How to find PF number?

For salaried individuals, the Provident Fund (PF) is an essential component of financial planning. The PF serves as a long-term saving scheme where both the employee and employer contribute, ensuring financial security post-retirement. Understanding your PF account number is crucial as it allows you to manage and track your PF balance efficiently.

What is the PF account number?

The PF account number is a unique identifier assigned to every employee enrolled in the Employees' Provident Fund Organisation (EPFO). This number helps track your PF contributions, withdrawals and other related activities. It is a vital piece of information for accessing your PF Account details.

PF account number format

1. Region code: Represents the region where your PF Account is maintained.

2. Office code: Indicates the specific EPFO office managing your account.

3. Establishment code: Assigned to the employer by the EPFO.

4. Extension: Often represents the subdivision or branch of the establishment.

5. Account number: The unique number assigned to the employee.

For example, a PF account number might look like MH/BAN/1234567/000/1234, where each segment provides specific information about the account.

How to get the PF account number?

Visit the EPFO office

One of the most direct methods is to visit the nearest EPFO office. Ensure you carry the necessary identification documents and any employment-related paperwork. The EPFO officials can assist you in locating your PF account number.

UAN portal

The Universal Account Number (UAN) is a unique identifier for all your PF Accounts. You can access your PF account number through the UAN portal by following these steps:

1. Visit the UAN Portal.

2. Log in using your UAN and password.

3. Navigate to the 'View' section and select 'Service History' to find your PF account number.

Contact the employer

Employers maintain records of PF contributions and can provide your PF account number upon request.

Salary slip

Your monthly salary slip often includes your PF account number. Check the section where deductions are listed; the PF account number is usually mentioned there.

Importance of PF account number

• Tracking contributions: Ensures your employer’s and your contributions are accurately recorded.
• Withdrawals and transfers: Necessary for processing withdrawals or transferring your PF balance to a new employer.
• Claim settlements: Required for claiming benefits such as pension or insurance-linked with the PF Account.

EPFO customer care number

If you face any issues regarding your PF account, the EPFO customer care number can be a helpful resource. You can reach out to them at 1800-118-005 for assistance.

Conclusion

Understanding and locating your PF account number is essential for effectively managing your Provident Fund. This unique identifier helps you keep track of your contributions, facilitates seamless transfers and withdrawals, and is necessary for claiming benefits.

In addition to managing your PF, consider exploring other investment products for a well-rounded retirement plan. Axis Bank offers a range of investment options that can help you secure a comfortable and financially stable retirement. Don't hesitate to leverage these services for a comprehensive approach to your financial planning.

Also Read: How is PF calculated on salary?

FAQs

Is the PF account number and UAN the same?

No, the PF account number and UAN are not the same. The UAN is a unique number assigned to an individual that remains the same throughout their career, regardless of the number of employers they work with. The PF account number changes with each employer.

How do you find the PF account number of your previous company?

1. Contact your previous employer’s HR department.

2. Check your old salary slips or employment documents.

3. Use the UAN portal to check if the previous account is listed under your service history.