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Merchant Finance Loans

Fund purchases from your channel partner with Merchant Finance Overdraft Loans. Grow your business with fully digital and collateral-free Overdraft based on your past purchases from the channel partner. Pay interest only on utilised amount.

Features & Benefits

This account comes with a host of unique features:

  • Loan amount can be availed up to ₹25 lakhs*  
  • Instant Sanction
  • Zero collateral
  • Zero physical documents
  • Zero balance Current Account  
  • Video KYC for seamless onboarding
  • Facility renewal at end of 12 months from the date of availing this facility
Vintage with Partner >=6 months
Age Minimum 21 years at the time of loan application
Maximum 65 years at the end of loan tenure
Bureau Score Bureau Score threshold as per Axis Bank Terms & Conditions
Bank Statements Last 6 Months Bank Statements* (for limits above ₹10 lakhs)
  • Aadhaar
  • PAN card
  • Bank account statement of last 6 months*

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