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Emergency Loan
Emergency Loans are your safety net when life takes an unexpected turn. No matter how financially sound you are, you can never predict a financial urgency that might require support. This is where a Personal Loan for emergencies helps you manage your finances and prevent a financial dent.
Understanding Emergency Loans
A loan for an emergency offers you instant financial aid for any unforeseen expenditure. Be it a medical emergency, sudden home repairs, education fees, or a wedding, an Emergency Loan can cover it all. It is an unsecured loan, so it does not require any security, making it more accessible and easier to manage your finances.
Features and Benefits
High-value unsecured loan
Emergency Loan are unsecured loans that do not require you to pledge collateral. This gives you access to higher loan amounts without worrying about the loan sanction
Read MoreFlexible repayment tenor
Personal Loans for emergencies have a repayment tenure ranging from a few months to years. If you are looking for lower EMIs, Emergency Loan provide you with longer
Read MoreZero hidden charges
All the charges related to your Emergency Loan are stated upfront, and there are no add-on charges apart from them. This helps you get a clear idea of what you are
Read MoreSimple documentation
Emergency Loan require minimal documents, making the application and approval process much quicker for you.
Flexi loan facility
One of the best features of Emergency Loan is that you get a pre-approved credit limit, which lets you withdraw money according to your needs. This also means that you
Read MoreDisbursal within 24 hours
These loans are designed to ease your stress during emergencies. Hence, they offer instant approval, and you get the loan amount in your bank account within 24 hours.
Read MoreOnline application
You can apply for an Emergency Loan from the comfort of your home without visiting your bank for processing. Everything from the application to the document verification
Read MorePre-approved offers
You can streamline the application process by providing your name and contact information to your bank and accessing pre-approved offers. This simplifies the procedure
Read MoreQuick processing
Once you have filled out the form with the correct details and submitted the documents as required, the processing does not take long. Your loan can also be approved on
Read More24x7 online assistance
With access to 24x7 assistance, any doubts you might have regarding the loan application or approval process get answered instantly. This eliminates the waiting period
Read More
High-value unsecured loan
Emergency loans are unsecured loans that do not require you to pledge collateral. This gives you access to higher loan amounts without worrying about the loan sanction limit, which would otherwise depend on the collateral value.
Flexible repayment tenor
Personal Loans for emergencies have a repayment tenure ranging from a few months to years. If you are looking for lower EMIs, Emergency Loan provide you with longer tenures that fit your financial situation. However, longer tenures also result in higher interests. Axis Bank offers you Instant Personal Loan tenures ranging from 12 to 60 months, so you can choose the tenure that suits you best.
Zero hidden charges
All the charges related to your emergency loans are stated upfront, and there are no add-on charges apart from them. This helps you get a clear idea of what you are getting into and plan your finances accordingly.
Flexi loan facility
One of the best features of emergency loans is that you get a pre-approved credit limit, which lets you withdraw money according to your needs. This also means that you pay interest only on the withdrawn amount and not the entire sanctioned amount. This makes the deal much more affordable and gives you more control over your finances.
Disbursal within 24 hours
These loans are designed to ease your stress during emergencies. Hence, they offer instant approval, and you get the loan amount in your bank account within 24 hours. This makes the loans reliable and saves you from any further financial strain.
Online application
You can apply for an Emergency Loan from the comfort of your home without visiting your bank for processing. Everything from the application to the document verification process is paperless and is available at your fingertips.
Pre-approved offers
You can streamline the application process by providing your name and contact information to your bank and accessing pre-approved offers. This simplifies the procedure, enables quicker access to various services or products, and saves you time and effort in the process.
Quick processing
Once you have filled out the form with the correct details and submitted the documents as required, the processing does not take long. Your loan can also be approved on the same day of application, and you will receive the sanctioned amount instantly.
24x7 online assistance
With access to 24x7 assistance, any doubts you might have regarding the loan application or approval process get answered instantly. This eliminates the waiting period in urgent situations and makes loan applications a seamless process for you.
Eligibility criteria for an Emergency Loan
Documents required for an Emergency Loan
Application process for an Emergency Cash Loan online
Application process for an Emergency Cash Loan online
- 01
Step 1
Go to Axis Bank’s instant Personal Loan page.
- 02
Step 2
Enter your 10-digit contact number and DOB or PAN number, and enter the OTP.
- 03
Step 3
Select an eKYC and video KYC option, or submit your KYC documents and click ‘submit.
- 04
Step 4
Add your Aadhaar number and enter the OTP sent to your linked contact number.
- 05
Step 5
Fill in your income and education details.
- 06
Step 6
Select the loan amount you wish to sanction, depending on your eligibility, and click ‘confirm’.
- 07
Step 7
Fill in the details required for your employment verification.
- 08
Step 8
Click on ‘continue’ and complete your online emergency loan process.
Great plans start with well-calculated decisions
Personal Loan EMI Calculator
A Personal Loan EMI calculator is an important tool that helps borrowers know the exact amount they are required to pay as an EMI every month to repay their Personal Loans. The online Personal Loan EMI calculator uses parameters such as loan amount, tenure and interest rate to calculate the EMI details for borrowers who have taken a Personal Loan from a bank or a financial institution or are looking for a Personal Loan.
₹
10K
40L
%
9% 22%
Mos
384
Your EMI*₹ 1,14,678
Get instant funds*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
Personal Loan Eligibility Calculator
A personal loan eligibility calculator comes in handy when you need an instant idea of the maximum amount of loan you are eligible for. Personal loan provides you financial support when life takes an unexpected turn or when you need some extra funds to fulfill your goals and ambitions. Whether planning a wedding or giving your home a new interior, personal loan can ease your financial burden. However, checking all the boxes on the personal loan criteria is crucial to getting your application approved. These criteria determine what amount can be sanctioned to you.
That is where a personal loan eligibility calculator helps you. How, you ask? Let us understand.
You are eligible for up to
₹ 15,00,000
Important Links
Read on to know about the status of your loan, list of loan centres and more
Already Applied? Track your application here.
Keep your Application ID starting with Cl or MLP or With Pan Card handy for smooth proccess.
Track NowFrequently Asked Questions
Axis Bank provides a free online tool to check the interest rates and charges on your Emergency Loans. Click here to find out.
Approval of Personal Loan for emergencies can depend on various factors like the applicant's age, CIBIL score, employment status, repayment capacity, income, and debt-to-income ratio.
A Personal Loan for emergency can be used for any urgent expense you need to cover. It could be medical expenses, education fees, unforeseen home or vehicle repairs, etc.
Axis Bank offers personal Emergency Loans ranging from ₹50,000 to ₹25 lakh. However, the loan amount depends on eligibility criteria like age, CIBIL score, income, etc.
To reduce your EMIs, you can go for longer loan tenures. However, remember that with longer tenures, you pay a higher overall interest.
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