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Axis Bank Vistara Credit Card
Features & Benefits
Welcome aboard with complimentary Economy class ticket voucher
Get a complimentary Economy Class ticket voucher as a welcome gift on fee payment.
Read MoreComplimentary Maharaja Club Membership
Enjoy privileges of complimentary Maharaja Club Membership.
Accrue Maharaja Points on everyswipe
Earn 2 Maharaja Points* for every Rs 200 of eligible spends on the Axis Bank Vistara Credit Card and redeem for upgrades & award flights faster.
Read MoreRewards on achieving milestone spends
Get bonus Maharaja Club Points and upto 3 Economy class tickets vouchers on achieving the milestone spends.
Read MoreLifestyle Privileges
- 2 Complimentary lounge access at select airport within India subject to spends criteria.
Insurance Benefits
- Purchase Protection Cover up to ₹1 lakh
Cover upto USD 300 for the following :
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday
- Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip
Convert purchases to EMI
- On any transaction over ₹1,500, contact the Bank to convert a big credit card purchase into EMIs
- To know more, click here
Rewards on achieving milestone spends
Lifestyle Privileges
Insurance Benefits
Terms and Conditions apply. Click here for detailed Cover and Claim Procedure.
Accrue Maharaja Points on everyswipe
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday
Click here to avail the offers
Welcome aboard with complimentary Economy class ticket voucher
Get a complimentary Economy Class ticket voucher as a welcome gift on fee payment. Continue to enjoy this benefit on renewal of your Credit Card membership every year. Click here for T&C.
| Milestone Ticket Voucher* | Spends on Vistara Credit Card (in ₹) l |
|---|---|
1st Economy Ticket Voucher | 1,25,000 |
2nd Economy Ticket Voucher | 2,50,000 |
3rd Economy Ticket Voucher | 6,00,000 |
*Tickets are awarded on milestone eligible spends categories
Eligibility for Axis Bank Vistara Credit Card
*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.
Documentation for Axis Bank Vistara Credit Card
*The above list is only indicative. Documents required may vary on a case to case basis.
Fees & Charges
The fees and charges for Axis Bank Vistara Credit Card include standard joining fee, standard annual fee, standard add-on card joining fee, etc. The Axis Bank Vistara Credit Card fees are listed in the table below.
Fees & Charges
| CHARGES | VISTARA CARD | VISTARA SIGNATURE | VISTARA INFINITE |
|---|---|---|---|
| Standard Joining Fee | ₹1,500 | ₹3,000 | ₹10,000 |
| Standard Annual Fee (2nd year onwards) | ₹1,500 | ₹3,000 | ₹10,000 |
| Standard Add-on Card Joining Fee | Nil | Nil | Nil |
| Standard Add-on Card Annual Fee | Nil | Nil | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month | 3.75% per month | 3.75% per month |
| Cash Withdrawal Fees | 2.5% (Min. ₹500) of the Cash Amount | 2.5% (Min. ₹500) of the Cash Amount | 2.5% (Min. ₹500) of the Cash Amount |
| Fee for Cash Payment | ₹175/- | ₹175/- | ₹175/- |
| Card Replacement | Nil | Nil | Nil |
| Duplicate Statement Fee | Waived | Waived | Waived |
| OverDue Penalty or Late Payment Fee | Nil if Total Payment Due is less than ₹500 | Nil if Total Payment Due is less than ₹500 | Nil if Total Payment Due is less than ₹500 |
| ₹500 if Total Payment Due is between ₹501 - ₹5,000 | ₹500 if Total Payment Due is between ₹501 - ₹5,000 | ₹500 if Total Payment Due is between ₹501 - ₹5,000 | |
| ₹750 if Total Payment Due is between ₹5,001 - ₹10,000 | ₹750 if Total Payment Due is between ₹5,001 - ₹10,000 | ₹750 if Total Payment Due is between ₹5,001 - ₹10,000 | |
| ₹1200 if Total Payment Due is greater than ₹10,000 | ₹1200 if Total Payment Due is greater than ₹10,000 | ₹1200 if Total Payment Due is greater than ₹10,000 | |
| An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods. | An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods. | An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods. | |
| Over Limit Penalty | 2.5% of the Over Limit Amount (Min. ₹500) | 2.5% of the Over Limit Amount (Min. ₹500) | 2.5% of the Over Limit Amount (Min. ₹500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived | Waived |
| Outstation Cheque Fee | Waived | Waived | Waived |
| Cheque return or Dishonour Fee or Auto-debit Reversal | 2% of the Payment Amount Subject to Min. ₹500 | 2% of the Payment Amount Subject to Min. ₹500 | 2% of the Payment Amount Subject to Min. ₹500 |
| Surcharge on purchase or cancellation of Railway Tickets | As Prescribed by IRCTC/Indian Railways | As Prescribed by IRCTC/Indian Railways | As Prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle | 1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle |
| Education Transaction | 1% fee will be applicable on each education payments done through third party apps | 1% fee will be applicable on each education payments done through third party apps | 1% fee will be applicable on each education payments done through third party apps |
| Utility Transaction | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period | 1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period |
| Online skill-based gaming | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period | 1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period |
| Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived | Waived | Waived |
| Hotlisting Charges | Waived | Waived | Waived |
| Balance Enquiry Charges | Waived | Waived | Waived |
| Reward Redemption fee | No | No | No |
| Rent Transaction Fee (Applicable from 5th March 2023) | 1% Per Transaction On Rental Transactions | 1% Per Transaction On Rental Transactions | 1% Per Transaction On Rental Transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation | 1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation | 1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation |
Terms & Conditions
The Terms and Conditions of Axis Bank Vistara Credit Card will be updated w.e.f 18th April'25. Please click here to know more.
Following the Vistara and Air India merger, the Axis Bank Vistara Platinum Credit Card Terms &Conditions will be updated, effective 12th November'24. To Know more click here
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