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Home Loan in Ahmedabad

Planning to buy a home in the mesmerising city of Ahmedabad? Worry not, Axis Bank Home Loan is here to help you secure your dream home!
As the dawn breaks over the Sabarmati, Ahmedabad whispers tales of heritage and progress. Here, the legacy of Mahatma Gandhi and the vibrancy of the ‘Manchester of the East’ coexist, offering a unique tapestry of culture. In this city, the opportunity to create your own home is beckoned by favourable Home Loan rates in Ahmedabad. Embrace the old-world charm and new-age dynamism as you explore Home Loan options in Ahmedabad, making your dream home a part of this UNESCO-celebrated metropolis.

Features and benefits of buying a home in Ahmedabad with Axis Bank Home Loans

Loan amount

Loan amounts range from ₹3 lakh to ₹5 crore, making both modest apartments and luxurious bungalows within your reach.

Interest rates

Choose from fixed to floating interest rates to match your risk appetite.

Application process

Experience our user-friendly application process that fast-tracks your move from loan application to approval.

Effortless switch

Switch your existing Home Loan to Axis Bank effortlessly.

Ease of accessibility

Manage your Home Loan in Ahmedabad from anywhere, with the added benefit of personalised service through our online portal.

Flexibility

On floating-rate Home Loans, enjoy the flexibility to pay off your loan ahead of time without any additional fees.

Eligibility criteria to avail Axis Bank Home Loan in Ahmedabad

The journey to acquire a Home Loan in Ahmedabad begins with understanding that your eligibility.
To enhance your Home Loan eligibility, consider these steps:

  • Apply jointly for a loan to increase the combined income.
  • Opt for a loan with a longer tenure to reduce your monthly instalments.
  • Clear existing debts to improve your debt-to-income ratio.
  • Take measures to boost your credit score.
  • Reveal all your income sources to present a comprehensive financial profile.

Documents required to get Axis Bank Home Loan in Ahmedabad

When applying for an Axis Bank Home Loan in Ahmedabad, ensure you have:

  • A filled-out loan application form
  • PAN card for financial and identity verification
  • Identity proof, such as a passport, Aadhaar card or driving licence
  • Relevant income proof, with variations for salaried or self-employed applicants
  • Property-related documents to be submitted before the disbursement of the loan

Great plans start with well-calculated decisions

Home Loan EMI Calculator

Calculating your Home Loan EMI is now easier than ever with our user-friendly and efficient Home Loan EMI Calculator. Whether you have a ₹30 lakh home loan EMI for 20 years or a ₹20 lakh home loan EMI for 10 years.

3L

5Cr

%
6.50% 11%
Y
1Y30Y

Your EMI*1,14,678

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*Equated Monthly Installment'

Note: To see amortization schedule, please click here.

Total Amount Payable

1,37,621

APR Calculator

The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and loan origination charges.

6K

15Cr

%
8% 26%
M
12M240M

0

50L

Loan origination charges should not be more than loan amount.

APR

8.00%

Key advantages of a Home Loan in Ahmedabad

  • Home Loan rates in Ahmedabad start at just 8.75% p.a. for salaried individuals and 9.10% p.a. for self-employed individuals.
  • Choose between competitive fixed and floating Home Loan interest rates in Ahmedabad.

Home Loan in Ahmedabad Interest rate and charges

Explore Axis Bank Home Loan interest rates in Ahmedabad and step closer to owning your perfect home in this city. Stay up-to-date with the most competitive Home Loan rates in Ahmedabad to make choices that align with your financial goals.


How to avail Axis Bank Home Loan in Ahmedabad?

Applying for an Axis Bank Home Loan in Ahmedabad is straightforward:

Frequently Asked Questions

In Ahmedabad, Axis Bank offers Housing Loans up to ₹5 crore, subject to fulfilling the eligibility criteria.

Axis Bank provides a loan-to-value ratio between 85% and 90% in Ahmedabad, depending on property type and location.

Yes, in Ahmedabad, Home Loan repayments qualify for tax deductions under Sections 80C (up to ₹1.5 lakh on the principal) and 24(b) (up to ₹2 lakh on interest) of the Income Tax Act.

Axis Bank typically processes Home Loans within 15 days in Ahmedabad, provided all necessary documents are submitted correctly.

To get a Home Loan in Ahmedabad, apply and pay the processing fee, submit documents for verification, receive the sanction letter, and undergo property verification before loan disbursement.

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Lease Rental Discounting

Lease Rental Discounting
  • Loan Amount
    Minimum: ₹5 lakhs
    Maximum: ₹5 cr
  • Interest Rate Applicable
    Floating
  • Maximum Tenure
    9 years, subject to balance lease term

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