About Us
    • 24x7 Personal Loan Notification
    • NEO RuPay Credit Card Notification

    • Axis Bank is now on WhatsApp !

      Send us a 'Hi' on 7036165000 for all your banking needs

      SIGN-UP

Senior Citizen Savings Scheme (SCSS)

The Senior Citizen Savings Scheme (SCSS) is a Government of India-backed savings scheme designed to provide senior citizens with a secure investment option and a regular source of income after retirement. With attractive interest rates, quarterly interest payouts, and the assurance of government backing, SCSS is a suitable investment option for individuals seeking stability and regular income during their retirement years. SCSS can thus help you secure your retirement with guaranteed returns and a dependable income stream.

Key benefits

Government-backed security

Government-backed investment offering a high degree of safety and security.

Attractive interest rates

Attractive interest rate as notified by the Government of India.

Regular income

Quarterly interest payout to provide a regular source of income.

Tax benefit

Tax benefit under Section 80C of the Income Tax Act, subject to applicable limits and prevailing tax regulations.

Flexible tenure

5-year tenure with an option to extend the account for an additional 3 years, as per scheme guidelines.

Individual or joint account

Facility to open an individual account or a joint account with spouse.

EligibilityDocuments required

Eligibility

You can open an SCSS account if you are:

  • A resident Indian aged 60 years and above.
  • A retired individual aged 55 years to less than 60 years, subject to conditions prescribed under the scheme.
  • A retired defence personnel aged 50 years and above, subject to applicable scheme guidelines.

Documents required

To open an SCSS account, please keep the following documents handy:

  • PAN card
  • Aadhaar card or any other valid identity proof
  • Address proof
  • Recent photograph
  • Age proof
  • Any other documents as prescribed under the scheme guidelines

Investment details

ParticularsDetails
Minimum deposit ₹1,000
Maximum deposit ₹30 lakh (per individual)
Tenure 5 years
Extension Additional 3 years
Interest payment Quarterly
Account type Individual or joint (with spouse)

 

Digital Era Banner Neo Credit Card

Why open SCSS with Axis Bank?

  • Convenient account opening through select Axis Bank branches.
  • Hassle-free servicing and account management.
  • Seamless credit of quarterly interest to your linked account.
  • Trusted banking support for your retirement banking needs.

How to open an SCSS Account

Visit your nearest Axis Bank branch with the required documents to open a Senior Citizen Savings Scheme account. Our branch representatives will assist you with the account opening process and help you get started.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely KFin Technologies Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely KFin Technologies Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely KFin Technologies Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely KFin Technologies Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely KFin Technologies Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely KFin Technologies Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely NSDL e-Governance Infrastructure Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely NSDL e-Governance Infrastructure Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely NSDL e-Governance Infrastructure Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely NSDL e-Governance Infrastructure Limited, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely CAMS, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely CAMS, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely CAMS, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely CAMS, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

Dear User,

At your request, you are being redirected to a third-party website. Kindly read and agree with the disclaimer before proceeding forward.

This is to inform you that by clicking on the “Accept” button, you will be redirected to access a website which is operated by a Third Party namely CAMS, which is a PFRDA registered Central Recordkeeping Agency (CRA). Such links are provided only for your convenience, and Axis Bank does not control or endorse third -party websites, also the Bank carry no responsibility of their contents. The use of third-party website would be subject to the terms and conditions of usage which are stipulated therein and the same would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) (users) who access such websites shall be directly between the user and the owner of websites. Axis Bank shall not be responsible directly or indirectly for such action so taken.

Also, in case you do not have any existing active relationship with Axis Bank, you grant the consent for Axis Bank to create a NCIF (Customer ID) for our internal record maintenance purposes as required by PFRDA regulations. This ID will be generated basis the personal details including KYC details shared with CRA. Thank you for visiting www.axis.bank.in

Moreover, you hereby declare that you are a bonafide subscriber of the National Pension System (NPS), and that all contributions made to your Tier I or Tier II account(s) is/are from your own bank account and are funded through legitimate sources.

Disclaimer

Cancel Accept

At your request, you are being redirected to a third party site. Please read and agree with the disclaimer before proceeding further.

This is to inform you that by clicking on the "Accept" button, you will be accessing a website operated by a third party namely NSDL. Such links are provided only for the convenience of the client and Axis Bank does not control or endorse such websites, and is not responsible for their contents. The use of such websites would be subject to the terms and conditions of usage as stipulated in such websites and would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) accessing such web sites shall be directly between such person and the owner of such websites and Axis Bank shall not be responsible directly or indirectly for such action so taken. Thank you for visiting www.axis.bank.in

Disclaimer

Cancel Accept

At your request, you are being redirected to a third party site. Please read and agree with the disclaimer before proceeding further.

This is to inform you that by clicking on the "Accept" button, you will be accessing a website operated by a third party namely NSDL. Such links are provided only for the convenience of the client and Axis Bank does not control or endorse such websites, and is not responsible for their contents. The use of such websites would be subject to the terms and conditions of usage as stipulated in such websites and would take precedence over the terms and conditions of usage of www.axis.bank.in in case of conflict between them. Any actions taken or obligations created voluntarily by the person(s) accessing such web sites shall be directly between such person and the owner of such websites and Axis Bank shall not be responsible directly or indirectly for such action so taken. Thank you for visiting www.axis.bank.in

Locate Branches

Got more questions?

For any queries, locate the nearest branch.

Locate Branches

Learning Hub

Planning your next money move? Spend a minute here