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Young Activ Health Plan by Aditya Birla Health Insurance

An exclusive feature for you, the Young Activ Health (Group Activ Health) plan by Aditya Birla Health Insurance is an annual health insurance plan offering coverage for your child. You can now get started with this plan without any additional documentation!

Features & Benefits

No disease-wise capping

  • Young Activ Health (Group Activ Health) plan offers insurance cover without capping i.e. separate limits for individual diseases, enabling you to focus on the required treatment without worrying about the cost.

Coverage for minor

  • This plan is ideal for minors as it includes health coverage for children.

Coverage against hospitalisation

  • It covers actual medical expenses on both a cashless & reimbursement basis, up to the sum insured.

No additional documentation

  • For existing Axis Bank customers, no additional documentation is needed. Simply enter your customer ID to get started.

Eligibility:

Entry ageMin entry age: 5 Years | Max entry age: 25 Years
Policy tenureAnnual
Policy typeNon-floater
Family definitionSelf only
Room rentShared room & all other charges like professional fees, OT charges, investigation charges / lab reports will be in accordance with the room rent restriction.
ICU at actuals
Sum insured₹25,000 / ₹50,000 / ₹1,00,000 / ₹2,00,000 / ₹5,00,000
Pre-post hospitalisation30-60 days respectively
Day care treatment527 listed procedures
Domiciliary hospitalisationCovered up to full sum insured
Pre-existing illness waiting periodCovered after a waiting period of 3 years
30 days waiting periodApplicable
Specific Illness / procedure waiting periodApplicable
AmbulanceCovered up to ₹2,000 in case of an emergency
Personal accidentAccidental death + Permanent total disablement + Accidental medical expenses
Claim servicingIn-house

Per life rate including GST

Plan GHI/GPA – Sum insured Per life rate
Plan -1₹25,000 / ₹25,000₹514
Plan -2₹50000 / ₹50000₹894
Plan -3₹1 Lacs / ₹1 Lacs₹1264
Plan -4₹2 Lacs / ₹2 Lacs₹1625
Plan -5₹5 Lacs / ₹5 Lacs₹2245

Frequently Asked Questions

For support towards claim registration and other queries you may reach out to -
Toll free number – 1800-270-7000
Email ID – care.healthinsurance@adityabirlacapital.com

No, OPD benefits are not covered under this plan.

In case you cease to be an Axis Bank customer, you will be given an option to migrate the policy to any of Aditya Birla Health Insurance’s available retail plan (Subject to Underwriting).

No, multiple coverage under this plan cannot be issued to the customer.

No, this plan does not provide any add-ons.

This plan covers Pre-Post hospitalisation cost up to the sum insured.

Customers of Axis Bank between 5 and 25 years old.

  • Young Activ Health (Group Activ Health) (annual, self-only)
  • Group Personal Accident (annual, self-only)

Both plans are non-floater, meaning they only cover the insured individual.

Annual Policy.

  • Young Activ Health (Group Activ Health): ₹25,000, ₹50,000, ₹1,00,000, ₹2,00,000, ₹5,00,000
  • Group Personal Accident: Same as Young Activ Health (Group Activ Health)

Shared room for Young Activ Health (Group Activ Health)

Professional fees, OT charges, investigation charges/lab reports, subject to room rent limits. ICU charges are covered at actuals.

Yes, pre and post hospitalisation expenses are covered for 30 and 60 days respectively.

527 listed procedures for Young Activ Health (Group Activ Health)

Yes, up to the full sum insured under Young Activ Health (Group Activ Health)

Yes, 4 years.

30 days.

Yes, 2 years as defined in the ABHI Young Activ Health (Group Activ Health)

₹2,000 in case of emergency.

Cashless and Reimbursement.

Within 7 days from the date of admission.

Within 30 days from the date of discharge.

The claim servicing is managed in-house.

Accidental Death + Permanent Total Disablement + Accidental Medical Expenses + Accidental Hospital Cash – ₹1000 per day

Up to 40% of the valid Personal Accident claim amount or 20% of the relevant sum insured, whichever is less, subject to a maximum of ₹5 lakh.

₹1,000 per day for sum insured ₹25,000/ ₹50,000/ ₹1 lakh
₹1,500 per day for ₹2 lakh/ ₹5 lakh.

1 day, with a limit 10 days per hospitalisation claim, and a maximum limit of 30 days per policy year.

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