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- Bajaj Allianz Life Smart Protect Goal
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Bajaj Allianz Life Smart Protect Goal
Aapke Life Goals ka back-up plan.
1 Cr Life Cover @ ₹21/day^.
Bajaj Allianz Life Smart Protect Goal
Bajaj Allianz Life Smart Protect Goal Our future plans and financial goals need protection from life's twists and turns. A comprehensive term plan with a competitive premium can be a perfect shield against financial stress caused by any life event.Bajaj Allianz Life Smart Protection Goal is a complete term plan that is easy on your pocket and provides you with an all-encompassing life cover. It not only offers you the option to get back the entire premium at the time of maturity but also protects you against financial loss from several critical illnesses. This plan is designed to offer a customised solution to suit your unique needs.All in all, Bajaj Allianz Life Smart Protection Goal is a complete term plan with new-age features to align with your evolving needs.
Features & Benefits
Key benefits of the Bajaj Allianz Life Smart Protect Goal
Comprehensive cover:
The plan offers life cover at a competitive premium with variants like Life Cover, Life cover with Child Education Extra Cover, Life Cover with Joint Life and Increasing Life Cover.
Whole of life cover option:
You can opt for a whole life cover option, which provides life cover till the age of 99.
Return of premium option:
With this option, you get back the amount equivalent to the total premiums paid during the policy term at the time of maturity. This option is not available with Whole of Life Cover option.
Protection against 55 critical illnesses:
The policy comes with a very comprehensive critical illness benefit that offers financial protection against 55 critical illnesses.
Multiple add-ons:
Apart from the critical illness benefit, the policy also offers accidental death benefits, accidental total permanent disability benefits, and a waiver of premium benefit as add-on covers.
Comprehensive cover:
The plan offers life cover at a competitive premium with variants like Life Cover, Life cover with Child Education Extra Cover, Life Cover with Joint Life and Increasing Life Cover.
Whole of life cover option:
You can opt for a whole life cover option, which provides life cover till the age of 99.
Steps to buy Bajaj Allianz Life Smart Protection Goal
The steps to buy Bajaj Allianz Life Smart Protection Goal are mentioned below:
- 01
Choose the sum assured
Choose the sum assured that you would need to safeguard your family's future.
- 02
Decide whether you need a critical illness benefit (CIB) and/or a return of premium (ROP)* feature.
- 03
Choose your policy term and the premium payment term
Select the period for getting life insurance protection and the tenure for premium payment.
- 04
Choose your premium payment frequency
Decide the interval at which you would prefer to pay the premium during the premium payment term.
Notes:
Your premium is calculated based on your current age, gender, sum assured, optional benefit(s) chosen, policy term, premium payment term and frequency, discounts applicable, etc.
*If ROP is chosen, the return of premium as a maturity benefit applies both on the premium paid and on the critical illness benefit opted. The ROP is not available if you choose whole life.
Frequently Asked Questions
The waiver of the premium option is available in case of any critical illness (including accidental total permanent disability) or the life-assured's death.
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