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Join The Silver Linings ProgramLoans for every need.
Flexible loans designed to meet all your needs, from personal to business and much more.
- Medical Equipment Loans
- Business Loans
- Doctors Dropline Overdraft
- Home Loan
- Personal Loans
- Education Loans
- Auto Loans
Equip Your Practice, Empower Your Patients
Axis Bank understands the importance of having the right medical equipment to provide top-notch care to your patients. Our specialised Medical Equipment Loans are designed to help doctors invest in the latest technology and tools without financial strain.
Features & Benefits
- Loan amount ranging from a minimum of ₹10 lakhs to a maximum of ₹10 crores
- Tenure starting 12 months up to 60 months (for loan amount <= ₹3 crores) and 84 months (for loan amount > ₹3 crores)
- Margin – 20% of the total asset cost
- Funding against the medical equipment purchased
- Security – Hypothecation of the machinery purchased
- Funding for refurbished equipment also available
Note – Homeopathic/Ayurvedic/Unani/Physiotherapists cannot be funded under this product.
Fuel Your Medical Practice with Flexible Financing
We recognise the unique financial needs of medical professionals. Our Business Loans for doctors are designed to provide the financial support you need to expand or, modernise your medical practice. Whether you are looking to set up another clinic, upgrade your existing facilities, or manage working capital, we are here to assist!
Doctor Self-Employed Professional Program:
- Collateral-free loan for business purposes, based on bank statements) or income documents
- Financing available up to ₹75 lakhs
- Higher tenure of 5 years specifically for doctors
- Eligibility includes MBBS and higher degree
- Minimum of 2 years of practice vintage
Doctor Degree Program
- Loans offered to doctors holding an MBBS or higher degree with minimal documentation.
- Loan amount up to ₹20 lakhs
- Tenure up to 5 years
- Minimum 3 years of practice vintage
- Minimum 2 years in the current profession
- Gross receipts of ₹5 lakhs and above
Convenient Access to Funds
Doctor’s Dropline Overdraft is a specially designed facility that provides medical professionals with easy access to funds whenever needed. This flexible overdraft solution helps you manage cash flow, meet short-term financial requirements, or cover unexpected expenses.
Features & Benefits
- Collateral-free loans ranging from ₹10 lakhs to ₹25 lakhs
- Loans can be availed for a tenure of 24 to 60 months for MBBS & above and 24 to 48 months for dentists
Your Dream Home is within Reach
Our specialised Home Loans for Doctors are designed to help you secure your dream home with flexible financing options, competitive interest rates, and a hassle-free application process.
Purpose of the Home Loan
- Purchase of a house / flat
- Takeover of an existing housing loan
- Loan takeover with top-up
- Purchase of a plot of land and Construction of a house thereon
- Construction of a house on an owned plot of land
- Extension, renovation, or repair of an owned house or flat
- Top-up loan for existing Home Loan customers
Eligibility
- Practicing doctors (minimum MBBS, BDS, MD, MS or higher) with minimum 3 years of work experience
Instant Loan for all your Dreams
Whether it’s for a vacation, large appliance purchase or an unexpected expense, our Personal Loans for doctors provide quick and convenient access to funds without any collateral.
Features & Benefits
- Loan amount up to ₹40 lakhs.
- Simple and easy online paperless processing
- Low interest rate starting from 11% per annum*
- Flexible loan tenure from 12 months to 84 months
- Collateral-free loans
T&C-
Policy and Credit conditions as applicable
*Pricing subject to change
Other bank conditions as applicable
Empowering your Medical Journey
At Axis Bank, we understand the dedication required to become a doctor. We are here to support your ambition with our specialised education loans tailored for medical students and professionals.
Features & Benefits
- Unsecured loan of up to ₹50 lakhs
- Secured loan from 10.25% onwards & unsecured loan from 11.25% onwards*
- Pre-admission loans sanction
- Access to 100% loan financing
- Financing for living expenses while studying at the university
- Quick and hassle-free loan disbursement
T&C-
Policy and Credit conditions as applicable
*Pricing subject to change
Other bank conditions as applicable
Special Scheme for Doctors
- Get high-value car loans
- Attractive rates starting from 8.90%*
- Flexible tenure of up to 84 months
- Up to 100% on-road funding
- Up to 50% off on processing fees
T&C-
Policy and Credit conditions as applicable
*Pricing subject to change
Other bank conditions as applicable
