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Axis Bank Shoppers Stop Credit Card
Features & Benefits
Welcome Benefits
- Enjoy First Citizen reward points worth ₹300 upon first transaction within 30 days of card issuance
Reward Points
- Unlimited 20 First Citizen accelerated points for every ₹200 spent on private label brands of Shopper’s Stop
Exclusive discounts on EazyDiner
- Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
Fuel Surcharge Waiver
- Get 1% fuel surcharge on fuel purchases at all fuel outlets across India
Welcome Benefits
Reward Points
Exclusive discounts on EazyDiner
Fuel Surcharge Waiver
Check your eligibility for Axis Bank Shoppers Stop Credit Cards
*The above list is only indicative. Documents required may vary on a case to case basis.
Fees & Charges
The Axis Bank Shoppers Stop Credit Card fees and charges are listed in the table below:
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | ₹500 (only for new card issuance) |
| Annual Fee | ₹500 (Waived for cumulative spend of Rs. 1 L and above) |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | ₹175 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.75% per month (55.55% per annum) |
| Cash withdrawal fees | 2.5% (Min. ₹500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 An additional INR 100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared. |
| Over limit penalty | 2.5% of the over limit amount (Min ₹500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. ₹500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Fuel Transaction fee | 1% fee will be applicable on cumulative spends of ₹50,000/- or more on fuel transactions per statement cycle |
| Rent Transaction fee | 1% fee per transaction on rental transactions |
| Utility Transaction fee | 1% fee will be applicable on cumulative spends of ₹25,000/- or more on utility transactions per statement cycle |
| Education Transaction fee | 1% fee per transaction will be applicable on education payments made via third party apps |
| Wallet Load Transaction Fee | 1% fee will be applicable on cumulative spends of ₹10,000/- or more on wallet load transactions per statement cycle |
| Online Skill Based Gaming Transaction Fee | 1% fee will be applicable on cumulative spends of ₹10,000/- or more on Online skill based gaming platforms in a statement cycle |
| Dynamic Currency Conversion markup | 1.5% + taxes on international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Value Chart
| Axis Bank Shoppers Stop Credit Card Value Chart on Annual Spends of Rs. 3,00,000 | ||
|---|---|---|
| Benefits of Axis Bank Shoppers Stop Credit Card | Annual Spends(₹) | Savings(₹) |
Welcome Vouchers (Vouchers redeemable at stores)* | 15,000 | 1500 |
Welcome Vouchers (Vouchers Redeemable online)* | 1,500 | 250 |
Rs.500 Shoppers Stop vouchers redeemable on Exclusive Brand Apparel only* | 2,500 | 500 |
Welcome Benefit: First Citizen Reward Points worth Rs. 300* | - | 300 |
Annual Spends at Shoppers Stop on Exclusive Brand Apparel | 50,000 | 2500 |
Annual Spends at Shoppers Stop (on other brands), Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox | 70,000 | 2100 |
Annual Spends outside the above-mentioned stores | 1,50,000 | 750 |
Spends in excluded categories | 20,000 | - |
Fuel Surcharge Waiver^^ | 10,000 | 100 |
Annual Spends fee waiver | 100000 | 500 |
| Total Annual Savings^ | 8,500 | |
Total Benefits on Axis Bank Shoppers Stop Credit Card is more than Rs. 8500 (value chart is for illustrative purpose only)
*Only applicable for the first year
^Valid on transactions between Rs. 400 and Rs. 5000 only. GST charged on fuel surcharge is non-refundable.
Out of Rs. 20,000 spent on Excluded categories, Rs. 10,000 is spent on Fuel. No reward points are earned on fuel transactions
^^The Redemption Value of Each FC Point = Rs. 0.50
Need information on Credit Card services?
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Terms and Conditions
The terms and conditions of Axis Bank Shoppers Stop Credit Card will be updated w.e.f. 20th June 2025. Please click here to know more.
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