Apply for Axis Bank Freecharge Credit Card Online

Spends per month	EDGE REWARD Points
0-₹1999	0
₹2000 to ₹4999	100
₹5000 and above	350 (100 + 250)

Card Platform	Visa Platinum
Joining Fee	₹250
Annual Fee	1st Year: Nil 2nd Year: ₹250 Rent Transactions and wallet load transactions will not be eligible for spends counted in availing annual fee waiver
Card Replacement Fee	Nil
Cash Payment Fee	₹175
Duplicate Statement Fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Mobile Alerts for transaction	Free
Balance Inquiry charges	Free
Finance Charges (Retail purchases and Cash)	3.75% per month
Cash withdrawal fee	2.5% (Min. ₹500) of the cash amount
Late Payment Fee	Nil if total payment due is less than ₹500 ₹500 if total payment due is between ₹501- ₹5,000 ₹750 if total payment due is between ₹5,001- ₹10,000 ₹1200 if total payment due is greater than ₹10,000 An additional charge of ₹100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.
Over limit penalty	2.5% over limit amount (Min ₹500)
Cheque return or Dishonour Fee or Auto Debit Reversal	2% of the payment amount subject to Min. ₹500
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRTC/Indian Railways
Foreign currency transaction fee	3.5% of the transaction value
Reward Redemption fee	A reward redemption fee of ₹99 will be levied for each redemption transaction of EDGE REWARD points or EDGE Miles on the EDGE portal. A fee of ₹199 will be levied for each instance of conversion/transfer of EDGE REWARD points or EDGE Miles to other miles partner loyalty programs.
Rent Transaction	1% on each rental transaction
Wallet load transaction	1% fee will be levied on cumulative wallet load transactions of ₹10,000 or more in a statement cycle
Fuel Transaction	1% fee will be levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle
Education Transaction	1% fee will be applicable on each education payments done through third party apps
Utility Transaction	1% fee will be levied on cumulative spends of ₹25,000 or more made towards utility payments in a statement cycle within a statement period
Online skill-based gaming	1% fee will be applicable for cumulative spends of ₹10,000 or more on online skill-based gaming platforms in a statement period
Dynamic Currency Conversion Markup	1.5% plus taxes will be applicable for each international transaction performed in Indian currency or International location or transactions performed in Indian currency with merchants located in India but registered in foreign nation