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Loans and Advances
We understand your business needs and will provide you with bespoke services for your financing requirements. We can provide financing to support you in improving your cash flow, refinancing existing debt, buying assets, funding acquisitions and buyouts, and a variety of other requirements. We also offer working capital finance by way of overdraft or working capital loans that are suitably structured to your needs and your risk profile.
Features and Benefits
Axis Bank IBU offers term loans and short-term loan
External Commercial Borrowing (ECB)
External Commercial Borrowing (ECB) – Entities based in India can now raise long term foreign currency funds.
Foreign Currency Term Loan
Non-resident entities (limited to joint ventures and wholly owned subsidiaries of Indian corporates) can also now raise long-term foreign currency funds via the Foreign Currency Term Loans.
Overdraft Facility
Overdraft facility for working capital requirements and Working Capital Demand Loans.
Revolving Credit Facility
Avail of a credit line as and when your business wants. Get access to working capital and pay only for the amount actually withdrawn.
Loan Against Deposits
Pledge your fixed deposit to avail yourself of a Loan Against Deposit. Earn interest on your FD while you fulfill your liquidity needs.
Standby Letter of Credit
Discounting of SBLC extended by Indian entities to extend secured financing to their overseas subsidiaries.
Structured Loan
Loans structured to match your specific business need.
All round support
Offer origination, structuring and execution of debt transactions.
Competitive interest rates
Axis Bank offers competitive interest rates so that you get a favourable deal.
Flexible payment option
We offer flexible repayment options so that you can manage your cashflows effectively, meeting all your cash needs.
ECB for multiple needs
At Axis Bank, we offer ECB for capex, overseas acquisitions and project funding.
Standardised features
Extending ECB for Capex, Overseas Acquisition, Project Funding
Compliant lending solutions
Standardised features as per FEMA / ECB guidelines.
Unwriting excellence
Axis, IBU is one of the largest players in underwriting and syndicating lending facilities.
Foreign Currency Term Loan
Non-resident entities (limited to Joint Ventures and Wholly owned subsidiaries of Indian corporates) can also now raise long term foreign currency funds.
Eligibility & Documentation
Eligibility and documentation are dependent on the nature of the transaction and in line with the loan agreement. Please contact your relationship manager/IBU branch.
Fees & Charges
Interest rate is not uniform and depends on the following factors:
- Tenure of the facility
- Currency of the loan
- External / Internal credit rating of the borrower
- Security coverage.
Disclaimer
Product offerings are subject to certain eligibility criteria as per the bank's internal policy and are subject to the bank's discretion.
