Bajaj Life Smart Wealth Goal

Life is about making smart choices, so are savings. Especially when these choices are about your Life Goals. Presenting Bajaj Life Smart Wealth Goal V, an insurance plan loaded with smart features like Life cover, Return of Life Cover charge, Return of Allocation charge and multiple investment strategies to make the most of your savings.

Bajaj Life Smart Wealth Goal V is a non-participating, life, individual, Unit-Linked single1 & limited/regular premium payment plan. You can opt for any one of the three variants mentioned below. The chosen variant cannot be changed during the term of the policy.

For details of “Wealth”, “Child Wealth” variant and “Joint Life Wealth” variant, please refer to the respective Sales Literatures
¹available only for Wealth (Single premium) and Joint Life Wealth variant

Features & Benefits
How to apply
Important Links

Features & Benefits

Bajaj Life Smart Wealth Goal is designed to offer a solution to all the financial needs of the whole family with its three variants: Wealth , Joint Life Wealth ,Child Wealth

Child Wealth Variant

Life cover² payable in case of earlier occurrence of Death or Accidental Total Permanent Disability (ATPD)

Joint Life Wealth Variant

Joint Life Cover
Single Premium Payment

Wealth Variants

Loyalty Benefits³
- Return of Allocation Charge (ROAC)
- Fund Boosters

Bajaj Life Smart Wealth Goal: Steps To Buy

01
Choose the variant of the plan you want to opt for
02
Choose your premium payment term and policy term
03
Choose the investment portfolio strategy and the fund option (if required)

Bajaj Life Insurance Ltd. (Formerly known as Bajaj Allianz Life Insurance Company Limited)

Risk Factors and Warning Statements: Bajaj Insurance House, Airport Road, Yerawada, Pune – 411006 IRDAI Reg.No.: 116 CIN : U66010PN2001PLC015959 Mail us : cucustomercare@bajajlifeinsurance.com Call on : customer care no. 020-6712 1212.. The Logo of Bajaj Life Insurance Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo.. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajlifeinsurance.com) carefully before concluding a sale. All charges/taxes, as applicable will be borne by the Policyholder.

³Loyalty benefits are subject to policy terms and conditions

⁴Return of Mortality charges will be payable provided all due Regular Premiums/Single Premium under the Policy have been paid up to date

^#Available after 5-year lock in period

^Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy.

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

ULIPs are different from the traditional insurance products and are subject to the risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Bajaj Life Insurance Limited is only the name of the Life Insurance Company and Bajaj Life Smart Wealth Goal V is A Unit-linked Non-Participating Individual Life Savings Insurance Plan (UIN- 116L201V04) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Axis Bank Ltd is a Corporate Agent for Bajaj Life Insurance Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0069. This Plan is offered and underwritten by Bajaj Life Insurance Limited. The purchase of Bajaj Life Insurance Limited product is purely on voluntary basis. Axis Bank Ltd. Is not in the business of insurance and there is no link either direct or indirect between the banking services offered by the bank to its customers and use of the insurance Product. The Bank's trademark & logo displayed herein exclusively belongs to Axis Bank Ltd.