Samsung Pay

Samsung Pay is a mobile payment service that uses Near Field Communication (NFC) technology to make in-store contactless payments. Samsung Wallet serves as a digital alternative to physical payment cards, enabling payments at a wide range of POS terminals via your Samsung Galaxy smartphone or Samsung Galaxy Watch. You can scan or manually enter your card details, add a UPI-enabled bank account, and enable features such as balance checks, sending and receiving money, and QR code scanning.

Features & Benefits

Pay using your smartphone

Load your eligible card on the Samsung Wallet application, available on select Samsung Galaxy smartphones and watches*, and make payments instantly.

Wide acceptance

Add your Axis Bank Credit Card to Samsung Wallet and pay using Samsung Pay.

Hassle-free

  • Rather than entering your credit/debit card number, simply select Samsung Pay at checkout, tap your phone at the POS terminal, authenticate using your fingerprint or Samsung Pay PIN, and complete your payment.
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Instant notifications

Get payment notifications in the Samsung Wallet app.

Secure

Your actual card details are never stored. Instead, a unique encrypted token is used for payments, helping reduce fraud risk.

User authentication

Every transaction is authenticated using your fingerprint or Samsung Pay PIN.

Register & Transact

How to register your credit/debit card on Samsung Pay?

Follow these steps to register your credit/debit card on Samsung Pay with ease:

  • 01

    Create your Samsung Account ID.

  • 02

    Open the Samsung Wallet app and tap Add credit/debit cards.

  • 03

    Hold the phone above the Credit/Debit card you wish to link with Samsung Pay, aligning the camera to capture card details. You can also manually enter the details.

  • 04

    Read and accept the Terms and Conditions, then select the OTP or Call the Bank option to authenticate your card.

  • 05

    In case of OTP authentication, enter the OTP received on your registered mobile number linked to the card.

  • 06

    In case of the Call the Bank option, follow the instructions provided during the call by the Customer Service Centre.

  • 07

    Once verified, you can use your card to make payments through Samsung Pay.

How to register your account for UPI on Samsung Pay?

Follow these steps to register your account for UPI on Samsung Pay:

  • 01

    Create your Samsung ID.

  • 02

    Open the Samsung Wallet app and click on the “UPI accounts” option available on the main screen.

  • 03

    Verify your mobile number. An SMS will be automatically triggered from your device for your mobile number verification.

  • 04

    Create a UPI ID/Virtual Payment Address of your choice.

  • 05

    Link your account to the payment address, set your UPI PIN, and start transferring money.

  • How to transact using Samsung Pay?

    Follow these steps to make transactions using Samsung Pay:

    • 01

      Set up and sign in to your Samsung Account on your device.

    • 02

      Open the Samsung Wallet app on your device.

    • 03

      Swipe left or right to select the card you want to pay with.

    • 04

      Verify your identity using your fingerprint or Samsung Pay PIN.

    • 05

      Hold your phone near the card reader or POS machine to complete the transaction.

    • 06

      Wait for the payment confirmation on your device and the terminal.

    • 07

      Verify your identity using your fingerprint or Samsung Pay PIN.


    Note: For transactions above ₹5,000, you may be required to enter your 4-digit card PIN on the POS terminal to complete the transaction.

    Frequently Asked Questions

    Samsung Pay is a secure and easy-to-use mobile payment service that can be used to make purchases nearly everywhere. It enables the use of credit and debit cards, including private label credit cards, by leveraging Near Field Communication (NFC) technology to make mobile payments more accessible to both merchants and consumers.

    Samsung Pay enables users to make in-store contactless payments using eligible Samsung Galaxy devices, including smartphones and smartwatches. Its main feature is NFC payment capability, which makes it a widely accepted mobile payment solution.

    Samsung Pay offers a simple and convenient payment experience that is quicker than searching through your wallet or purse. Additionally, Samsung Pay adds a level of security to your payment information that physical cards don’t have.

    Samsung Pay uses Near Field Communication (NFC) to make contactless mobile payments. NFC enables eligible Galaxy smartphones and watches to make secure transactions with nearly every payment terminal in the world.

    Through the UPI option, you can scan a QR code, send money, request money, or check your account balance.

    Cards can be registered automatically by scanning your card with Samsung Wallet or by manually entering the card information. Samsung Wallet will then prompt you to verify your identity through an OTP, after which your card will be activated.

    For card activation during registration, the OTP can be generated through SMS or Phone Banking.

    This OTP is valid for 30 minutes. If a new OTP is required, the registration can be redone by following the same process.

    You can register up to 10 payment cards in Samsung Pay, including credit cards and debit cards.

    Yes. The total number of devices you can register for a card may vary.

    Not all card types are eligible for use with Samsung Pay. Kindly check card eligibility with Axis Bank.

    Normally, card activation is instant; however, it can take up to 10 minutes after any additional verification requirements have been met. If this time has been exceeded, remove the card from Samsung Pay and register it again.

    Yes. However, for the best experience, the device should have a SIM card installed. If you encounter any issues when registering the card over Wi-Fi, we suggest switching to a cellular data connection.

    No, there is no issue. The card displayed in Samsung Pay may differ slightly from the physical card. The key points to check are the card issuer (Axis Bank, in this case), the card network (Visa, Mastercard, etc.), and the last four digits of the physical card.

    To send money, tap on ‘Send’ to open the Send Money screen. Enter the beneficiary’s payment address, mobile numberor account number and IFSC code. Enter the amount to be transferred, followed by the account PIN/UPI PIN of your linked account.

    To receive money, tap your UPI card, then select My QR. You can download or share your QR code with the sender to receive money.

    To view your past UPI transactions, simply tap “View transactions” on the UPI card.

    Yes, after you receive a notification on Samsung Pay, you can click on the notification. You will get an option to decline or accept the request on the screen.

    Yes, any UPI-enabled bank account can be added to Samsung Pay. Please ensure that the mobile number on which Samsung Pay is available is also registered with your bank.

    Select the option ‘UPI’ from the main screen of Samsung Pay or click on ‘Add’ option available on the top right corner. Create your "Payment Address" and link to your bank account to send or receive money.

    Yes, you can transfer up to ₹1 lakh using the UPI option on Samsung Pay.

    If you change your SIM card, you will be required to re-register and add your accounts once again.

    If you forget your UPI PIN, or if your UPI PIN is not set, you can generate it through Samsung Pay. You will need the last six digits of your debit card and its expiry date.

    Terms & Conditions for Samsung Pay

    There are terms and conditions for Samsung Pay that apply to regulate some of the services provided by Axis Bank through the Samsung Pay digital payment app.

    These terms and conditions apply to and regulate the provisions of the specified products and services provided by Axis Bank through the Samsung Wallet application. These terms are in addition to, and not in derogation of, the following terms and conditions and such other terms and conditions as may be specified by Axis Bank from time to time.

    • Terms & Conditions for Axis Bank Credit Card
    • Terms & Conditions for Axis Bank Debit Card
    • Terms & Conditions for Axis Bank Internet Banking
    • Terms & Conditions for Axis Bank Mobile Banking app
    • Terms & Conditions for Axis Bank Savings Account

    Click here for more information on Terms & Conditions.

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