Eligibility for Top-Up Loan

The Axis Bank Top-up Loan offers home loan customers extra finance to tide over a short term crunch. Find out the eligibility criteria for applying for an Axis Bank Top-up Loan below:

Eligibility for Top-Up Loan

The Axis Bank Top-up Loan offers home loan customers extra finance to tide over a short term crunch. Find out the eligibility criteria for applying for an Axis Bank Top-up Loan below:

NRIs and Resident Indians can avail of top-up Home Loans based on the following conditions:

  • The property must be owned by an NRI only or in joint ownership (Applicable only for NRI customers)
  • Top-up loans can only be extended against complete residential property with no pending post-disbursal documentation
  • For an existing home loan borrower, clear repayment history is important. There should not be more than 1 EMI bounce in the last one year and the same should have been cleared before the next EMI date
  • Existing home loan customers are eligible for a top-up Home Loan after six months’ clear repayment
  • For a top-Up Loan with takeover of a home loan from other bank, one year clear repayment track will be required

Fees & Charges

Click Here right-card-for-every-need

Home Loan Eligibility Calculator

A place to call our own is an aspiration for most of us. But owning a home requires a lot of planning, given the costs involved. However, with the right kind of financial support, buying your own home is a dream that you can fulfil easily.

Y
21Y57Y
Y
3Y30Y
8K1Cr
01Cr
%
7% 18%

Your EMI* 4,800

Apply Now

*Equated Monthly Installment'

Loan Amount

1,55,455.03

Affordable Home Loans

keeping your best interests in mind!

Know More right-card-for-every-need

Related Products

Top-Up Home Loan

Top-Up Home Loan
  • As an Axis Bank home loan customer, you can avail extra finance of up to ₹50 Lakhs against the mortgage of your property with our top-up loan.

QuikPay Home Loan

QuikPay Home Loan
  • QuikPay Home Loan is a unique financing solution that helps you repay higher principal earlier in the loan tenure.

24x7 Home Loans

24x7 Home Loans
  • Quick and Paperless Home Loan Sanction
location
location

Got more questions?

For any queries, locate the nearest branch.

Locate Branches

Learning Hub

Look through our knowledge section for helpful blogs and articles.

Scroll To Top