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Bajaj Allianz Life eTouch
Presenting a complete protection plan built to safeguard you and your loved ones from various uncertainties in life. Don’t let stress come knocking on your doors. Be prepared with Bajaj Allianz Life eTouch, a solution for you and your loved ones to be able to realise your dreams without any compromises in case of an unforeseen event.
Features & Benefits
Key advantages of Bajaj Allianz Life eTouch
Premium Holiday
- An option which helps you skip your premiums for 1, 2 or 3 years during the premium payment term
Shields against death, terminal illness and disability
- Bajaj Allianz Life eTouch covers you against death and terminal illness. It also waives your future premiums due Read More
Flexibility to pay
- You can pay premiums throughout the policy term, or for a limited number of years, or till your retirement age (Age: 60 years)
Early Exit Value (Life Shield Plus variant)
- Exit Early (after your need for cover is over) and get back your paid premiums* as Early Exit Value
Return of Premium (Life Shield ROP variant)
- Get back your total premiums* paid as Maturity Benefit
Premium Holiday:
Premium Holiday has to be selected at inception to avail this benefit and also depends on other policy terms & conditions
Shields against death, terminal illness and disability:
(if any) in case of diagnosis of Accidental Total Permanent Disability or Terminal Illness (whichever is earlier). With the Life Shield Plus variant, your family also gets extra pay-out in the form of Accidental Death Benefit in case of death due to accident
Early Exit Value (Life Shield Plus variant):
*Total premiums paid shall be the total of all premiums received exclusive of taxes, extra premium, loadings for modal premiums if any. Please note that GST and cess if any will be collected over and above the premium
Return of Premium (Life Shield ROP variant):
*Total premiums paid shall be the total of all premiums received exclusive of taxes, extra premium, loadings for modal premiums if any. Please note that GST and cess if any will be collected over and above the premium
Steps to Buy - Bajaj Allianz Life eTouch
Easily purchase Bajaj Allianz Life eTouch online in just a few simple steps.
- 01
Choose Your Variant
The variant chosen at inception cannot be changed during the policy term.
- 02
Choose Your Sum Assured
Decide on the level of protection by choosing the sum assured you need to safeguard your family’s future
- 03
Choose Your Death Benefit Payment Option
Select how your family will receive the Death Benefit in your absence:
a) A one-time lump sum, or
b) Partly as lump sum & partly as monthly income for 60 months - 04
Choose Your Policy Term And The Premium Payment Term (As Applicable)
Select the period for which you want to get life insurance protection and the period for which you want to pay the premium
- 05
Choose Your Premium Payment Frequency
Depending on your convenience you can decide the interval at which you would prefer to pay the premium during the premium payment term.
Your premium will be based on your current age, gender, sum assured, variant, death benefit pay-out option, policy term, premium payment term & frequency, etc.
Types of Variant
| Variant | Benefits | ||||
|---|---|---|---|---|---|
| Death Benefit | Terminal Illness | ADB | WOP on ATPD/TI | Return of Premiums | |
| Life Shield Plus | ✓ | ✓ | ✓ | ✓ | × |
| Life Shield ROP | ✓ | ✓ | × | ✓ | ✓ |
The acronyms used stand for: (i) TI – Terminal Illness (ii) ATPD – Accidental Total Permanent Disability (iii) WOP – Waiver of Premium (iv)ADB- Accidental Death Benefit
Eligibility for Bajaj Allianz Life eTouch
For Life Shield & Life Shield Plus
Cover up to Age 99
Entry Age
Pay till 60 option – Mini mum: 25 years, Maximum: 55 years.
For Life Shield ROP
Age at Entry
Age at Maturity
For Life Shield
99 Years (For Life Shield Plus, for ADB: 85 years)
For Life Shield Plus and Life Shield ROP
Policy Term
Life Shield
Life Shield Plus
Life Shield ROP
Premium Payment Term
Life Shield
Life Shield Plus and Life Shield ROP
In Limited Premium, the Premium Payment Terms available are 5 years, 6 years, 10 years, 12 years, 15 years, 20 years and Pay till the Age of 60 years
Sum Assured
Terminal Illness Sum Assured
Terminal Illness Sum Assured will be as per the base sum assured subject to the above limits
Minimum & Maximum premium:
Premium Payment Frequency
Half yearly, Quarterly and Monthly premium frequencies are only allowed under auto-debit process as allowed by RBI to financial institutions.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS - IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life eTouch are the names of the company and the product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife. com) carefully before concluding a sale Red. Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006. IRDAI Reg. No.: 116. CIN : U66010PN2001PLC015959, Call us on toll free No.: 1800 209 7272, Mail us: customercare@bajajallianz.co.in. Bajaj Allianz Life eTouch is A Non-linked Non- Participating Individual Life Insurance Term Plan (UIN: 116N172V03). The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo. All charges/ taxes, as applicable, will be borne by the Policyholder.
Axis Bank Ltd is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0069. This Plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of Bajaj Allianz Life Insurance product is purely on voluntary basis. Axis Bank Ltd.is not in the business of insurance and there is no link either direct or indirect between the banking services offered by the bank to its customers and use of the insurance Product. The Bank’s trademark & logo displayed herein exclusively belongs to Axis Bank Ltd. BJAZ-WC-ECNF-07899/24
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