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Personal Loan of ₹80,000
Are you facing a sudden need for funds? If so, consider opting for a Personal Loan, which can cater to various needs such as medical expenses, home improvements, or that long-awaited vacation. Whether you need a ₹80,000 Personal Loan or a higher amount, you can get it easily. However, before proceeding with your loan application, you should have a knowledge of the eligibility criteria and the application procedure.
Let's understand what you require to get a ₹80,000 Personal Loan starting from eligibility, necessary documentation, the application process, and different types of charges applicable to a personal loan. Having an idea of these criteria will help you get your ₹80,000 Personal Loan and simplify your financing journey.
Features & benefits of a ₹80,000 Personal Loan
Money in 24 hours
Loan approvals and turnaround are quick nowadays. You can get your loan approved in just a few minutes, with disbursal occurring within a few hours. Just ensure your
Read MoreQuick approval
If you meet all the eligibility criteria, your loan is processed quickly. Axis Bank offers a user-friendly interface that allows you to navigate your loan options quickly
Read MoreHassle-free paperwork
The application process is streamlined and requires minimal paperwork, helping you save time, and reducing paperwork-related stress.
Special loan offers
Existing Axis Bank customers can check for pre-qualified loans, which come with various offers and low interest rates.
Repayment flexibility
You can choose from various repayment plans to suit your financial situation. The repayment tenure can extend up to 60 months, empowering you to make payments comfortably.
Read MoreNo undisclosed costs
Benefit from transparent terms with no hidden fees or charges, providing clarity and confidence throughout the loan term without any surprises.
No collateral needed
Obtain a personal loan without any collateral, safeguarding your assets and providing peace of mind while accessing the necessary funds.
Easy loan management
Access Axis Bank's loan management portal and mobile banking application, allowing you to stay organised and in control of your finances with ease and convenience.
Quick and paperless process
Apply online and get instant approval for 24x7 Personal Loans within 30 seconds, thanks to video KYC! Avoid the hassle of paperwork.
Money in 24 hours
Loan approvals and turnaround are quick nowadays. You can get your loan approved in just a few minutes, with disbursal occurring within a few hours. Just ensure your documentation is in order.
Quick approval
If you meet all the eligibility criteria, your loan is processed quickly. Axis Bank offers a user-friendly interface that allows you to navigate your loan options quickly, facilitating fast loan approvals.
Repayment flexibility
You can choose from various repayment plans to suit your financial situation. The repayment tenure can extend up to 60 months, empowering you to make payments comfortably. You can plan your ₹80,000 loan EMI in advance.
Eligibility criteria to get Personal Loan of ₹80,000
Documents required for ₹80,000 Personal Loan
How to apply for a ₹80,000 Personal Loan?
Applying for a Personal Loan of ₹80,000, has been simplified for your convenience. Follow these steps to start your online application:
- 01
To start your ₹80,000 loan application, click on this link.
- 02
Enter your mobile number and select date of birth or PAN.
- 03
Verify your mobile with the OTP.
- 04
Upload six-month bank statements and salary slips.
- 05
Complete eKYC and video KYC.
- 06
Authenticate Aadhaar with OTP.
- 07
Provide employment and education details.
- 08
Choose loan amount and tenure. Confirm details and click "avail now".
- 09
Congratulations! Your ₹80,000 loan is approved. Funds disbursed within hours
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
₹80,000 Personal Loan fees & charges
₹80,000 Personal Loan fees & charges
| Type of charges | Charges |
|---|---|
| Repayment instruction / Instrument return charges | ₹339/- per instance of dishonour of cheque /SI/ECS/NACH debit instruction + GST as applicable |
| Swap charges (cheque/instrument) | ₹500/- per instance + GST as applicable |
| Penal interest | @24% per annum i.e. 2% per month on the overdue instalment. |
| Duplicate statement issuance charges | ₹250/- per instance per set + GST as applicable. |
| Duplicate amortisation schedule issuance charges | ₹250/- per instance per set + GST as applicable. |
| Credit information companies (CICs) report issuance charges | ₹50 per instance per set + GST as applicable. |
| No dues certificate generation charges (duplicate)) | ₹50/- per instance per set + GST as applicable. |
| Stamp duty charges | As per State Stamp Act |
| Part payment/pre-payment charges | 5% + GST (as applicable) For loans disbursed 4th October, 2023 onwards: Fee for more than 36 months, 2% fee is applicable otherwise 3% |
| Processing fee charges | up to 2% of the loan amount + GST as applicable |
Get Personal Loan of Different Amounts
Important links
Follow the links below to know more!
Frequently asked questions
The processing time for a ₹80,000 Personal Loan happens once all necessary documents are submitted and verification is completed. Loan disbursal can occur within a few hours to a few days.
Yes, you can get a personal loan of ₹80,000 without pledging any collateral.
The credit score required for an instant ₹80,000 loan is 750 or above.
You can get a loan without any documentation if you have any pre-approved offers. But generally, you are required to submit certain documents such as identification proof, address proof, salary slips and bank statements to avail of a loan.
Axis Bank requires you to show some form of income proof for a ₹80,000 loan. You can show your salary slips, ITR or your bank statements to prove your income.
Already Applied? Track your application here.
Have your Application ID or PAN card ready for a hassle-free experience
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