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Home Loan in Chennai
Chennai invites you with its rich culture and thriving economy, making it an ideal city for you to purchase your dream home in. Chennai stands out for its blend of spiritual heritage and economic vigour. Home to temples, it also houses bustling IT parks and industries from automobiles to software services. This draws people from all over to Chennai, known for its welcoming beaches, good living standards, and efficient city planning. Tamil Nadu's capital is a city where community, tradition, and innovation converge, offering a vibrant yet comfortable life for its residents.
Features & Benefits of buying a home in Chennai with Axis Bank Home Loans
The journey to homeownership can be challenging amid Chennai's escalating property market. Yet, Axis Bank brings your ideal home within grasp, offering a suite of Home Loan options designed for the city's evolving real estate landscape.
Key highlights of Axis Bank's Home Loan in Chennai:
Competitive interest rates
Choose Axis Bank for favourable Housing Loan interest rates in Chennai, ensuring a smooth repayment experience.
Budget-friendly EMIs
Extend your loan tenure for reduced monthly payments to comfortably fit your financial plan.
Streamlined application
Benefit from a straightforward application process with rapid turnaround times
Rate flexibility
Tailor your loan with options for either fixed or floating interest rates to suit your economic outlook.
Loan offering
Secure a minimum loan of ₹3 lakhs up to a maximum of ₹5 crores.
Zero prepayment fees
Enjoy the flexibility of prepayment without additional charges on floating rate loans.
Hassle-free loan transfer
Effortlessly move your existing Home Loan to Axis Bank.
Accessible loan services
Engage with Axis Bank's Home Loan facilities in Chennai through multiple channels, including in-person at our branches, online, or via phone banking.
Eligibility criteria to avail Axis Bank Home Loan in Chennai
To ascertain eligibility for an Axis Bank Home Loan in Chennai, consider these points:
Boost your Home Loan eligibility by:
Documents required to get Axis Bank Home Loan in Chennai
Initiate your Axis Bank Home Loan process in Chennai with a swift approval timeline of just 5 business days by providing:
Refer here for a comprehensive list of required documents.
Home Loan Interest Rate in Chennai
Embark on the journey to own your dream home in Chennai by exploring the Home Loan interest rates in Chennai from Axis Bank. Stay updated with the latest rates to ensure your decisions regarding home financing are well-informed and strategic, paving the way for a smooth home-buying experience.
How to avail Axis Bank Home Loan in Chennai?
Embark on the pathway to owning your perfect residence in Chennai with Axis Bank's Home Loan. Experience unmatched service and guidance, facilitated by our technology.
Start your Home Loan journey with us now:
- Online application: Begin your application with a convenient click.
- Branch support: For bespoke assistance, visit your closest branch.
- Call for information: Reach out at 1-860-419-5555, 1-860-500-5555, or 1800-103-5577.
- SMS for Home Loan: Send 'home' to 5676782 and expedite your home loan application.
Great plans start with well-calculated decisions
Home Loan EMI calculator
Leverage Axis Bank's Home Loan EMI calculator to budget effectively, especially given the city's thriving real estate market. Know your potential EMIs in advance and navigate your Home Loan in Ahmedabad with confidence.
Total Amount Payable
1,37,621
Annual Percentage Rate (APR) Calculator
The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and loan origination charges.
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6K
15Cr
%
8% 26%
M
12M240M
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0
50L
Loan origination charges should not be more than loan amount.
APR
8.00%
Fees & Charges
Download these documents for more information on fees and charges.
FAQS
The lowest possible interest rate for a Home Loan in Chennai with Axis Bank starts from 8.75% p.a. for salaried individuals and 9.1% for self-employed with a good credit score.
While the maximum Housing Loan amount in Chennai that one can avail from Axis Bank is up to ₹5 crores, depending on several eligibility criteria including income, employment type, and property value.
The sanctionable loan amount is usually linked to the borrower's monthly income, with the expectation that the EMI does not surpass 50% to 60% of the monthly take-home pay. For a precise assessment of your Home Loan eligibility, you are encouraged to make use of the Home Loan Eligibility Calculator provided by Axis Bank, which takes into account income levels, existing financial obligations, and other relevant factors.
The documents required for getting a Home Loan in Chennai with Axis Bank include a duly filled application form, PAN card, proof of identity and address, proof of income, and property documents before loan disbursement.
Eligibility for a Home Loan in Chennai with Axis Bank involves being over 21 years of age at the loan's commencement and under 60 years (salaried) or 65 years (self-employed) at maturity. Employment stability and creditworthiness are also key factors.
Have your Application ID or PAN Card ready for a hassle-free experience. Track your application here.
Keep your Application ID starting with Cl or MLP or With Pan Card handy for smooth proccess.
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