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Bajaj Allianz Life Smart Wealth Goal
Think big and act smart when it comes to realizing your life goals. And when it comes to financing your dreams, you not just need to plan well in advance, but also have to be intelligent with your investments. A smart ULIP plan is that
investment decision that may help you in ensuring optimum returns over the long term.
Bajaj Allianz Life Smart Wealth Goal, a unit-linked insurance plan, is loaded with smart features like the return of life cover charge,
the return of allocation charge and fund boosters, to enable wealth creation. It offers multiple investment portfolio strategies to allow you to build a corpus to achieve your life goals.
Features & Benefits
Bajaj Allianz Life Smart Wealth Goal is designed to offer a solution to all the financial needs of the whole family with its three variants: Wealth , Joint Life Wealth ,Child Wealth
Return of allocation charges
On the completion of 10 years of the policy or the date of maturity whichever is earlier, all the allocation charges deducted under the policy during the policy term are added to the funds as Loyalty Benefit.
Fund booster
Fund Booster as a percentage of the average daily regular premium fund value during the previous 3 years is added into the fund as Loyalty Benefit every five years after the completion of 15 years of the policy.
Periodical money back
At the time of policy purchase or any time before the 10th policy year, you can decide to take the Loyalty Benefits as Periodical Money Backs
Read MoreReturn of mortality charges
Like in few term plans, Bajaj Allianz Life Smart Wealth Goal returns the life cover charge at the end of the policy term if all regular premiums have been paid under the policy.
Joint life wealth
The policyholder can include his/her spouse, child, parents, grandparents or co-borrower in the life cover. This variant is available only as a single premium payment plan.
Income benefit with waiver of premium (WOP)
Additional income benefit on earlier occurrence of Death or accidental total permanent disability. (available only in Child Wealth Variant)
Choice of 5 investment portfolio strategies
To suit the risk profile and requirements of different policyholders, the plan offers five investment portfolio strategies -- Investor Selectable Portfolio Strategy
Read MoreMultiple fund options
Savvy policyholders with a better understanding of financial markets can choose the Investor Selectable Portfolio Strategy to build a portfolio for themselves by opting
Read MoreMaturity or death benefit in installments
The plan allows you to receive the maturity or death benefit in yearly, half-yearly, quarterly or monthly installments over a maximum period of five years.
Tax benefits
The policyholder can avail income tax benefit as per prevalent tax laws.
Periodical money back
At the time of policy purchase or any time before the 10th policy year, you can decide to take the Loyalty Benefits as Periodical Money Backs (through systematic partial withdrawals), as soon as they have been added in the Regular Premium Fund Value. You can change your choice any number of times before the end of the 10th policy year.
Multiple fund options
Savvy policyholders with a better understanding of financial markets can choose the Investor Selectable Portfolio Strategy to build a portfolio for themselves by opting for one of eight fund options depending on their need, risk profile and time horizon.
Choice of 5 investment portfolio strategies
To suit the risk profile and requirements of different policyholders, the plan offers five investment portfolio strategies -- Investor Selectable Portfolio Strategy, Wheel of Life Portfolio Strategy II, Trigger Based Portfolio Strategy II, Auto Transfer Portfolio Strategy and Capital Preservation-Oriented Strategy.
Bajaj Allianz Life Smart Wealth Goal: Steps To Buy
- 01
Choose the variant of the plan you want to opt for
- 02
Choose your premium payment term and policy term
- 03
Choose the investment portfolio strategy and the fund option (if required)
Important Links
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