Group Medicare 360

A feature for existing Axis Bank customers, the Group MediCare 360 plan by Tata AIG General Insurance Company Ltd. is an annual policy offering health insurance to the entire family.

Features & Benefits
Eligibility & Documentation
FAQs
Important Links

Features & Benefits

In-patient Treatment

Covers in-patient hospitalization expenses up to the Sum Insured including COVID-19

Pre & Post Hospitalization

Covered up to 60 days & 90 days respectively

Organ Donor

Cover for medical and surgical expenses of the organ donor for harvesting the organ where an Insured Person is the recipient

Pay interest only on utilisation

You will be charged interest only on the actual amount utilised and for the tenure of utilization. No EMI or post-dated cheques required

Wellness Services/Program

Unlimited Tele Consultations with General Practitioner, Health Risk Assessment through TATA AIG App

Eligibility Documentation

Eligibility and Coverage

Eligibility:

You must be an existing Axis Bank Customer, to avail this product

Coverage Details
Family Definition	Self + Spouse + 2 kids.
Entry Age (Adult)	18yrs to 55 yrs
Entry Age (Child )	91 days to 25yrs
Policy Tenure	Annual.
Sum insured (Individual & floater basis)	INR 5 Lakhs, 10 Lakhs, 15 Lakhs, 20 Lakhs & 25 Lakhs.
Pre-Post Hospitalization	60-90 days respectively.
Day care procedures	540+ listed procedures
Domiciliary Treatment	Covered
Pre – Existing & Specific Illness Waiting Period	Covered after waiting period of 2 years.
Initial Waiting period	30 Days (except in the case of Accidents cover which is from Day 1)
Health Check Up	Up to INR 2,000 per year after every 2 claim free years
Restore Benefit	Automatically restores the base Sum Insured if exhausted within the same policy year
Emergency Ambulance	Covered upto 1% of Sum Insured subject to a maximum of INR 10,000 per hospitalisation in case of emergency
Nursing Allowance	INR 100 per day for 15 days with a deductible of 2 days
AYUSH	Covers on an in-patient basis hospitalisation treatments

Applicable Premium : Annual Premium Chart (in INR)

In case of a Family Floater policy, premium will be charged based on the highest aged member.

Exclusions : Standard Terms and Conditions , waiting periods and Exclusions Apply.

Click here for complete policy wordings.

Important Documents

Frequently Asked Questions

To avail the Group MediCare 360 policy, click here

For claim registration and other queries you may reach out to:

Family Health Plan Insurance (TPA) Limited.

Toll Free number - 1800-425-4090

You can also email us at Tata AIG or call:

Email ID - customersupport@tataaig.com
Toll Free number - 1800-266-7780

No, OPD benefits are not covered under this plan

Yes, the policy can be renewed throughout your lifetime, subject to your being a customer with Axis bank and the Master policy being live/ active.

In case you cease to be an Axis Bank Customer, you will be given an option to migrate the policy to any of Tata AIG General Insurance Company’s available retail plan. (Subject to Underwriting)
However, in case of having availed of any other Axis Bank Product in the interim (I.e. in case your Loan is due to be paid off, but your open a new Savings Account) the policy can be continued.

Yes, if they both have individual Axis Bank accounts they can

No, multiple covers under Group Medicare 360 cannot be issued.

No, Group Medicare 360 does not provide for any add ons.

This policy covers the Pre/Post-Hospitalization expenses for consultations, investigation and medicines incurred up to the number of days, as specified in your Certificate of Insurance up to the sum insured.

Yes, diagnosis costs may be covered if part of hospitalization. However this may be subject to claim admissibility as per policy wordings. Click here Policy Wordings for complete details

This will be as per regulatory norms and decision purely based on retail underwriting guidelines. You could reach out to the below details for further assistance: