-time expense. Note that the RBI prohibits fees on floating interest rates but allows charges on fixed rates. Many lenders impose penalties of up to 5% on outstanding amounts, and some limit prepayments until a set number of EMIs are repaid.
What is the eligibility for a travel loan?
What documents do you need?
One can apply digitally without any documentation, by providing all required details via a quick, 2-minute process, here (CTA with link). However, keep the following documents handy during the process and make a note of possible requirements.
How to apply for a Personal Loan for travel?
Before initiating your travel Personal Loan application, it is important to assess your eligibility criteria. Calculate your eligibility with Axis Bank here. After assessing your eligibility, follow these steps to apply for your Personal Loan for travel:
- 01
On the official Axis Bank website or mobile app, click on “Apply Now”.
- 02
Go to "Instant Personal Loans" under the Retail section.
- 03
Fill in your relevant personal details and submit.
- 04
If you have a pre-qualified offer, proceed with the online process for instant funds.
- 05
If your offer isn’t qualified yet, fill in a few basic details to get your loan offer.
- 06
For additional support or in-person assistance, visit your nearest Axis Bank branch or contact Axis Bank customer care (Toll-free number - 1800 103 5577)
Personal Loans in your city
Applying for a personal loan for travel is now easy with Axis Bank! Apply for the loan and access your funds in a matter of minutes. All of the major cities in India allow you to make a loan application with Axis Bank so that you can secure your financial needs immediately.
Personal Loan for travel FAQs
Travel loan EMI is calculated with the formula: Px R x (1+R) ^N/[(1+R) ^N-1], where P= principal loan amount, R=interest rate, and N=monthly instalments. Calculate yours with the Axis Bank Personal Loan EMI calculator.
Interest rates on travel loans depend on different factors. Travel loans at Axis Bank start at an interest rate as low as 11.25% per annum.
Secure holiday Personal Loans by meeting the minimum monthly salary criterion, typically ranging from ₹15-25k, which increases with larger loan amounts. Verify all eligibility details.
You can choose a loan amount ranging from ₹50,000 to ₹40 lakhs based on your needs and financial capacity. Check your eligibility for the loan amount here.
Interest rates at Axis Bank start at as low as 11.25% per annum. The interest rate can change depending on the creditworthiness of the applicant.
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