Apply for Shopping Credit Card

Shopping Credit Cards allow you to maintain a stylish lifestyle throughout the entire year, while earning rewards and benefits with every shopping spree. They offer attractive discounts, cashback, and rewards for shopping and purchasing essentials. You just need to select the right card to maximise the benefits and rewards, as it can be your passport to privileges. You can get rewards on your online transactions as well as at brick-and-mortar stores. In the long run, a Credit Card for shopping can help you achieve significant savings.

Features & Benefits

Uninterrupted rewards

With Shopping Credit Cards, you are rewarded for your every purchase,

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Frequent cashback

You can gain cashback across numerous platforms as per the terms of the card.

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EMI benefit

If you are planning to make big purchases, you don’t need to strain your budget.

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Strategic partnerships

Shopping Credit Cards have tie-ups with service providers like restaurants, brands, etc. to reward you exclusively if you decide to shop from these brands.

Eligibility for Shopping Credit Card

You need to fulfil the following eligibility criteria to avail of the Shopping Credit Card:

  • The applicant should be a resident of India
  • The age of the primary cardholder should be between 18 years to 70 years
  • The age of the add-on cardholder should be 18 years
  • The net income of the applicant should be above the specified limit

Documents required for Shopping Credit Card

In order to get a Shopping Credit Card, you need to provide the following documents:

  • Copy of your PAN Card or form-60
  • Income proof, i.e., income tax returns, Form-16, or payslip
  • Residence proof i.e., driving licence, passport, utility bill, landline bill etc.
  • Passport size photo
  • Any other proof, as may be required

Your Lifestyle. Your Card.

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Pre-Approved Credit Card

How to apply for a Shopping Credit Card?

You can seamlessly apply for the Shopping Credit Card online with Axis Bank by following these simple steps:

  • 01

    Step 1

    Visit the Axis Bank's official website and look for the 'Credit Cards' tab.

  • 02

    Step 2

    Skim through and select the card that best meets your shopping needs. Remember to check out the terms and charges.

  • 03

    Step 3

    Search and click on the ‘Apply’ button.

  • 04

    Step 4

    Provide all the relevant details and upload the required documents.

  • 05

    Step 5

    Submit the application. The bank will decide on the approval or rejection thereof.


In case you find it difficult to apply for your Shopping Credit Card online, you can visit your nearest Axis Bank branch  and apply offline as well.

Shopping Credit Cards

Best Seller

Axis Bank AURA Credit Card

NEO Credit Card
  • Get welcome decathlon OMNI Gift Card worth INR 750
  • Earn 2 points per spend of INR 200 and 5x reward points on Insurance
  • Get 48 online video doctor consultations free per year, Get 48 interactive fitness video training sessions free per year, Get discount upto INR 500 on health checkup
Joining Fee: ₹749
Annual Fee: ₹749
Best Seller

FLIPKART AXIS BANK Credit Card

NEO Credit Card
  • Welcome benefits worth ₹350
  • Best in class cashback on Myntra, Flipkart and Cleartrip.
  • Unlimited cashback on Swiggy, Uber, PVR and many more.
Joining Fee: ₹500
Annual Fee: ₹500
Best Seller

Axis Bank My Zone Credit Card

NEO Credit Card
  • Complimentary Sony LIV Premium subscription for 1 Year worth Rs.1499
  • Flat Rs.120 off* on Swiggy; twice a month
  • Enjoy complimentary airport lounge access* (4 times per year)
Joining Fee: ₹0
Annual Fee: ₹0
(for VISA Network)

Reward points / cashback redemption and validity

Shopping Credit Cards offer reward points and cashback for every shopping transaction. You can use these reward points and cashback to pay bills or make additional purchases. The reward points and cashback are reflected in your Credit Card statement or on the website. You can redeem these points and cashback through Axis Bank's website under the EDGE Loyalty Rewards Program. Reward points earned under this program are valid for three years from the transaction date.

Shopping Credit Cards FAQs

Shopping Credit Cards are exclusive cards that reward shoppers for every penny they spend on shopping. The rewards can include points, coupons, cashback, discounts, and exclusive deals, among others.

If you are a regular shopper, then having a Shopping Credit Card is a must for you. Axis Bank offers a range of credit cards such as Axis Bank Flipkart Credit Card, Neo Credit Card, and many more. Each of them rewards you with cashback, reward points, discounts and exclusive deals every time you go shopping, whether online or offline.

Using a Credit Card for shopping can be a valuable tool if you can manage your card payments responsibly. It not only helps you benefit from the interest-free credit period but also rewards you massively in multiple ways. Further, you get to enjoy a convenient and secure way to make purchases, along with the option to convert large purchases into EMIs.

Yes. You can use Credit Card for shopping in any shopping mall. Shopping malls have shops of multiple brands. While you can benefit from general rewards, Credit Cards can also confer exclusive rewards in case you shop with partner merchants.

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