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Home Loan in Pune

Find your new home with Axis Bank Home Loans in Pune, where rich history and a buzzing modern life come together just for you. Pune, known as the Oxford of the East and Queen of Deccan, is a hub where history and progress dance together.
In Pune, life buzzes with the energy of start-ups and students, and yet, there's always a quiet spot under a tree or by a café where you can plan your future. This city contributes to economic and industrial growth and invites you to put down roots with its friendly vibe, good food, and spots to unwind. Imagine owning a home here, where every day is about living your best life amidst a backdrop of tradition and modern comforts.

Features and benefits of buying a home in Pune with Axis Bank Home Loans

Discover the potential of Pune, a city that offers an affordable yet upscale lifestyle, a stark contrast to Mumbai's pricey real estate market. With its IT and corporate sectors, Pune is becoming a preferred destination for many. To support this shift, we present tailored solutions with compelling Home Loan rates in Pune.


Key features and advantages of a Home Loan in Pune:

Affordable homeownership

Home Loan options range from ₹3 lakhs to ₹5 crores, catering to varied financial needs

Flexible tenures

Extended loan tenures for manageable EMI plans to ensure your budget remains intact

Competitive interest rates

Flexibility with fixed and floating interest rates gives you the power to choose as per your financial strategy

Quick disbursal

Streamlined application process for a seamless experience in securing your loan

Balance transfer facility

Easy transfer of existing loans, aligning with your convenience

Personalised services

At-home personalised service, demonstrating our commitment to customer satisfaction

No prepayment charges

Zero prepayment fees for loans with floating interest rates, offering you the freedom to settle early without extra costs

Eligibility criteria to avail Axis Bank Home Loan in Pune

Axis Bank outlines eligibility criteria for you to qualify to get a Home Loan in Pune. Check it here and ensure eligibility by fulfilling key requirements

Eligibility hinges on:

  • Age and financial well-being
  • Existing financial commitments
  • Credit history

Enhance your Home Loan eligibility by:

  • Joint loan application
  • Extended repayment duration
  • Clearing outstanding liabilities
  • Maintaining a credit score above 750
  • Declaring all additional income sources

Documents required to get Axis Bank Home Loan in Pune

For the procurement of an Axis Bank Home Loan in Pune, ensure submission of:

  • The loan application form with PAN Card
  • Legitimate identification, including passport, Aadhaar, or driving licence
  • Pune domicile proof via Aadhaar, licence or utility bills
  • Proof of income tailored for the employed or entrepreneur
  • Pre-loan property documentation as per the bank's requirement

Refer here for a comprehensive list of required documents.

Home Loan interest rate in Pune

Begin your journey towards owning a dream home in Pune by exploring the Home Loan interest rates in Pune offered by Axis Bank. Ensure you stay informed on the latest rates, enabling you to make decisions that are both knowledgeable and conducive to securing your ideal home in Pune.


How to avail Axis Bank Home Loan in Pune?

Experience premier service at every phase, supported by our dedicated team and technology. Commence your effortless Home Loan journey today with Axis Bank:

Great plans start with well-calculated decisions

Home Loan EMI Calculator

Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years.

3L

5Cr

%
6.50% 11%
Y
1Y30Y

Your EMI*1,14,678

Get a call back

*Equated Monthly Installment'

Note: To see amortization schedule, please click here.

Total Amount Payable

1,37,621

APR Calculator

The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and loan origination charges.

6K

15Cr

%
8% 26%
M
12M240M

0

50L

Loan origination charges should not be more than loan amount.

APR

8.00%

FAQS

Axis Bank in Pune offers diverse products, including Home Loans, Loans against property, balance transfer services, and Top-up Loans, catering to various financing needs for purchasing, constructing, or renovating properties.

Your Home Loan eligibility in Pune primarily depends on your income, existing debts, and credit score. Generally, Axis Bank ensures your EMI doesn't exceed 40-50% of your monthly income, factoring in your financial stability.

Obtaining a Home Loan in Pune with a low credit score is challenging but possible. Axis Bank may offer loans with a larger down payment to mitigate the risk.

Yes, you can transfer your existing Home Loan to Axis Bank in Pune to avail of a lower interest rate. This process, known as Home Loan balance transfer, can lead to significant savings on your EMIs.

Home Loans in Pune come with several tax benefits: deductions up to ₹1.5 lakhs on principal repayment under Section 80C, up to ₹2 lakhs on interest payment under Section 24(b), and additional deductions for affordable housing under Section 80EEA.

Shubh Aarambh Home Loan

Shubh Aarambh Home Loan
  • Axis Bank's Shubh Aarambh Home Loan service provides quick and easy loan disbursals with minimum documentation.

Fast Forward Home Loan

Fast Forward Home Loan
  • Dreaming of owning your home? Make it a reality with the Fast Forward Home Loan which provides quick and easy loan disbursals with minimum documentation.

Super Saver Home Loan

Super Saver Home Loan
  • Super Saver Home Loan offers a unique financing solution that helps to save on the total interest payable on your home loan with us.
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