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Home Loan in Delhi
It renders home ownership in this vibrant city more accessible, allowing individuals to invest in their future wisely. This approach not only facilitates a step towards personal asset building but also ensures a foothold in one of India's most dynamic cities. Delhi is one of the world's oldest cities, with a history that stretches from the Mughals to the British.
Features & Benefits of buying a home in Delhi with
Axis Bank Home Loans
Securing a home in Delhi, a city with a robust real estate market is a significant investment decision. Axis Bank aligns with your ambitions by offering competitive Home Loan rates, tailored to meet the diverse needs of Delhi's residents.
Key Features of Home Loans in Delhi:
Competitive rates
Enjoy some of the most favourable Home Loan rates in Delhi, reducing the burden on your finances.
Diverse options
Whether you prefer the stability of fixed rates or the flexibility of floating rates, we have options to suit your preferences.
Easy accessibility
Secure a reliable Home Loan in Delhi through our user-friendly online and offline channels.
Efficient process
Our process is designed for quick, clear, and hassle-free loan approval and disbursement.
No hidden fees
Choose a floating interest rate Home Loan and make prepayments without additional charges.
Extended tenures
Opt for up to 30-year loan tenure, making your EMIs smaller and manageable.
Wide range
Apply for loans starting from ₹3 lakhs up to ₹5 crores to match your finances.
Eligibility & Documentation
Eligibility criteria to avail of Axis Bank Home Loan in Delhi
Documents required to get Axis Bank Home Loan in Delhi
How to apply for a Home Loan Online in Delhi?
To apply for a Home Loan online at Axis Bank in Delhi, follow these steps:
- 01
Visit Axis Bank's Home Loan page:
- 02
Access the page and click on the “Apply Now” button.
- 03
Fill in the application form: Complete the application with your personal and financial details.
- 04
Document submission: Upload necessary KYC documents for identity and financial status verification.
- 05
Await loan sanction: The bank processes your application and sanctions the loan subject to document verification
- 06
Submit property documents: Provide property documents for further checks.
- 07
Loan approval: Typically, approval occurs within 15 days, given all documents are provided.
- 08
Acceptance: Review and accept the loan terms in the sanction letter.
Home Loan interest rates in Delhi
Unlock your dream home in the heart of Delhi with Axis Bank's Home Loan interest rates. Stay updated on the most recent rates to make knowledgeable choices regarding your Home Loan.
How to avail of Axis Bank Home Loan in Delhi?
Unlock the door to your dream home in Delhi by choosing Axis Bank's Home Loan. Benefit from our dedicated service at each step, backed by our proficient team and technology:
- Apply online: Initiate your application with a simple click.
- Branch assistance: Visit your nearest branch for personal support.
- Telephone service: Dial 1-860-419-5555, 1-860-500-5555, or 1-800-103-5577.
- SMS application: Text 'home' to 5676782 for swift Home Loan processing.
Home Loan EMI Calculator
Total Amount Payable
1,37,621
Fees & Charges
Download these documents for more information on fees and charges.
Already Applied? Track your application here
Have your Application ID or PAN Card ready for a hassle-free experience
Track NowFrequently Asked Questions
Axis Bank's Home Loan interest rates in Delhi start from 8.75% p.a. for salaried individuals and 9.10% p.a. for self-employed. Home Loan interest rates in Delhi can vary based on factors like credit score and loan amount.
If you have a low credit score, getting a Home Loan in Delhi is possible but may come with higher interest rates or require a larger down payment to offset the risk for the lender.
You cannot avail of 100% financing for a Home Loan as banks typically require a down payment, which could range from 10% to 25% of the property's value, depending on the loan amount, credit score and type of property.
When applying for a Home Loan, you do not need to provide any additional security or collateral, as the property itself serves as security.
With a salary of ₹75,000, the loan amount you can get will depend on various factors, including your other financial obligations. Banks usually allow EMIs up to 50-60% of your monthly income. To know how much loan amount you can get and the exact monthly repayment, use Axis Bank's Home Loan Eligibility Calculator.
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