Munish Sharda

In his current role, Munish heads Retail Liabilities, Branch Banking, Bharat Banking, Commercial Banking Group, and Retail Portfolio Management Group for retail products. Prior to his current role, he served as Group Executive & Head – Bharat Banking at Axis Bank, a position he held from September 2021.

He has worked for over 25 years in banking and financial services across product categories in all the major markets of the country.

He brings rich leadership experience in scaling businesses, leveraging digital & technology to drive business outcomes, building people capabilities, and enhancing customer experience. Munish started his financial services career with Global Consumer Bank, Citibank India, where he worked across geographies, products and businesses for over a decade. Before joining Axis Bank, Munish served as the Managing Director & CEO of Future Generali India Life Insurance for more than 7 years, during which he spearheaded transformation and growth, enhancing profitability. He also has experience in the consumer goods sector with Blow Plast Limited and in the engineering field with Larsen & Toubro Limited.

He is a member of the Board of Trustees in Axis Bank Foundation. He is a Director of Axis Max Life Insurance Limited and A. TReDS Limited.

Munish holds a Bachelor's Degree in Mechanical Engineering from Punjab Engineering College and has completed his Postgraduate Diploma in Management from IIM Lucknow. He also holds a Certification in ESG Investing by CFA Institute, USA.