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The Axis Bank Smart Privilege Debit Card is specially designed to suit your requirements as a woman – higher daily limits that allow you to shop till you drop and pamper your taste buds with fine dining. Avail an exciting range of benefits with the Smart Privilege Debit Card and protect what’s important to you. Easy, convenient and secure, this card is your key to unlocking hassle-free enjoyment with friends and family. No new issuance available. For existing cardholders, new card variant will be issued on expiry.
Benefits of Smart Privilege Debit Card include a minimum of 15% discount at partner restaurants, ability to generate your PIN quickly and easily. You are also entitled to insurance protection from fraud and loss of your card, as well as consumer durables purchased on the card. You can instantly block stolen or lost cards with a single call. Moreover, you can earn reward points every time you use your card and redeem them for exciting products.
Generate your Debit Card PIN anytime at your nearest Axis Bank ATM or by calling Axis Bank phone banking.
Read MoreGet the best of dining experiences with ₹500 off* and more via Axis Bank Dining Delights Program with EazyDiner.
Read MoreEnhanced daily cash withdrawal limit of ₹40,000 and purchase limit of ₹1,00,000 on your Smart Privilege Debit Card, subject to the balances held in your account.
Axis Bank EDGE REWARDS structure on your Debit Card is being revised effective 15th June 2022. To know more about the changes, please click here.
Read MoreIn case your Debit Card is lost / stolen or you suspect misuse of the same, you can immediately block your card by following any of the following steps-
Read More*Conditions apply. Click here for TnC.
Axis Bank EDGE REWARDS structure on your Debit Card is being revised effective 15th June 2022. To know more about the changes, please click here.
Axis EDGE REWARDS Points for transactions and 500+ rewards & offers to redeem points.
Earn points for these transactions:
For options to redeem points, check the Axis EDGE Loyalty Rewards Catalogue.
Please Note: Effective November 1, 2017, EDGE REWARDS Points will not be earned on certain merchant categories i.e. charities, Mutual Funds, telecom, education, utilities, government/Insurance, public sector Life Insurance, purchase of foreign currency, post office, fuel and transportation.
Please Note: 1st May, 2024 the terms and conditions on your Axis Bank Debit Card will be updated. Please click here to know more.
In case your Debit Card is lost / stolen or you suspect misuse of the same, you can immediately block your card by following any of the following steps-
Generate your Debit Card PIN anytime at your nearest Axis Bank ATM or by calling Axis Bank phone banking.
For more information, click here.
Get the best of dining experiences with ₹500 off* and more via Axis Bank Dining Delights Program with EazyDiner.
*Terms & Condition apply
As a Smart Privilege account holder at Axis Bank, you need to have the eligibility for Smart Privilege Debit Card. Apply today, and enjoy a smart, privileged lifestyle – without tension!
To know about the documents for Smart Privilege Debit Card, contact us now by phone or email, or visit your nearest branch and we will tell you what documents you need to submit along with your application.



The fees & charges for Smart Privilege Debit Card are minimal, and subject to GST. Get your Smart Privilege Debit Card today, and enjoy the lifestyle you deserve – good times are just a swipe away!
| Card Platform | Visa- Smart Privilege |
|---|---|
| Issuance Fess - Primary/Joint | ₹50 |
| Annual Fees | ₹150 |
| ATM Withdrawal Limit (Per Day) | ₹40,000 |
| POS Limit per day | ₹1,00,000 |
| Personal Accident Insurance Cover | ₹2 lakhs |
| Airport Lounge Access | No |
| MyDesign | N/A |
| Replacement Charges | ₹200 |
A cross currency mark-up of 3.5% will be levied on all international cash withdrawal and purchase transactions.
A Dynamic Currency Conversion (DCC) markup fee of 1% plus GST will be applicable. To know more click here
Click on these links to know more Debit Card protection, benefits,and authentication.
Learn about the important terms and conditions associated with your Smart Privilege Debit Card to make the most of its benefits.


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