Virtual Debit Card

The Virtual Debit Card offers instant access to your funds right after account opening and can be seamlessly used for e-commerce and digital transactions.

Features & Benefits
Eligibility & Documentation
Fees & Charges
Terms & Conditions
Important Links

Features & Benefits

Benefits of Virtual Debit Card include emergency access to funds, secure digital transactions, easy debit card PIN generation and instant card blocking facility in emergencies.

Easily generate your Debit Card PIN

Generate your Debit Card PIN anytime at your nearest Axis Bank ATM or by calling Axis Bank phone banking.

Enjoy higher transaction limits

Daily purchase limit of ₹1 lakh on your Virtual Debit Card, subject to balance held in your account.

Issuance of personalised physical card

Virtual Debit Card is issued at the time of account opening and customers

In case of emergency, block your card instantly

In case your debit card is lost/stolen, or you suspect misuse of the same, you can immediately block your card by following any of the following steps:

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Eligibility Documentation

Eligibility of Virtual Debit Card

Virtual Debit Card is issued instantly to customers opening accounts through the VCIP (Video KYC) journey under schemes DAPPR, SBSTF, DALBR, SBLBR, SAPRP, and STPRP. It is also provided for accounts opened under the BBBSA scheme via the Business Correspondent channel.

Additionally, the Virtual Debit Card is issued as an instant debit card along with the instant kit for customers opening accounts in non-salary segments such as Liberty, Prestige, Priority, Burgundy, Arise, and Senior Citizen.

Documentation for Virtual Debit Card

Documents for Virtual Debit Card are essentially the documents required for opening accounts as mentioned in the Eligibility section.

Fees & Charges

Virtual Debit Card is free for customers, without any joining or annual fees. Virtual Debit Card cannot be replaced or renewed; hence replacement fee is not applicable.

Fees & Charges

Card Platform: VISA	Virtual Debit Card
Issuance Fees	Nil
Annual Fees	Nil
Replacement Fees	Not Applicable
ATM Withdrawal Limit (Per Day)	Not Applicable
Purchase Limit (Per Day)	₹1 Lakh
Lost Card Liability	Not Applicable
Personal Accident Cover	Not Applicable
Airport Lounge Access	No
My Design	Not Applicable