With AXIS BANK VISTARA Credit Card

Axis Bank Vistara Credit Card

Features & Benefits
Eligibility & Documentation
Fees & Charges
Services

Features & Benefits

Accrue Maharaja Points on everyswipe

Earn 2 Maharaja Points* for every Rs 200 of eligible spends on the Axis Bank Vistara Credit Card and redeem for upgrades & award flights faster.

Lifestyle Privileges

2 Complimentary lounge access at select airport within India subject to spends criteria.

Insurance Benefits

Purchase Protection Cover up to ₹1 lakh
Cover upto USD 300 for the following :

Wednesday Delight

Beat the mid-week blues with exciting offers every Wednesday

Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip

Convert purchases to EMI

On any transaction over ₹1,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here

Below are features & benefits applicable for Axis Bank Vistara Platinum Credit Cards last renewed prior to 18th April’25

Complimentary Economy Class ticket voucher on fee payment. Click here for T&C.
Up to 3 Economy Class tickets vouchers on achieving the milestone spends. To know more please, click here.
For T&C click here

Milestone Ticket Voucher*	Spends on Vistara Credit Card (in ₹) l
1st Economy Ticket Voucher	1,25,000
2nd Economy Ticket Voucher	2,50,000
3rd Economy Ticket Voucher	6,00,000

*Tickets are awarded on milestone eligible spends categories

Eligibility Documentation

Eligibility for Axis Bank Vistara Credit Card

Primary Cardholder should be 18-70 years of age
Minimum net income should be ₹6,00,000 per annum for Vistara Platinum
The individual should be a Resident of India.

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation for Axis Bank Vistara Credit Card

PAN Card photocopy or Form 60
Proof of income - Latest payslip / Form 16 / IT return copy as income proof
Residence proof - Driving License/ Electricity bill / Landline telephone bill

*The above list is only indicative. Documents required may vary on a case to case basis.

Fees & Charges

The Axis Bank Vistara Credit Card fees are listed in the table below.

Fees & Charges

Terms & Conditions

The Terms and Conditions of Axis Bank Vistara Credit Card will be updated w.e.f 18th April'25. Please click here to know more.

Following the Vistara and Air India merger, the Axis Bank Vistara Platinum Credit Card Terms &Conditions will be updated, effective 12th November'24. To Know more click here

Need information on Credit Card services?

A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.

Related Products

Learning Hub

Look through our knowledge section for helpful blogs and articles.

Earn Maharaja Points

Exclusive Lounge Access

Maharaja Points

Lifestyle privileges

Insurance benefits

Axis Bank Vistara Credit Card

Features & Benefits

Accrue Maharaja Points on everyswipe

Lifestyle Privileges

Insurance Benefits

Wednesday Delight

Convert purchases to EMI

Below are features & benefits applicable for Axis Bank Vistara Platinum Credit Cards last renewed prior to 18th April’25

Eligibility for Axis Bank Vistara Credit Card

Documentation for Axis Bank Vistara Credit Card

Fees & Charges

Terms & Conditions

Need information on Credit Card services?

Credit Limit Increase

Instant loan on credit card

Credit Card against Fixed Deposit

Grab Deals

Convert Purchases Into EMIs

Credit Card Control Center

Related Products

Learning Hub

Tax saving hack: Section 80C Simplified

Credit Utilisation Ratio: The number that shapes your credit score

Unable to make recurring payments via credit, debit cards?

Avail lounge access and travel Insurance perks with Credit Card

CHARGES	VISTARA CARD	VISTARA SIGNATURE	VISTARA INFINITE
Finance Charges (Retail Purchases & Cash)	3.75% per month	3.75% per month	3.75% per month
Cash Withdrawal Fees	2.5% (Min. ₹500) of the Cash Amount	2.5% (Min. ₹500) of the Cash Amount	2.5% (Min. ₹500) of the Cash Amount
Fee for Cash Payment	₹175/-	₹175/-	₹175/-
Card Replacement	Nil	Nil	Nil
Duplicate Statement Fee	Waived	Waived	Waived
OverDue Penalty or Late Payment Fee	Nil if Total Payment Due is less than ₹500	Nil if Total Payment Due is less than ₹500	Nil if Total Payment Due is less than ₹500
	₹500 if Total Payment Due is between ₹501 - ₹5,000	₹500 if Total Payment Due is between ₹501 - ₹5,000	₹500 if Total Payment Due is between ₹501 - ₹5,000
	₹750 if Total Payment Due is between ₹5,001 - ₹10,000	₹750 if Total Payment Due is between ₹5,001 - ₹10,000	₹750 if Total Payment Due is between ₹5,001 - ₹10,000
	₹1200 if Total Payment Due is greater than ₹10,000	₹1200 if Total Payment Due is greater than ₹10,000	₹1200 if Total Payment Due is greater than ₹10,000
	An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.	An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.	An additional charge of Rs.100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.
Over Limit Penalty	2.5% of the Over Limit Amount (Min. ₹500)	2.5% of the Over Limit Amount (Min. ₹500)	2.5% of the Over Limit Amount (Min. ₹500)
Chargeslip Retrieval Fee or Copy Request Fee	Waived	Waived	Waived
Outstation Cheque Fee	Waived	Waived	Waived
Cheque return or Dishonour Fee or Auto-debit Reversal	2% of the Payment Amount Subject to Min. ₹500	2% of the Payment Amount Subject to Min. ₹500	2% of the Payment Amount Subject to Min. ₹500
Surcharge on purchase or cancellation of Railway Tickets	As Prescribed by IRCTC/Indian Railways	As Prescribed by IRCTC/Indian Railways	As Prescribed by IRCTC/Indian Railways
Fuel Transaction Fee	1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle	1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle	1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle
Education Transaction	1% fee will be applicable on each education payments done through third party apps	1% fee will be applicable on each education payments done through third party apps	1% fee will be applicable on each education payments done through third party apps
Utility Transaction	1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period	1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period	1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period
Online skill-based gaming	1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period	1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period	1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period
Foreign Currency Transaction Fee	3.50% of the transaction value	3.50% of the transaction value	3.50% of the transaction value
Mobile Alerts for Transactions	Waived	Waived	Waived
Hotlisting Charges	Waived	Waived	Waived
Balance Enquiry Charges	Waived	Waived	Waived
Reward Redemption fee	No	No	No
Rent Transaction Fee (Applicable from 5th March 2023)	1% Per Transaction On Rental Transactions	1% Per Transaction On Rental Transactions	1% Per Transaction On Rental Transactions
Dynamic Currency Conversion markup (Applicable from 5th March 2023)	1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation	1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation	1.5% on International Transaction Performed in Indian currency at international location or transactions performed in Indian currency with merchants located in India but registered in foreign nation

Earn Maharaja Points

Exclusive Lounge Access

Maharaja Points

Lifestyle privileges

Insurance benefits

Axis Bank Vistara Credit Card

Features & Benefits

Accrue Maharaja Points on everyswipe

Lifestyle Privileges

Insurance Benefits

Wednesday Delight

Convert purchases to EMI

Below are features & benefits applicable for Axis Bank Vistara Platinum Credit Cards last renewed prior to 18th April’25

Rewards on achieving milestone spends

Lifestyle Privileges

Insurance Benefits

Accrue Maharaja Points on everyswipe

Wednesday Delight

Welcome aboard with complimentary Economy class ticket voucher

Eligibility for Axis Bank Vistara Credit Card

Documentation for Axis Bank Vistara Credit Card

Fees & Charges

Fees & Charges

Terms & Conditions

Need information on Credit Card services?

Credit Limit Increase

Instant loan on credit card

Credit Card against Fixed Deposit

Grab Deals

Convert Purchases Into EMIs

Credit Card Control Center

Related Products

Axis Bank REWARDS Credit Card

INDIANOIL AXIS BANK Credit Card

Axis Bank My Zone Credit Card

Learning Hub

Tax saving hack: Section 80C Simplified

Credit Utilisation Ratio: The number that shapes your credit score

Unable to make recurring payments via credit, debit cards?

Avail lounge access and travel Insurance perks with Credit Card