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Online Merchant Payments

Experience smooth and seamless online shopping and bill payment transactions with Axis Bank’s Internet Banking payment service. It is a safe and secure option to enable hassle free payment in real-time from your bank account. It is instant and doesn’t have transaction limits.


Introducing Biometric NetBanking Payments: Now use Fingerprint, Face ID or PayPIN to make seamless payments instantly via Axis Bank Internet Banking. Click here to know more.

Benefits of Online Merchant Payments


Internet Banking can be used in the below scenarios:

  • Online shopping
  • Credit card bills
  • Taxes
  • Investments in stocks and mutual funds
  • Flight tickets
  • Hotel bookings
  • Entertainment and movie tickets
  • Bills and utility payments
  • e-Wallet reload

Other benefits include:

  • Pay anytime and from anywhere
  • Fully secure mode for payment
  • 99%+ transaction success rate
  • Set daily transaction limit as per your requirement
  • Accepted among a variety of merchants

How to pay merchants online?

UPI Autopay

How to make payments via Internet Banking?

  • 01

    Log on to the payment portal of merchant’s website or mobile app

  • 02

    Choose Internet Banking and select Axis Bank from the available options

  • 03

    Log in using Customer ID + Internet Banking Password

  • 04

    Verify the account to be debited and amount to be paid

  • 05

    Enter the OTP received on your registered mobile number to complete the payment

UPI Autopay

Eligibility criteria for using Internet Banking:

You should have an account with Axis Bank

  • 01

    To open an account with us, please visit this page: https://www.axis.bank.in/accounts

  • 02

    You should be registered in Internet Banking or Mobile Banking

    To register to Internet Banking, please follow the steps here: https://www.axis.bank.in/bank-smart/internet-banking

    To register on Mobile Banking, Please follow the steps here: https://www.axis.bank.in/bank-smart/open-by-axis-bank

  • Frequently Asked Questions

    Experience smooth and seamless online shopping and bill payment transactions with Axis Bank’s Internet Banking payment service. It is a safe and secure option to enable hassle free payment in real-time from your bank account. It is instant and does not have a cap on transaction amount.

    The payment option of Internet Banking will be available on the payment page along with UPI, Cards, etc. Choose the Internet Banking option and select Axis Bank among the options to proceed.

    Yes. You should be an Axis Bank account holder with registered Internet Banking services to pay via Internet Banking mode.

    • You can use Internet Banking by logging in through Customer ID + Internet Banking Password
    • Axis Bank Internet Banking does not have any cap on transaction amount, making it a seamless and reliable mode of payment while doing large value transactions. By default, the transaction limit is set to INR 5,00,000. You can change this limit to suit your needs via Axis Bank Internet banking.
    • If you make any of the changes listed below, a 24-hour cooling period will apply. During this time, the transaction limit will be ₹30,000 for all customers, except Burgundy customers, who will have a transaction limit of ₹50,000.
      • Change of Mobile Number
      • Net Onboarding on Net Banking Platform
      • Change of Password
      • Change of Email ID
      • Change in Status
      • Change in Security Q&A

    You can change the transaction limit via Axis Bank Internet Banking.

    Please follow these steps:

    • Login to Internet Banking : https://www.axis.bank.in/bank-smart/internet-banking
    • Go to Services > My Profile > Limit Management
    • Click on ‘Set New Limit’
    • Enter the new amount limit and click ‘Next’
    • Confirm the new limit via the NETSECURE code (you will receive this on you registered mobile number)
    • New limit amount has been set successfully

    Please note, if cooling period is applicable for you daily transaction limit will be reduced. Refer to FAQ No.5 for details.

    If the merchant accepts payment via Axis Bank Internet Banking, you’ll find the Axis Bank option when you choose Internet Banking on the payment portal.

    If you have insufficient funds in your account, your transaction will be rejected.

    In rare cases when you don’t receive the OTP on your registered mobile number, we request you to cancel and retry the payment. If you still don’t get the OTP after repeated attempts, please call Axis Bank Phone Banking or visit the nearest Axis Bank branch to make sure the mobile number is correctly updated.

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