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For MSMEs with turnover up to ₹100Cr
Retail Current Account
GIFT City (Gujarat International Finance Tec-City) hosts India’s International Financial Services Centre (IFSC), regulated by IFSCA. Retail current accounts here allow individuals—NRIs, residents under LRS, and foreign nationals—to maintain foreign currency balances in a globally connected, tax-efficient environment.
Features & Benefits
Global Reach
Operate in multiple currencies—USD, GBP, EUR, and JPY—making international transactions seamless.
Effortless Transfers
Easily move funds in and out of your current account.
Zero Interest
No interest is paid on current account balances.
Competitive Remittance Rates
Enjoy attractive rates for sending and receiving money.
Flexible Access
Choose between single or joint account operation.
Nomination Option
Secure your account with a nomination facility.
Eligibility & Documentation
- Anyone can open a Current Account (Indian residents are subject to LRS guidelines).
- Terms and conditions
- Account opening form/other formats and checklist
- Correspondent (NOSTRO) details
Disclaimer
Product offering is subject to certain eligibility criteria as per Bank's internal policy and is subject to Bank's discretion.
