Two-Wheeler Loan in Pune

Navigating through Pune’s bustling streets can be a challenge, but with a two-wheeler, you can easily ride past traffic. Whether commuting to work, heading out for weekend adventures, or simply looking for a convenient mode of transport, owning a bike simplifies life. But not everyone has the savings to buy a bike outright—that’s where Axis Bank’s Two-Wheeler Loan in Pune comes in! With Axis Bank’s hassle-free Bike Loan in Pune, you can enjoy:

Up to 100% financing on select models

Flexible repayment tenures that suit your budget

Minimal paperwork and a quick approval process

Affordable EMIs to help you own your bike stress-free

Whether purchasing a brand-new bike or a second-hand model, Axis Bank ensures that financing your dream ride is quick and convenient with options like the second-hand Bike Loan in Pune.

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Interest Rates
Eligibility & Documentation
How to Apply
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FAQ's

Two Wheeler Loan EMI Calculator

Power through Pune traffic easily. With quick documentation, flexible repayment options and up to 100%* funding, Axis Bank makes owning a Two-Wheeler simple. Use the EMI Calculator to find a loan type that fits your lifestyle.

Loan Amount

₹

25K

1Cr

Interest Rate (p.a)

8% 28%

Tenure (Months)

12M60M

Your EMI* ₹ 1,14,678

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*Equated Monthly Installment'

Note: To see amortization schedule, please click here.

Total Amount Payable

₹1,37,621

Interest Rates

Know in detail about the rates and charges associated with Two wheeler loans.

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Eligibility Documentation

Eligibility criteria for Two-Wheeler Loans in Pune

The eligibility criteria to apply for a Two-Wheeler Loan or a used Two-Wheeler Loan in Pune include the following:

Criteria	Salaried	Self-Employed
Age	21 to 58 years	21 to 65 years
Minimum income	₹1,44,000	₹2,50,000
Employment status	Minimum 1 year	Minimum 1 year in the same business
Bank statement	3 months bank statement	3 months bank statement

By understanding the criteria, you’ll be able to apply for a new Bike Loan or even a second-hand Two-Wheeler Loan in Pune (old Bike Loan in Pune)

Documents required for Two-Wheeler Loan in Pune

Application form : Accurately filled with personal and financial information.
Proforma invoice : Outlining the bike model and its price (new or second-hand).
Passport-size photographs : One or two recent photos of each applicant are needed.
KYC documents : Identity proof (PAN card, Aadhaar card, passport) and address proof (Driving Licence, utility bills, etc.).
Income documents : Salary slips, Form 16, or IT returns for salaried individuals; 3 years’ IT returns for self‐employed individuals.
Bank statements : Typically the last 3 months.

Fees & Charges

How to apply for a Two-Wheeler Loan in Pune offline?

To apply for a Two-Wheeler Loan or a second-hand Bike Loan in Pune, here are the steps you must follow:

01
Visit a branch: Locate the nearest Axis Bank branch.
02
Obtain the application form: Request the Two-Wheeler Loan form.
03
Fill in the details: Provide your personal, employment, and financial information accurately.
04
Attach the required documents: Include your KYC (know your customer) proofs, income details, proforma invoice, and passport photos.
05
Discuss terms: Clarify any doubts about interest rates, tenures, or prepayment options with the loan officer.
06
Submit the form: Hand over your completed application and documents.
07
Follow‐up: The bank verifies your application and will contact you regarding the status. Upon approval, you will receive a sanction letter with the final terms.

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Super Bike Loan

Ride the extraordinary with Superbike Loans tailored for your needs.

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Frequently Asked Questions

The “best” bank for a Bike Loan or a second-hand Bike Loan in Pune can depend on factors like your credit score, income, and bike choice. Axis Bank, for example, is often recognised for transparent rates, up to 100% financing on select models, and a simple application process. However, it’s always wise to compare offers from multiple lenders.

Certain banks offer up to 100% funding on the on‐road price for eligible new bikes. However, if you’re seeking a second-hand Bike Loan in Pune, the loan‐to‐value ratio may differ based on the bike’s age, current condition, and market valuation.

Generally, you must meet essential criteria, such as minimum age, stable income, and acceptable credit history, to get a used bike on EMI in Pune. If your credit score is too low, your earnings are insufficient, or your employment record is irregular, the lender may reject your application for a second-hand Bike Loan in Pune.