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Home Loan in Bangalore
Discover Bangalore, a city where cultural richness meets technological innovation. With some of the most favourable Home Loan rates in Bangalore, it's an ideal destination for anyone looking to establish a home in one of India's most progressive cities. Bangalore stands out as an exemplary place to live, weaving together a tapestry of cultural heritage with a modern, tech-driven lifestyle. It is known as the Silicon Valley of India, offering not just a booming IT sector but also attractive Home Loan interest rates, making home ownership a reality for many. Bangalore has been awarded as the 'Best City to Live in' by the Ease of Living Index 2022. Whether you're starting a family or a new business, this city's supportive infrastructure and vibrant community make it a top choice.
Features & Benefits of buying a home in Bangalore with Axis Bank Home Loans
Competitive rates
Select between fixed and floating Home Loan interest rates in Bangalore to fit your financial strategy.
Online Home Loan management
Access the premier online services for Home Loan management, allowing payments and account management from any location.
Quick loan disbursal
Experience efficient, clear and prompt Home Loan processing and disbursement.
Flexible repayment options
Extend your Home Loan tenure with manageable EMI options, ensuring a smooth repayment journey.
Loan settlement
Utilise Axis Bank’s Home Loan offerings in Bangalore to settle your loan in advance without incurring extra charges on loans with floating interest rates.
Eligibility criteria to avail of Axis Bank Home Loan in Bangalore
Documents required to get Axis Bank Home Loan in Bangalore
Home Loan interest rate in Bangalore
Understanding the current Home Loan interest rates in Bangalore is a crucial step in your application process. Check out detailed information on Housing Loan interest rates Bangalore with Axis Bank.
How to avail of Axis Bank Home Loan in Bangalore?
Axis Bank makes obtaining a Home Loan straightforward and efficient. Begin your application for a Home Loan in Bangalore through any of the following methods:
- Online: Click here to initiate your application
- Branch visit: Find your closest Axis Bank branch here
- Phone banking: Dial 1-860-419-5555, 1-860-500-5555 or 1800-103-5577
- SMS: Send 'home' to 5676782 to apply for a Home Loan via SMS
Great plans start with well-calculated decisions
Home Loan EMI Calculator
Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years.
₹
3L
5Cr
%
6.50% 11%
Y
1Y30Y
Your EMI*₹ 1,14,678
Get a call back*Equated Monthly Installment'
Note: To see amortization schedule, please click here.
Total Amount Payable
1,37,621
APR Calculator
The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and loan origination charges.
₹
6K
15Cr
%
8% 26%
M
12M240M
₹
0
50L
Loan origination charges should not be more than loan amount.
APR
8.00%
Fees & Charges
Download these documents for more information on fees and charges.
Already Applied? Track your application here
Have your Application ID or PAN Card ready for a hassle-free experience
Track NowFrequently Asked Questions
The lowest interest rate for a Home Loan in Bangalore is 8.75% p.a. for salaried individuals and 9.1% p.a. for the self-employed.
To apply online for a Home Loan in Bangalore, initiate your application here.
You can avail of a Housing Loan in Bangalore up to ₹5 crores, depending on your eligibility.
While Axis Bank does not specify a minimum salary for Home Loan eligibility in Bangalore, the loan amount sanctioned often correlates with your income. Typically, the Home Loan extension can be up to 60 times your monthly net salary.
The lowest interest rate on a Home Loan in Bangalore with Axis Bank starts at 8.7% p.a. This rate is influenced by several factors, including the loan tenure, your credit score, employment details, the type of property and its location, and the loan-to-value ratio. A higher credit score and a stable job profile can help secure lower Home Loan rates in Bangalore.
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