Two-Wheeler Loan in Bangalore

Bangalore’s fast-paced lifestyle demands a quick and efficient mode of transport, and a two-wheeler is the perfect solution. Whether you need a bike for daily commutes, weekend getaways, or to beat the city’s traffic, owning one has never been easier. But what if you don’t have the full amount to buy your dream bike upfront? That’s where Axis Bank’s Two-Wheeler Loan in Bangalore comes in. With Axis Bank's Two-Wheeler Loan, you get:

Up to 100% financing on select models

Flexible repayment tenure to suit your financial comfort

Minimal documentation for a hassle-free process

Affordable EMIs that fit your monthly budget

Whether purchasing a brand-new bike or a pre-owned one, our loan options, like the Used Bike Loan in Bangalore ensures that owning a two-wheeler is simple, quick, and stress-free.

Calculator
Interest Rates
Eligibility & Documentation
How to Apply
Super Bike Loan
FAQ's

Two Wheeler Loan EMI Calculator

Axis Bank offers up to 100%* funding on Two-Wheeler and Super Bike Loans in Bangalore, with easy documentation and flexible tenures. Check your estimated EMI instantly and choose a loan that fits your budget before you click on apply.

Loan Amount

₹

25K

1Cr

Interest Rate (p.a)

8% 28%

Tenure (Months)

12M60M

Your EMI* ₹ 1,14,678

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*Equated Monthly Installment'

Note: To see amortization schedule, please click here.

Total Amount Payable

₹1,37,621

Interest Rates

Know in detail about the rates and charges associated with Two wheeler loans.

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Eligibility Documentation

Eligibility criteria for Two-Wheeler Loans in Bangalore

The eligibility criteria for a Second-Hand Bike Loan in Bangalore includes:

Criteria	Salaried	Self-Employed
Age	21 to 58 years	21 to 65 years
Minimum income	₹1,44,000	₹2,50,000
Employment status	Minimum 1 year	Minimum 1 year in the same business
Bank statement	3 months' bank statement	3 months' bank statement

So, you must fulfil the aforementioned criteria to qualify for a Used Bike Loan in Bangalore.

Documents required for Two-Wheeler Loan in Bangalore

The documents required to apply for a Used Bike Loan in Bangalore include:

Application form : Duly filled out with accurate personal and financial details.
Proforma invoice : This indicates the bike model and its price, whether new or used.
Passport-size photographs : One or two recent photographs of each applicant or co‐applicant.
KYC documents : These include identity proof (PAN card, Aadhaar card, passport) and address proof (utility bills, Voter ID, Driving Licence, etc.).
Income documents : Salary slips, Form 16, or income tax returns for salaried individuals. Self‐employed professionals might need income tax returns for the last three years and relevant business documents.
Bank statements : Typically, statements for the past three months.

Fees & Charges

How to apply for Two-Wheeler Loan in Bangalore offline

To apply for a Used Bike Loan in Bangalore, you must follow these steps:

01
Visit a branch: Locate the nearest Axis Bank branch.
02
Request the application form: Ask specifically for the Two-Wheeler Loan application form.
03
Fill in the details: Provide accurate personal, employment, and financial details.
04
Attach the required documents: As outlined above, include your KYC documents, income proofs, proforma invoice, and photographs.
05
Discuss terms and conditions: Speak to the loan officer if you have questions about interest rates, tenures, or prepayment charges.
06
Submit the form: Hand over the documents to the bank’s representative.
07
Follow‐up: The bank will verify your application and contact you regarding the status. If approved, you’ll receive a sanction letter outlining the final terms.

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Super Bike Loan

Ride the extraordinary with Superbike Loans tailored for your needs.

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Frequently Asked Questions

Selecting the “best” bank to get a second-hand Two-Wheeler Loan in Bangalore can depend on your unique financial situation, credit profile, and bike preferences. However, Axis Bank is known for offering transparent interest rates, up to 100% on‐road financing for eligible models, and a hassle‐free application process.

Certain banks offer up to 100% financing on the on‐road price for eligible new vehicles. However, for Second-Hand Bike Loan in Bangalore, the financed amount typically depends on the bike’s current value and condition.

Generally, you must meet the bank’s minimum age, income, and employment criteria to qualify for EMIs on your second hand bike finance in Bangalore. The lender might reject your application if you have a low credit score, insufficient income, or an unstable employment history.