Axis Bank Shoppers Stop Credit Card

Features & Benefits
Eligibility & Documentation
Fees & Charges
Value Chart
Services

Features & Benefits

Welcome Benefits

Enjoy First Citizen reward points worth ₹300 upon first transaction within 30 days of card issuance

Reward Points

Unlimited 20 First Citizen accelerated points for every ₹200 spent on private label brands of Shopper’s Stop

Exclusive discounts on EazyDiner

Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card

Fuel Surcharge Waiver

Get 1% fuel surcharge on fuel purchases at all fuel outlets across India

Eligibility Documentation

Check your eligibility for Axis Bank Shoppers Stop Credit Cards

Primary Cardholder should be 18-70 years of age.
The individual should be a Resident of India.

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill bill

*The above list is only indicative. Documents required may vary on a case to case basis.

Fees & Charges

The Axis Bank Shoppers Stop Credit Card fees and charges are listed in the table below:

Fees & Charges

DESCRIPTION	CHARGES
Joining fee	₹500 (only for new card issuance)
Annual Fee	₹500 (Waived for cumulative spend of Rs. 1 L and above)
Add-on card joining fee	Nil
Add-on card annual fee	Nil
Card replacement fee	Nil
Cash payment fee	₹175
Duplicate Statement fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Mobile alerts for transactions	Free
Balance enquiry charges	Waived
Finance charges (Retail purchases and cash)	3.75% per month (55.55% per annum)
Cash withdrawal fees	2.5% (Min. ₹500) of the cash amount
Overdue penalty or Late payment fees	Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 An additional INR 100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared.
Over limit penalty	2.5% of the over limit amount (Min ₹500)
Cheque return or dishonor fee or auto-debit reversal	2% of the payment amount subject to Min. ₹500
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee	3.5% of the transaction value
Fuel Transaction fee	1% fee will be applicable on cumulative spends of ₹50,000/- or more on fuel transactions per statement cycle
Rent Transaction fee	1% fee per transaction on rental transactions
Utility Transaction fee	1% fee will be applicable on cumulative spends of ₹25,000/- or more on utility transactions per statement cycle
Education Transaction fee	1% fee per transaction will be applicable on education payments made via third party apps
Wallet Load Transaction Fee	1% fee will be applicable on cumulative spends of ₹10,000/- or more on wallet load transactions per statement cycle
Online Skill Based Gaming Transaction Fee	1% fee will be applicable on cumulative spends of ₹10,000/- or more on Online skill based gaming platforms in a statement cycle
Dynamic Currency Conversion markup	1.5% + taxes on international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation

Value Chart

Axis Bank Shoppers Stop Credit Card Value Chart on Annual Spends of Rs. 3,00,000
Benefits of Axis Bank Shoppers Stop Credit Card	Annual Spends(₹)	Savings(₹)
Welcome Vouchers (Vouchers redeemable at stores)*	15,000	1500
Welcome Vouchers (Vouchers Redeemable online)*	1,500	250
Rs.500 Shoppers Stop vouchers redeemable on Exclusive Brand Apparel only*	2,500	500
Welcome Benefit: First Citizen Reward Points worth Rs. 300*	-	300
Annual Spends at Shoppers Stop on Exclusive Brand Apparel	50,000	2500
Annual Spends at Shoppers Stop (on other brands), Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox	70,000	2100
Annual Spends outside the above-mentioned stores	1,50,000	750
Spends in excluded categories	20,000	-
Fuel Surcharge Waiver^^	10,000	100
Annual Spends fee waiver	100000	500
Total Annual Savings^		8,500