Apply for Google Pay Flex Axis Bank Credit Card - Spend, Earn & Save Big

DESCRIPTION	CHARGES
Joining fee - Primary Card	Waived
Annual fee – Primary Card	Waived
Card replacement fee – Primary Card	Nil
Cash payment fee	₹175/-
Duplicate statement fee	Waived
Charge slip retrieval fee or copy request fee	Waived
Mini statement SMS	Waived
Outstation cheque fee	Waived
Transaction alert SMS	Free
Balance enquiry charges	Waived
Finance charges (retail purchases and cash)	3.75% per month (55.54% per annum)
Late payment fees	Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways
Cheque return or dishonour fee or auto-debit reversal	2% of the payment amount subject to Min ₹500
Foreign currency transaction fee	3.50% of the transaction value
GST	As per existing Government norms
Reward redemption fee	No
Rent transaction fee	1% fee per transaction will be applicable on each rental transaction. Taxes will be applicable as notified by Government of India.
Dynamic currency conversion markup	1.5% plus taxes will be applicable on each International transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in a foreign nation.