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Overdraft Vikas

Overdraft facility for meeting consumption requirement of the individual

Product Features

Age

Farmer’s Age - 18-60 years (Co- borrower required for applicants over 60 years)

Tenure

Loan Tenure- 1 year

Eligibility

Eligibility- Documented ITR income

Non- Agricultural

Non- Agricultural property is mandatory

Loan Amount

Minimum loan amount: ₹1,00,001 /-

Repayment Period

Repayment period- Monthly

Other Important Details

Loans linked to REPO Rate For Loans on base rate/MCLR/ fixed rate

Lending rates

  • Rate of interest will be linked to Prevailing Repo Rate.
  • Customer rate/ pricing (ROI) shall be repo rate + spread.
  • Repo rate reset frequency- every 25th day of last month of each quarter.
  • The bank will publish the Repo Rate periodically on the bank’s website.

Lending rates

  • Existing loan on base rate/ MCLR/ fixed rate will continue to be at existing benchmark till renewal.
  • For fair practices code followed by the bank, please , click here
  • For brief details on all our products, please click here

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