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LIC Axis Bank Signature Credit Card
Step into the world of LIC Axis Bank Signature Credit Cards – Come aboard & enjoy a powerful reward program, fuel surcharge waiver and complimentary insurance cover. Earn Reward points on every spend and earn accelerated Reward points on LIC premium payments and International Transactions. The terms and conditions of LIC Axis Bank Signature Credit Card will be updated w.e.f. 20th Jun 2025. Please click here to know more.
Features & Benefits
Earn EDGE REWARD Points on every transaction
- Earn 2 Reward points for every ₹100 spent on LIC Premium payment and foreign currency transactions.
Complimentary domestic airport lounge access
Enjoy 8 complimentary lounge visits per calendar year at select domestic airports with your LIC Axis Bank Signature Credit Card. Click here to know more
Comprehensive Insurance Cover
- Complimentary lost card liability insurance cover up to credit limit
Fuel surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Axis Bank Dining delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program. click here for more details and full terms & conditions..
Convert purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of ₹2,500 or more into easy EMI. click here to know more.
Check your eligibility
Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for LIC Axis Bank Signature Credit Card.
Documents for LIC Axis Bank Signature Credit Card application:
Fees & Charges - LIC Axis Bank Signature Credit Card
The fees and charges for LIC Axis Bank Signature Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
Fees & Charges
The fees and charges for LIC Axis Bank Signature Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Charges | |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | ₹175/- |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. ₹500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 Additional ₹100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. |
| Over Limit Penalty | 2.5% of over the limit amount (Min. ₹500) |
| Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds | 2% of the payment amount subject to Min ₹500. |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between ₹400 to ₹4,000. Maximum benefits up to ₹400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rent Transaction fee (Applicable from 5th March 2023) | 1% fee per transaction will be applicable on rental transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1.5% will be applicable on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation Websites |
| Education Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee per transaction will be applicable on education payments made via third party apps |
| Utility Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of ₹25,000 or more on utilities per statement cycle |
| Wallet Load Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of INR 10,000 or more on wallet loads per statement cycle |
| Fuel Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of INR 50,000 or more on fuel transactions per statement cycle |
| Online Skill Based Gaming Transaction Fee (Applicable from 20th Dec, 2024) | 1% fee will be applicable on cumulative spends of INR 10,000 or more on online skill based gaming platforms per statement cycle |
Terms and Conditions
The terms and conditions of LIC Axis Bank Signature Credit Card have been updated w.e.f. 20th Jun 2025. Please Click here to know more.
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