My Wings Credit Card
My Wings Credit Card offers exciting features and benefits for every traveler. Avail two base fare flight tickets complimentary with My Wings Credit Card. The benefits of My Wings Credit Card include access to airport lounge, cashback offers on IRCTC, bus tickets, railway tickets as well as domestic flights.
Features & Benefits
Complimentary Flight tickets, dining delights, exciting cashback offers, access to airport lounge and vouchers for holidays and hotels are some of the benefits of My Wings Credit Card.
All travel/hotel/flight/Ezeego offers and cashbacks on MY Wings Credit Card shall be available till April 20, 2019 only except IRCTC cashback.
Redeem complimentary flight tickets with ease
Redeem 2 complementary base fare flight tickets in simple steps:
Read MoreDining Delights
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.
Read MoreSpend securely
- With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivalled protection
Convert purchases to EMI
- On any transaction over ₹2,500, contact the Bank to convert a big credit card purchase into EMIs
Access numerous airport lounges
- Enjoy complimentary access to airport lounges within India with your Axis Bank My Wings Credit Card
Benefit from cashback on tickets booked on www.irctc.com
₹25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Read MoreTerms & Conditions
₹25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Read MoreFuel up and get a waiver on surcharge
- Fuel surcharge refund on spends at all fuel stations across India
Earn EDGE REWARDS
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
Read More
Fees & Charges
Fees and charges for My Wings Credit Card are applicable for all the card holders. My Wings Credit Card fees is applicable annually, on joining and for cash payment while the others are waived.
Fees & Charges
Fees and charges for My Wings Credit Card are applicable for all the card holders. My Wings Credit Card fees is applicable annually, on joining and for cash payment while the others are waived.
| Description | Charges |
|---|---|
| Joining fee | ₹1200/- |
| Annual Fee | 1st Year: Nil 2nd Year onwards: ₹500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card Replacement Fee (lost or stolen or re-issue) | Nil |
| Cash payment fee | ₹175 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.75% per month (55.55% per annum) |
| Cash withdrawal fees | 2.5% (Min. ₹500) of the cash amount |
| Overdue Penalty or Late Payment Fees | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 An additional charge of ₹100 will be applicable on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared. |
| Over limit penalty | 2.5% of the over limit amount (Min ₹500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount, with a minimum fee of ₹500 and no maximum cap on the fee. |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between ₹400 and ₹4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | Yes |
| GST | As per existing Government norms |
| Rent Transaction fee | 1% on transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup | 1.5% + taxes for each international transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in India but registered in foreign nation |
Value Chart
Value chart for My Wings Credit Card enlists cashbacks and points corresponding to your transactions. Cardholders can avail cashback on all bus tickets, railway tickets, domestic flight tickets, airport lounges and car rental bookings.
| Details | Annual Spends (₹) | CashBack Amount (₹) / Benefits | Reward Points Earned |
|---|---|---|---|
2 Complimentary Flight tickets | - | 10,000 | - |
Family vacation- Four flight ticket bookings | 20,000 | 2,000 | 400 |
Hotels & Holiday Vouchers | 25,000 | 2,500 | 500 |
Four online rail ticket bookings | 6,000 | 100 | - |
Two Bus ticket bookings | 800 | 200 | 16 |
One Car rental bookings | 1,000 | 400 | 20 |
Fuel Surcharge Waiver | 36,000 | 360 | - |
Other Spends | 1,51,200 | - | - |
Complimentary airport lounge access* | - | 4,000 | - |
Total Annual Spends*** | 2,40,000 | - | - |
Total annual cashback and reward points** | - | 19,560 | 3,960 |
Related Products
SpiceJet Axis Bank Voyage Credit Card
- ₹ 1500 worth SpiceJet Flight vouchers on doing 2 transactions in first 30 days
- upto 18 SC Points on credit card spends
- Complimentary 1 year SpiceClub Silver membership upto 6000 Bonus SpiceClub Points as milestone upto 4 complimentary domestic airport lounge access in a year
Need information on Credit Card services?
A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.
Swipe your Credit Card into a world of convenience
Learning Hub
Look through our knowledge section for helpful blogs and articles.
Copyright@ 2025 Axis Bank