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Spicejet Axis Bank Voyage Credit Card
Features & Benefits
Welcome Benefit
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth ₹ 1500.
Read MoreComplimentary SpiceClub Membership
Get on boarded to privileges of SpiceClub Silver membership on card issuance
Read MoreEarn SpiceClub Points
- Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends)
Milestone & Renewal Benefit
- Get bonus SpiceClub Points at every step of your credit card journey
Complimentary Domestic Airport lounge Access
Experience 4 complimentary domestic lounge vists every year subject to minimum spends of ₹ 50,000 in the previous quarter.
Read MoreFuel surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Axis Bank Dining delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.
Read MoreConvert Purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of ₹ 1500 or more into easy EMI.
Earn SpiceClub Points
Milestone & Renewal Benefit
Fuel surcharge Waiver
Complimentary Domestic Airport lounge Access
Experience 4 complimentary domestic lounge vists every year subject to minimum spends of ₹ 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Axis Bank Dining delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program. Click here for more details and full terms & conditions.
Welcome Benefit
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth ₹ 1500.
Click here to know more.
Click here for TnCs in other languages.
Complimentary SpiceClub Membership
Get on boarded to privileges of SpiceClub Silver membership on card issuance
Click here to know the benefits of SpiceClub program
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday
Fees & Charges
The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
Fees & Charges
The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Descriptions | Charges |
|---|---|
| Joining Fee | ₹ 750 |
| Annual Fee | 1st Year: Nil
2nd Year onwards: ₹ 750 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | ₹ 175 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. ₹ 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than ₹ 500 ₹ 500 if total payment due is between ₹ 501 - ₹ 5,000 ₹ 750 if total payment due is between ₹ 5,001 - ₹ 10,000 ₹ 1200 if total payment due is greater than ₹10,000 Additional INR 100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. |
| Over Limit Penalty | 2.5% of over the limit amount (Min. ₹ 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. ₹500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between ₹ 400 to ₹ 4,000. Maximum benefits up to ₹ 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rental Transaction Fee | 1% transaction will be applicable on rental transactions |
| Dynamic Currency Conversion Markup | 1.5% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
| Education Payment Charges | 1% fee per transaction will be applicable on education payments made via third party apps |
| Wallet Load Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on wallet loads per statement cycle |
| Fuel Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 50,000 or more on fuel transactions per statement cycle |
| Utility Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 25,000 or more on utilities per statement cycle |
| Online Skill-Based Gaming Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on online skill-based gaming platforms in a statement cycle |
For all above fees and charges, taxes as per Government norms shall be applicable.
The revision is applicable from 20th Dec, 2024
Eligibility for Spicejet Axis Bank Voyage Credit Card
*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.
Documentation for Spicejet Axis Bank Voyage Credit Card
*The above list is only indicative. Documents required may vary on a case to case basis.
Value Chart
Assuming ₹ 2.5 lakh annual spends
| DETAILS | ANNUAL SPENDS | POINTS | BENEFIT IN ₹ |
|---|---|---|---|
Activation Benefit – Spicejet Flight Voucher | - | - | 1500 |
SpiceJet App. & Website Spends1 | 60000 | 5400 | 2700 |
Online food delivery2 | 30000 | 900 | 450 |
Online Bill payment2 | 15000 | 450 | 225 |
Online Entertainment2 | 15000 | 450 | 225 |
Other retail spends | 100000 | 1500 | 750 |
Milestone 1 Benefit on ₹ 1 lakh spends3 | - | 2000 | 1000 |
Milestone 2 Benefit on ₹ 2 lakh spends3 | - | 3000 | 1500 |
Renewal benefit4 | - | 1000 | 500 |
Fuel Surcharge waiver5 | 20000 | - | 200 |
Domestic Airport lounge access6 | - | - | 4000 |
Total Benefits (Year1)7 | ₹ 13050 |
- * Rest all spends are considered on wallet & EMI transactions
- On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
- For online transactions on select merchant category codes. Click here to know more
- On completion of milestone in a card membership year
- On successful repayment of annual fees in the subsequent due date post fee is levied
- On transactions between ₹ 400 – ₹ 4000; Maxm. Benefit up to ₹ 400 per month* For Illustrative purposes only
- 4 complimentary access to select domestic Airport lounges
- For indicative purposes only real benefits might vary basis spend behavior
Terms and Conditions
The terms and conditions of SpiceJet Axis Bank Voyage Credit Card will be updated w.e.f. 20th Jun 2025. Please click here to know more.
Related Products
AXIS BANK VISTARA Credit Card
- Welcome benefit – 1 complimentary economy class ticket on joining fee payment
- Earn up to 3 economy class tickets every year
- Earn 2 Club Vistara Points per ₹200 spent
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