AXIS BANK SUPERMONEY RuPay Credit Card

AXIS BANK SUPERMONEY RuPay Credit Card will open a world where it rains cashback on UPI transactions.

Features & Benefits
Eligibility
How To Apply
Fees & Charges
Services
FAQ's

Features & Benefits

Fuel surcharge waiver

Enjoy a 1% fuel surcharge waiver on transactions at fuel stations across India.

Lifetime Free Credit Card

Get your AXIS BANK SUPERMONEY RuPay Credit Card with zero joining and annual fees.
For detailed terms and conditions please click here

Eligibility

Check your eligibility for AXIS BANK SUPERMONEY RuPay Credit Card

This co-branded credit card is being issued by Axis Bank in Partnership with Scapic Innovations Private Limited (operating under the brand name super.money)

Note – For existing Axis Bank customers, AXIS BANK SUPERMONEY RuPay credit card is available only to Axis Bank Flipkart Credit card customers. The bank reserves the right to approve or decline credit card applications.

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How to Apply for a No Annual Fee Credit Cards Online?

Steps to avail Axis Bank RuPay Credit Card are:

01
To apply for a RuPay Credit Card, visit the Credit Card Online Application page.
02
Input the required details, including your mobile number, annual income and date of birth or PAN. Enter the given captcha and click on “Next”.
03
Opt for the RuPay Credit Card Apply option and then select the card you want to apply for.
04
Fill out the application form with accurate personal and financial information. Upload the necessary documents, review and submit the application form.
05
Once your details are verified, you will receive a notification about your RuPay Credit Card application status.
06
Upon approval, your RuPay Credit Card will be dispatched to your specified address and delivered within a few working days.

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Fees & Charges

Charges	AXIS BANK SUPERMONEY Credit Card
Joining/annual Fee	NIL
Cash advance fee	2.5% of the amount withdrawn or a minimum of.₹500, whichever is higher
Late payment charges	Nil if total payment due is up to ₹500 Late Payment Fee* ₹ 500 if total payment due is between ₹501 and ₹5000 ₹750 if total payment due is between ₹5,001 and ₹10,000 ₹1200 if the payment is greater than ₹10,000 LPF is charged on the outstanding balance (that is, total amount due - payments) NOTE - An additional charge of ₹100 will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles. This charge will apply until the MAD is cleared.*
Over limit charge	0
Returned Payment Charge (Cheque / ECS / ACH / SI bounce charge)	2% of the payment amount, with a minimum fee of ₹500 and no maximum cap on the fee.
Railway ticket booking surcharge	As specified by IRCTC / Indian Railways
Statement Request (beyond 3 months)	NIL
Reissue of lost, stolen or damaged card	NIL
Foreign currency transaction markup fee	3.5% of the transaction value on International Non-DCC Transactions
DCC Surcharge	1.5% Surcharge on DCC Transactions
Cash deposit at Axis branches	₹175 per deposit
Finance Charges - Interest	3.75% p.m.
Rent Surcharge	Rent transactions will incur a 1% transaction fee (uncapped)

Note: *For detailed fees and charges applicable on AXIS BANK SUPERMONEY RuPay Credit Card, please click here.

Need information on Credit Card services?

A diverse range of services, including rewards, travel perks, fraud protection & more that add value to your transactions.

Credit Limit Increase

Instant loan on credit card

Credit Card against Fixed Deposit

Grab Deals

Convert Purchases Into EMIs

Credit Card Control Center

Linking your RuPay Credit Card on UPI

A standout feature of RuPay Credit Cards is their ability to be directly linked to UPI-enabled apps. This simplifies payments by allowing you to use your Credit Card without swiping or carrying it, ensuring faster and more secure digital transactions.
With this integration, you can make cashless payments with ease from a single platform for both online and in-store purchases. The UPI on RuPay Credit Card feature makes this card even more versatile, offering instant payments with enhanced security and ease, no matter where you are.

Frequently Asked Questions

The RuPay Credit Card was launched by NPCI (National Payments Corporation of India) and issued by Indian banks. This card boasts security features that enable secure and convenient transactions while offering a host of RuPay Card benefits, rewards and offers.

Yes, you can withdraw money from your RuPay Credit Card. However, it is important to note that a nominal cash withdrawal fee applies on such transactions. This fee is typically 2.5% of the withdrawn amount or ₹500, whichever is higher.

Yes. Google Pay accepts RuPay Credit Cards. To get started, add your RuPay Credit Card to Google Pay and set a UPI PIN. You will be all set to make seamless and secure UPI payments with your RuPay Credit Card anytime and anywhere.

No, you cannot transfer money from a RuPay Credit Card to a bank account as this card can only be used for merchant payments.

RuPay Credit Cards are primarily focused on the domestic Indian market. Their international acceptance is limited compared to global networks.

Download your preferred UPI app (e.g., SuperMoney, PayTM, PhonePe etc.).
Verify your mobile number and complete the registration process.
After successful registration, click on “Link RuPay Credit Card”.
Choose your Credit Card issuer bank.
Select your AXIS BANK SUPERMONEY RuPay Credit Card to link.
Proceed to generate your UPI PIN

Scan Merchant’s QR code or enter erchant ID
Enter the payable amount or proceed with the auto-fetched amount.
Select AXIS BANK SUPERMONEY RuPay Credit Card
Enter UPI PIN and confirm the transaction.
Your payment confirmation status will be displayed on the screen..

Open any UPI app, click on “Pay to UPI ID” option and enter the UPI ID
The cardholder’s name will be displayed for confirmation.
Enter the payment amount and proceed with the transaction.

Manage your card on Axis Bank Mobile App

Download Axis Bank Mobile App – Open and go to the Credit Card section. Select your AXIS BANK SUPERMONEY RuPay credit card
Enter the activation code available in physical welcome letter.
You will be redirected to the Card Controls settings page, where you can customise your card preferences.

For more details on the processes and FAQs on Credit Card on UPI, click here